The Offer
- Citi Hilton no annual fee card is offering 75,000 points after $2,000 in spend within the first three months of account opening
Card Details
- No annual fee
- Card earns at the following rates:
- 6x points on hotel stays within the Hilton Portfolio
- 3x points on supermarkets, drug stores & gas stations
- 2x points on all other purchases
- Complimentary Hilton Silver Status as long as you’re a cardholder
- Fast track to gold status (four stays within 90 days of account opening or when you make $20,000+ purchases in each calendar year)
- Annual loyalty bonus of 10,000 Hilton HHonors bonus points at end of each calendar year in which you spend $1,000 or more on stays with the Hilton Portfolio
- Standard Visa Signature Benefits
- Hilton HHonors Bonus Points are not available if you have had any Citi®Hilton HHonorsTM card opened or closed in the past 24 months
Our Verdict & Warning
There are actually a few warnings I’d like to make. The first is that this contains the 24 month language (bolded above) meaning you’re not eligible if you have opened or closed ANY Citi Hilton card in the last 24 months. You can read & learn more about the 24 month rule here.
The second thing to be aware of is the fact that Hilton are making changes to their loyalty program. One of those changes is the removal of award categories. I don’t trust any program that removes award categories/award charts and I’d say this is doubly true for Hilton.
The third thing to be aware of are Citi’s application rules:
- You can only apply for one Citi personal card every 8 days
- You can apply for no more than two Citi personal cards every 65 days
- You can apply for one Citi business card every 95 days
- Some people being limited to one card every 60 days
Now currently there is a Citi American Airlines 50,000 mile offer (and can be matched to 60,000 miles) with no 24 month language & also a Citi ThankYou Preferred 15,000 point offer with no 24 month language. I know many of you have signed up for those offers (or two of the AA offers) meaning you won’t be eligible for another Citi personal card for 65 days.
Personally I think this offer kind of sucks given all the Citi restrictions. If you plan to get it then I’d use up those Hilton points sooner rather than later. As always if you are thinking of applying or have any questions, make sure you read through this list of things you should know about Citi credit cards first.
Hat tip to US Credit Card Guide
