Chase $150 Savings Bonus ($10,000 Requirement Instead Of $15,000)

Maximum bonus amount: $150
Availability: Nationwide (must open account in branch)
APY: 0.01%
Deposit: $10,000 required for 90 days
Hard/soft pull: Soft
Credit card funding: Not available when opening in branch
Monthly fees: $5, waivable
Early account termination fee: Bonus taken back if closed within six months
Expiration date: January 19th, 2017

Contents

1 The Offer
2 The Fine Print
3 Avoiding Fees
4 Our Verdict

The Offer

Direct link to offer

Open a Chase savings account, deposit $10,000 or more in new money and maintain a balance of at least $10,000 for 90 days and receive a $150 bonus

The Fine Print

Savings offer is not available to existing Chase savings customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
After you have completed all the above requirements, we’ll deposit the bonus in your new account within 10 business days.
You can only receive one new savings accountrelated bonus each calendar year and only one bonus per account.
If the savings account is closed by the customer or Chase within six months after opening, we will deduct the bonus amount at closing.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

There is a $5 monthly fee, this is waived if you do any of the following:

Have a minium daily balance of at least $300
Have at least one repeating automatic transfer from your personal Chase checking account
Be under the age of 18
When linked to a Chase Premier Plus Checking, Chase Premier Platinum or Chase Private Client Checking

Our Verdict

You’ll notice you can also get $200 for opening a checking account, but you don’t want to consider this as you can get $300 for opening the same account. That bonus also lets you get $200 for opening a savings account, but it requires a deposit of $15,000 instead of only $10,000 for this one.

Reader Jeff H has confirmed that you can open the total checking account for $300 and then this savings account for $150 at the same time by using the different coupons (keep in mind these bonuses all need to be opened in branch). They’ve also offered a $100 bonus that only required a $5,000 deposit.

The best Chase saving bonus for you probably depends on how much cash you have on hand and how much interest you’d be earning if it wasn’t in this account. Not really worth going into a Chase branch just for this, but combine it with the $300 checking bonus and also see if you’re pre-approved for any Chase credit cards to get around the Chase 5/24 rule.

Probably won’t add this to our list of the best savings account sign up bonuses.

Big thanks to reader, Jeff H who let us know. Please consider sharing bank bonuses with this site so we can make it even better.

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