Posted by William Charles on August 5, 2016
Credit Card Offers

Published on August 5th, 2016 | by William Charles

55

Chase Ritz-Carlton Visa Infinite Review – Three Free Nights + $300 In Airline Credits ($450 Annual Fee Not Waived)

It looks like the Chase Sapphire Reserve is not the only Visa Infinite card Chase will be issuing with the release of the Chase Ritz-Carlton Visa Infinite card. It’s important to remember that the other Ritz-Carlton card Chase offers isn’t affected by the Chase 5/24 rule. Let’s take a look at the new card:

chase ritz carlton visa infinite review

The Basics

This card offers the following features & benefits:

  • Receive three free nights at participating Tier 1-4 Ritz-Carlton properties after you spend $5,000 or more within the first three months of account opening 
  • Receive 10,000 Ritz-Carlton points when you add an authorized user and they make their first purchase within 3 months of account opening
  • Annual fee of $450 is not waived the first year
  • $300 airline credit (incidentals only)
  • $100 hotel credit, can be used towards dining, spa or other hotel recreational activities on paid stays of two nights or longer
  • Save $100 on multi-passenger ticket purchases. This benefit can be redeemed at: http://visadiscountair.com/ritzcarltoncard (can be used unlimited times)
  • Card earns at the following rates:
    • 5x points on Ritz-Carlton & partner hotel stays
    • 2x points on travel & restaurants
    • 1x points on all other purchases
  • Global Entry or TSA Pre Check credit
  • Automatic Gold Elite Status in the first year, you can maintain this by spending $10,000 on purchases your first account year and each account year there after.
  • Platinum Elite status when you spend $75,000 on purchases each account year
  • Priority pass select membership
  • J.P Morgan Premier Concierge Service
  • No foreign transaction fees

chase ritz carlton

New Product?

Unfortunately this is being considered the same product as the old Ritz-Carlton card (no longer available either sadly). This means you can’t have received a sign up bonus within the last 24 months on the Ritz-Carlton card, or you won’t be eligible for this card.

Existing Cardholders

Existing cardholders can be upgraded, but they need a minimum credit line of $15,000 to do so. Somebody also said they’d receive an additional free night (category 1-4) for doing so. This might be because the person had Chase Private Client though.

Additionally all existing cardholders will keep the old annual fee of $395 (at least for now) and will be automatically converted if they haven’t been already. The minimum credit limit of $15,000 will not apply to them. They will also keep the club level upgrades.

Redeeming Points & Certificates

You can view the award chart for Ritz-Carlton here (you can also view all the properties by Tier). You’d need an additional 5,000 points (you’d get at least 5,000 for the minimum spend an additional 10,000 points for adding an authorized user) for a free fourth night.

ritz carlton award chart

Our Verdict

Three free nights is a pretty good deal, just keep in mind you won’t be able to use it on the Tier 5 luxury properties. The annual fee of $450 is quite high (old card was $395) but offset by the $300 in airline credits (you should be able to get this twice, as it’s based on a calendar year). I’d personally be picking this card up if I hadn’t gotten the bonus on the previous card within the past 24 months.

One downside to this card compared to the old card is that it doesn’t come with the three club level upgrades anymore.

 

Big hat tip to /r/churning and all of the readers that let me know about this new card (really guys, thanks a lot!)

 



55
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
Nick
Nick

I wonder if this means you will need to qualify for a minimum $15k credit line also on the new CSR. That may be an infinite requirement like $5k is a signature requirement.

James Carson
James Carson

Other Infinites around the world have minimum credit limits of $20k or higher. They also have minimum income requirements of $60k or higher. Who knows what Chase’s implementation may be, though.

VM
VM

Old card is still available on chase website

Mark O
Mark O

I wish they offer points like a couple of years ago!

NinjaX
NinjaX

Now the JPM Q2 earnings call makes a lot of sense… I see what you did there JPM Chase… Well played…

MM
MM

Can you pls confirm whether the 5/24 rule applies to the new card or not?

Jose Quervo
Jose Quervo

Doesn’t have the 3 club level upgrades that the RC VIsa Signature card has. That is a huge loss.

Jim
Jim

Does anyone know when the actual 24 months is counted from? Is it the approval/issue date, or when the bonus was released on a statement?

My current Ritz Carlton card’s oldest transaction is 8/24/2014 – so I was approved somewhere before then.

If I closed the card and applied for the new one after 8/24 (maybe like 9/1 to be safe), do you think that’d be 24 months fulfilled?

Mm
Mm

Does the 5/24 rule apply to this card? Can someone pls confirm.

James
James

What about club level upgrades three times annually for up to 7 nights per stay? Is included on the current card. Will Infinite get rid of this perk?

bdub
bdub

This card is a big let down compared to the VISA signature RC. Loss of club level upgrades is not equal to gaining Priority Pass Select (have that with Amex platinum).

Peng
Peng

I just called them this afternoon. The 15K credit line is not required for the old card holder. All the visa signature card will be upgraded to the visa infinite card automatically by the middle of this moth.

JD
JD

I too made a call this evening. The agent was not too sure whether existing card member will be GETTING new card with Visa Infinite logo, though he confirmed an automatic upgrade is true. He was also unsure about the annual fee.

Peng
Peng

The annual fee won’t change for old card holder.

Scot Rosenberg
Scot Rosenberg

I called today and was told that my card has already been upgraded to a Visa infinite card, I was told new cards with the same card number will be mailed, I tried to enter my card number at https://www.visadiscountair.com/ritzcarltoncard/default.aspx and at https://www.visainfinitehotels.com/authenticate/card?referer=%252F both sites are for Visa Infinite cards, and they validate your eligibility by your account number, and both said it was verified 🙂

JD
JD

thanks for the data point. Interestingly I got authenticated on the second page, but no luck on the discoutair website.

Other people?

Ted Ehrlich
Ted Ehrlich

I called in and they said that I’ve already been upgraded to the new card. Apparently the card will give me all of the new benefits, but i’ll be grandfathered in to the old annual fee price.

The way i see it, I just got another TSA global entry credit i can use for a family member.

jfjfjf
jfjfjf

Why do we not have any data points yet on if this is 5/24 or not? I am sure plenty of folks have applied!!!

Shannon
Shannon

Are there black out dates on the 3 free 1-4 tier nights?

Nancy
Nancy

This seems like an exciting option if it’s not subject to the 5/24 rule. I’d also love to know about blackout dates and the availability of award nights for using the 3 free nights. We are planning a trip to Maui and I’m wondering if this would be a good card to get some free nights there.

Back to Top ↑