[Expired] [Extended] Citi Custom Cash In-Branch & Credit Karma $300 Signup Bonus Offer

Deal has ended, view more credit card bonuses by clicking here.

Update 11/3/21: Some people are seeing the $300 offer via Credit Karma as well. Here’s the Credit Karma link. Hat tip to mashapoil

Update 10/30/21: Extended again through 11/4/21. Hat tip to reader Mariah

Update 7/11/21: Still available as of yesterday, no word when it’ll end. Hat tip to reader Como

Update 6/25/21: Extended through 07/01.

Update 6/18/21: Extended through 6/24/21.

The Offer

No direct link, branch offer

  • Citi branches have an offer on the new Custom Cash card to get $300/30,000 ThankYou points when you signup and spend $1,000 within 3 months.

Offer expires on 6/17/21, per bank flyer.

Card Details

  • No annual fee
  • Card earns 5% cash back/points on your top spend category of the month, up to $500 in spend ($25 cashback) per month. Categories include things like Grocery, Dining, or Travel and more.
  • Card earns 1% cash back on all other purchases.
  • Cash back is earned in the form of ThankYou Points, which can be redeemed for cash back as a direct deposit, check or statement credit. Or cardmembers can choose other ways to redeem points, including redeeming for gift cards, charitable donations, travel, Shop with Points at Amazon.com, and more.
  • Low introductory rate on purchases and balance transfers for 15 months.
  • Foreign transaction fee is 3% of the U.S. dollar amount of each purchase.

Full details can be found in our review on the card here.

Our Verdict

Online signup bonus is just $200/20,000, this branch offer is slightly higher spend and a nice extra $100/10,000.

Hat tip to reader PI and reddit_3001

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Mark
Mark

Hoping this comes back soon. Double cash was just refreshed with a 20k, so hopefully this will be the next one.

Indie
Indie

How fast does the SUB post for custom cash ? I completed the spend and SUB has not posted yet. Card has gone through 3 statement cycles my fourth statement is coming up soon.
Anyone has similar experience? TIA

P.S. SUB tracker is gone from my account.

MC
MC

You should have seen some kind of indication when you met the spend requirement, and received the bonus at the close of that statement cycle. Looking back at my transactions, I crossed the threshold with a $500 grocery purchase that shows 32500 reward points earned (2500 for 5% grocery + 30k SUB). Indie

Indie
Indie

MC thanks
I am seeing the 30K sub on my transaction just as you said but the TY points balance is not reflecting that.
I used funding a new account to meet the threshold which posted as purchase.
Could it be that they later on clawed back the points because of that ? Any dp of Citi denial in this type of transactions ?

m
m

Really easy! Nice in-app tracker displays progress towards bonus and notifies you immediately once you’ve met the spend requirement. Bonus is available as rewards points immediately at the end of that statement.

Dave
Dave

Seriously lovin’ this card.

Emma
Emma

I called two NYC branches and they told me that the $300 bonus promotion was expired. Does any one get this offer in branch recently?

MisterBill
MisterBill

I noticed a sign offering a $250 bonus in the branch today.

Smirky Cat
Smirky Cat

Yesterday, I applied for this card using a bookmarked link to the $300 offer and got approved. Do you think they would honor the bonus now that the original offer page is gone? The application page is still active though. For now, I am just waiting for the card to arrive. 🙂

Edit: I can confirm that the offer worked. My Citi account is showing the 30k point tracker. Yay!

Smirky Cat
Smirky Cat

This offer is very good for a no-fee card. If anyone is interested, I can share the link. The question is if we want to keep it low and, hopefully, make the offer last longer, or just set it off (and grab their attention).

Chile
Chile

Good for you! I am interested in the link, could you please share it? Much appreciated!

Chile
Chile

BTW, if the link is not allowed on the website, or you prefer to keep it low, would you kindly share it with chileunix at gmail? Thank you!

Smirky Cat
Smirky Cat

Sent. : )

Chile
Chile

Thank you! But I did not seem to receive it including the spam folder… Could you send it again to CHILEUNIX at gmail (all caps in case of mixing up letters). Thank you very much!

Lauren
Lauren

Could you share it please? Thanks!

Smirky Cat
Smirky Cat

ping me here, I will respond back asap: swagginsiesta at g mail :p

Lauren
Lauren

Thanks a bunch! I used your link and got approved; hopefully the 300 bonus will be honored as displayed.

Smirky Cat
Smirky Cat

Great. It should work.

B
B

Smirky Cat Can you share to tw983 at protonmail dot com please

Smirky Cat
Smirky Cat

Looks like the link is dead now. Until next time..

Ron
Ron

Hi Smirky Cat. Please share the $300 link to rb77@ outlook .com. thank you

Samy
Samy

Hi, can you please send me the link?

Pete
Pete

So, I did the same thing with a bookmarked app and got approved. It didn’t show up in my citi online account. Did you sign in to your account when applying?

Smirky Cat
Smirky Cat

I never had an account with Citi before. The tracker showed up after 1-2 days of applying.

Kyu
Kyu

I was able to apply for card with $300 offer with Smirky Cat’s link just now and got approved 🙂 Thanks for sharing!

I am waiting for the card to arrive now. Though I don’t see the 30k point tracker yet.

Emma
Emma

I am also interested in this link. Can you share to swyetiantian at g mail? Thank you very much

Samy
Samy

Hi, can you please share the link with extrajustincase123@gmail.com? Thanks!

Tony
Tony

How does citi define the “3 months” for spending $1000? Is it 90 days from the enrolling date? Or is the last day the bill closing date of the third month? For example, if I enrolled in this offer at Nov 1st, 2021, the last day is Feb 1st, 2022? or the bill cycle closing date Feb 25th, 2022?

DP719
DP719

Tony ‘Spend $1,000 on purchases in the first 3 months of account opening’.

Tony
Tony

Yes, I know the 3 month rule, but I am confused that is it exactly 3 month which is 90 days; or count to the end of third month billing cycle, even if it is more than 90 days.

Dave
Dave

Three months from card issued, not cycle. I’ve not had a cc
where the promotion was based on cycle dates (that I recall).

MC
MC

Go to your reward details, it should tell you exactly, e.g.:

New Cardmember Bonus
Out of $1000 you have $1000 left to spend
Earn 30,000 ThankYou® Points!
When you spend $1,000 by April 11, 2022

Otto
Otto

Alright I decided to go for it since my credit karma and Experian were down to $200 SUB but DoC’s link still has $300 and got worried that Citi was trying to cut these out.

Instant approved:

Pulled Experian (Michigan)
Recent accounts: 1/6 (Citi Premier), 1/12, 3/24
Recent inquiries: 3/6 (2 mortgage refi), 3/12, 6/24

Raj
Raj

Hi Otto ,

Where is the link ? I was trying to apply but can’t find the link. IF you can point me to it thanks.

Otto
Otto

Its on the Update 11/3/21 at the top of the post but it seems to be down now unfortunately. Looks they closed down the backdoor.

Otto
Otto

I noticed today that my Credit karma and Experian are back to the $200 SUB. However the direct link DoC posted still shows $300. I was planning on waiting to apply but I might accelerate since it seems like maybe a sign it’s getting yanked soon?

Otto
Otto

Yup it’s down now.

Chuck

Bob
Bob

Applied today via the 300$ bonus link and instant approved for 10k. They pulled Experian (~760). It’ll be my first account with Citi. Hope it’ll actually be $300 bonus by the time I can activate.