Posted by Chuck on December 15, 2015
Credit Cards

Published on December 15th, 2015 | by Chuck

13

Chase Freedom 5% Categories for 2016 Now Live, Includes Groceries

2016 Freedom Categories

Direct Link

  • Q1 January 1 – March 31: Gas stations and local commuter transportation
  • Q2 April 1 – June 30: Grocery stores (not including Walmart and Target purchases) and more
  • Q3 July 1 – September 30: Restaurants and more
  • Q4 October 1 – December 31: Holiday shopping

Screen Shot 2015-12-15 at 12.34.00 PM

The Q2 grocery stores is awesome as we all shop for food and they have lots of gift cards which can be purchased as well. And the Q1 gas category is nice as well, both for gas and for gift cards, as we wrote previously.

You can activate Freedom Q1 2016 now in your online login (appears under the Freedom card, ‘Activate Now’), or wait until the email comes.

Citi Dividend

The categories of the Citi Dividend card were already publicized and include drugstores for Q2, more details here.

Importantly, you can now signup for the Q1 category for 5% cashback from Home Depot and Home furnishing stores from January 1st until March 31st. Many will prefer to max out the full $300 allowance in Q2, as we’ve explained in the previous post.

Discover IT

We’re still waiting to find out what the Discover 2016 categories will be. For now, we just know that Q1 will be gas and ground transportation. That’s good news since it’s possible to buy gift cards at gas stations and get 5%, or even 10% for those who are enrolled in the double cashback offer. More details on that here.

The Q1 2016 offer is now available for signup in your online Discover login.



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Evan
Evan

Ok, better now that we know groceries are included. It still bothers me though that both Freedom and Discover have the same Q1 category, it’s better to have variety. At least I hope restaurants won’t coincide.

Russ
Russ

In a lot of the country gas is cheaper during the winter and people drive less than in the summer. This means less spend from regular users gets bonused by putting the category at that time.

Rob
Rob

Any ideas for people who live cities and don’t drive (and the gas stations don’t sell any good gift cards)? Paying bus fare on Freedom will earn something but far from maxing out the category.

Daniel
Daniel

I live in DC and use the Metro’s website to load my Metro card every month. That earns 2X travel bonus on Chase Sapphire Preferred. It is listed as “LOCAL SUBURBAN COMMUTER PASSENGER TRANSPORTATION,INCLUDINGFERRY”.

So you’ll have to load directly with the agency (not at a CVS or similar I would imagine). Maybe make a small test charge now to test it out if you’re not sure.

BeyondtheWrap
BeyondtheWrap

I live in NYC and I’m going to buy MetroCards with this.

Drew R
Drew R

Glad to see grocery stores back.

Quicksilver’s 20% back on Uber is still going on for a few more months so I won’t be switching to freedom for that anytime soon, but I’m glad to see it’s included. Lyft still works too, so even though I use it less often, I’ll probably still switch my card info in for it if they they have a good promo anytime soon.

And YES, Uber/Lyft is counted as local commuter transportation (https://creditcards.chase.com/freedom/merchants)

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[…] found out what the Chase Freedom 5% categories for 2016 will be and also updated our pre-approved credit card page with links to all of the pre-qualified checker […]

John
John

Does Whole Foods count as a grocery merchant for the points?

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