Update 3/10/23: Chase recently sent out an internal memo to bankers confirming that no credit pull is done for credit limit increase requests. And so it appears that the is now a rule for all credit limit increases, irrespective of whether they are requested via the app or any other platform.
Update 2/20/23: This is now showing up for more people.
Original Post:
Chase is now letting users request credit limit increases via the Chase app and no hard credit pull is done. Previously Chase has always done a hard pull for credit limit increases. Currently this feature is not available to everybody but if you’re eligible it should show as “Request a credit limit increase” under “Transfer A Balance”. It also looks like only pre-approved credit limit increases will avoid the hard pull as it states “preapproved increases will not have a credit pull”.
Hat tip to reader Brian
