SoFi sent out a survey about a new credit card they are looking at launching. The proposed card would earn 2% back on all purchases, provided you deposit the cashback into a SoFi Money/Invest/other account. It would also earn 5%... Read More →
Category - Credit Cards
Annual Fee Refund Rules For Each Card Issuer
A lot of credit cards come with annual fees, a lot of these annual fees are waived for the first year. Each credit card issuer is different when it comes to when these fees become payable and what date you need to cancel by to avoid the... Read More →
Bank of America Alaska 30,000 Miles + $200 Statement Credit
Bank of America is offering a bonus of 30,000 miles & a $200 statement credit on the Alaska Airlines card when you spend $2,000 or more within the first 90 days Read More →
U.S. Bank Allows Product Changes From Altitude Reserve To Altitude Go
Reader Chris was able to product change an Altitude Reserve card into the new Altitude Go no-fee card. A few notes: Reports indicate the card needs to be at least one year old in order to do a product change. That’s consistent... Read More →
Bank of America Air France/KLM FlyingBlue Credit Card 25,000 Miles + $150 Statement Credit Bonus
Bank of America is offering a sign up bonus of 25,000 miles and a $150 statement credit after $1,000 in spend within the first 90 days after account opening on the AirFrance/KLM FlyingBlue Credit Card Read More →
[OH, KY, IN] GECU Visa Signature 2x Points Back Card Review: 20K Bonus, No FTF & More
GECU Visa Signature card offers 2x points per $1 spent and a number of other benefits Read More →
[YMMV] American Express Blue Business Plus 25,000 Points Signup Bonus With $3,000 Spend
Some people are seeing a sign up bonus on the American Express Blue Business Plus card of 25,000 points after $3,000 in spend within the first three months of card ownership on the American Express Blue Business Plus card. We've never... Read More →
Issue With Barclays Aviator Business Cards Being Issued
Recently there have been some issues with the newly approved Barclays Aviator Business card. Read More →
[Expired] [Targeted] Citi Spending Bonuses: 10x On Groceries, Shopping & Gas
Citi has sent out a targeted spending bonus offering 10 ThankYou points per $1 spent on eligible purchases like Groceries, Shopping & Gas Read More →
[Expired] [Targeted] Rakuten Visa: 4x/6x Points At Grocery Stores, Restaurants, Mobile Wallets With No Limit (6/1-6/30)
Earn 6% Cash Back on grocery stores, restaurants, and mobile wallet purchases with your Rakuten Visa Card during the month of June. Others got 4% instead of 6%. Does not appear to be any limit. Read More →
Citi Premier 3x Grocery & Restaurants – Live Already Since June 2nd (Instead Of Scheduled August 23rd Launch)
Citi has announced that the planned enhancement to their Premier card went live on June 2nd instead of the scheduled launch of August 23rd. Citi had previously announced adding 3x categories to the Premier card in the following... Read More →
Does Chase Deduct Points Earned When ‘Pay Yourself Back’ Is Used? (No, Good News)
Chase has added a new feature called ‘Pay Yourself Back‘ where Chase Sapphire Preferred & Chase Sapphire Reserve cardholders can redeem points for 1.25¢/1.5¢ per point towards purchases made in these categories: Grocery... Read More →
American Express Pulls Back On Adding New Credit Card Customers Due To Uncertainty
Bloomberg is reporting that American Express has pulled back on adding new credit card customers because American Express ‘can’t get a clear picture of consumers’ financial health and employment trends’. Part of this... Read More →
Does Upgrading To Chase Sapphire Reserve Restart My 48-Month Signup Bonus Clock?
A lot of people have asked this question, so I thought it worthy of a post: If I upgrade to the Sapphire Reserve card, does that restart my 48-month clock when I'll be eligible again? No, it should not reset it. Read More →
[Update] Customers Can Only Apply For One Sapphire Card (e.g. CSP Cardholders Can’t Get CSR) + 48 Month Wait for Bonus
[Originally posted in 2017. Update 6/2/20: Milestomemories has verified with some data points that you can upgrade to a Sapphire card (e.g. Freedom/Slate to Sapphire Reserve) even if you currently are a Sapphire cardholder (e.g. you... Read More →

