Posted by William Charles on April 13, 2015
Bank Account Bonuses

Published on April 13th, 2015 | by William Charles

53

[Expired]Chase $450 Coupons (Checking + Savings) – Act Quickly [Open Account In Branch]

Expired. This offer has now unfortunately expired, we will be giving away some of these coupons to lucky readers soon.

This offer was briefly expired, we’ve now found a working link again – thus us reposting this deal. It originally appear on March 25th, 2015.

  • Maximum bonus amount: $450
  • Availability: Nationwide (must open account in branch)
  • Direct deposit required: Yes, no minimum. Click here to view what triggers this bonus
  • Additional requirements: None
  • Hard/soft pull: Soft
  • Credit card funding: Up to $500, no Chase cards (not available when opening in branch)
  • Monthly fees: $10-12, waivable
  • Early account termination fee: Bonus taken back if closed within six months
  • Expiration date: May 7th, 2015 (although these coupons have a limited number, so will run out well before then)

The Offer

Direct link to offer

chase $450 coupon code

The Fine Print

  • Offer not available to existing Chase checking customers, or those who have had accounts closed in the last 90 days (or with a negative balance)
  • Direct deposit must be received within 60 days of account opening
  • Direct deposit must be paycheck, pension or government benefits (such as Social Security) from your employer or the government
  • Must open account in branch
  • Bonuses will appear within 10 days of meeting the requirements
  • Interest rate on the Chase savings account is 0.01%

Avoiding Fees

Savings Account

The Chase Savings Account comes with a monthly service fee of $4 in most states and $5 in CA, FL, GA, ID, NV, OR and WA. Monthly fee is waived with any of the following:

  • Keep a minimum daily balance of $300 or more.
  • Have at least one repeating automatic transfer from your Chase checking account of $25 or more. One time transfers do not qualify.
  • Have a linked Chase Premier Plus Checking, Chase Premier Platinum Checking, or Chase Private Client Checking account.

Checking Account

The Chase Total Checking account comes with a monthly service fee of $10-$12 which is waived if complete any of the following:

  • Have monthly direct deposits totaling $500 or more
  • Keep a minimum daily balance of $1,500 or more
  • Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances

Early Account Termination Fee

If you close either account within 6 months of account opening, you will forfeit the bonus.

Our Verdict

With these e-mail coupon bonuses, there is only a certain amount of them before they run out – if you’re thinking of doing this deal I’d recommend acting quickly. I’m going to do the $300 Chase Total Checking bonus, but I’m not going to do the $150 Chase Savings bonus. As I mentioned previously, I think the $175 bonus is far better value as you don’t need to keep the funds deposited for 90 days.

Here is my plan for the Chase total checking account:

  • Open a Chase total checking account, using a non Chase credit card to fund it with $500
  • Add a direct deposit of $1,000+ of my pay check (if you can’t easily change this, check what else has counted as a direct deposit before). This will trigger the bonus requirement and also give me a balance of $1,500+ which will keep the account fee free
  • Wait until the Tuesday after I’ve completed the the requirements (Chase is weird and always posts the bonuses on a Tuesday), if I didn’t receive my bonus use another direct deposit to try and trigger it
  • Wait 6 months
  • Withdraw my funds & close my accounts, getting ready to do it all again in 2016.

I think Chase bank bonuses are one of if not the best bank bonus there is. There is no minimum on the direct deposit requirement, it’s easy to keep the account fee free and the bonuses are massive as well. If you’ve never completed a bank bonus before, this is the one to get your feet wet with. We’ve added this bonus to our listing of all new checking promotions.

Hat tip to Take Off With Miles



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ABC
ABC

If you don’t have a branch close by (~200 miles) and you can’t apply onlive, is it possibly to go to a branch in a different state and open the account?

John
John

The code seems to work only when account is opened in branch. I used the code to open online, and all the way at the end, after u finished answering all the identity verification questions, and created a username and password, it finally said “the coupon code you enterer cannot be redeemed online.” :/

Jay
Jay

Wow. Thanks for letting us know. My closest brance is 110 miles away 🙂 I dont think even if it worked online I would have been able to open it as Chase has previously stopped my application right after entering my zip code.

Elliot
Elliot

Hey, William,

I applied online for a Chase checking and savings account last week and was denied for both. My questions are:
1) Would it hurt to apply again using these codes?
2) Can I apply for these accounts (and still earn the bonuses) entirely online? I live abroad but use my parents’ California address as my permanent address, so if there’s anything that comes in the mail, they can help me.

A few things to consider:
– After the denial, I requested and just received my Chex report, which showed nothing other than one inquiry from almost 2 years ago.
– I also have 4 personal and 1 business credit card with Chase and have never had any bank accounts with them.
– I was denied for a UA MPE Business card three weeks ago, and the denial letter said I have a 706 score. Since then my score should’ve risen because I dropped from 12% to near 0% utilization and haven’t had any more hard pulls.
– My Experian report has 10 hard inquiries.
– My 2014 income was $40k, and I’m 25.
– My relationship with Chase began 10 months ago, and the only denials I’ve had from them have been on 2 business cards for a new business.
– I have a Schwab checking and brokerage account as well as a BofA checking and Discover savings.

Thanks for your help. I read your blog religiously as it’s by far the most technical and comprehensive (not to mention underrated) of all the travel hacking/churning resources.

Elliot

Ted
Ted

So just wondering Will, with all these bank bonuses you sign up for, which bank do you use as your “primary” checking bank? I’ve currently got Chase and BOA already (and more others), Chase for wages deposit and many bill pays and BOA for mortgage payments. I’ve thought about canceling them both and await for another bonus later, but the hassle of redirecting all that cash flow can be painful. Also, I haven’t found another bank that works as well as Chase in terms of transfers and transaction posting and such. Suggestions?

Chuck

Will, I’ve never heard of using credit card funding in-branch. Have you had success with that?

michael
michael

These offers are by no measure nationwide. I’m not going to drive 4+ hours one way to setup a bank account. Please change this post to reflect reality.

HoKo
HoKo

Any chance we could get a chase branch employee to work with us to do the account opening over the phone/email (assuming I was able to fax/email over all of the needed documents)?

Adam
Adam

is there anyway current customers can get a bonus like this? I heard Chase is cool with offering this kinda bonus once every 12 months.

I’d hate to close a long time established banking (checking & saving) relationship, just to start all over again.

but can I open additional checking and savings accounts (non-business) and get this current bonus? … I got the bonus from Chase when I first opened my accounts I believe in 2010. and I got another bonus in 2012 after I took a code to a branch and somehow my account manager was able to apply the code. just wondering if anyone has tried that recently and had success? I havent because these all say new accounts only (right?) … but I’d be curious if the other policy of one bonus every 12 months still works and how to go about getting it.

Kevin
Kevin

I was wondering if I should open these Chase account, if I do m.s. with their cards?

Ryan
Ryan

So something like this would be considered churnable? Has anyone had success doing that?

anthonyjh21
anthonyjh21

What are the funding options in branch for the $175 offer? I’m wanting to xfer $ from my Ally Bank account.

Mr.500
Mr.500

Just got mail…
$300 for total checking w/ DD
$200 for savings, $15k for 90 days.
I think I’ll go with $175 – for 15k no-min…
So, have the rules changed for DD/P2P ?
Anybody try Redbird, which is amx/serve as DD?

Chuck

I just had success with Serve within the past couple weeks.

Mr.500

Redbird ach worked !
My VA DD got me a super no-fee checking acct.
$475 and no-fee checking/savings … not too bad 🙂

Tom G
Tom G

Red card ach worked for chase in July, 2nd tuesday after deposit bonus was deposited into my account

Josh
Josh

This is probably common knowledge, but if you’re a veteran/active duty military, you qualify for their military checking. No fees, no balance requirements. Opened my account yesterday.

John
John

Is there a minimum DD amount that is required to get the bonuses? I have a $100 DD set up for my next paycheck and was wondering if this was OK to meet the bonus requirements.

UBTraveller
UBTraveller

Does the direct link to the offer work for other people? When I click it, it gives me a 404 error.

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