Posted by William Charles on February 14, 2017
Credit Card Offers

Published on February 14th, 2017 | by William Charles


Citi Hilton No Annual Fee Card 75,000 Points Offer Returns + Word Of Warning

The Offer

Direct link to offer

  • Citi Hilton no annual fee card is offering 75,000 points after $2,000 in spend within the first three months of account opening

citi hilton 75k no AF

Card Details

  • No annual fee
  • Card earns at the following rates:
  • Complimentary Hilton Silver Status as long as you’re a cardholder
  • Fast track to gold status (four stays within 90 days of account opening or when you make $20,000+ purchases in each calendar year)
  • Annual loyalty bonus of 10,000 Hilton HHonors bonus points at end of each calendar year in which you spend $1,000 or more on stays with the Hilton Portfolio
  • Standard Visa Signature Benefits
  • Hilton HHonors Bonus Points are not available if you have had any Citi®Hilton HHonorsTM card opened or closed in the past 24 months

Our Verdict & Warning

There are actually a few warnings I’d like to make. The first is that this contains the 24 month language (bolded above) meaning you’re not eligible if you have opened or closed ANY Citi Hilton card in the last 24 months. You can read & learn more about the 24 month rule here.

The second thing to be aware of is the fact that Hilton are making changes to their loyalty program. One of those changes is the removal of award categories. I don’t trust any program that removes award categories/award charts and I’d say this is doubly true for Hilton.

The third thing to be aware of are Citi’s application rules:

Now currently there is a Citi American Airlines 50,000 mile offer (and can be matched to 60,000 miles) with no 24 month language & also a Citi ThankYou Preferred 15,000 point offer with no 24 month language. I know many of you have signed up for those offers (or two of the AA offers) meaning you won’t be eligible for another Citi personal card for 65 days.

Personally I think this offer kind of sucks given all the Citi restrictions. If you plan to get it then I’d use up those Hilton points sooner rather than later. As always if you are thinking of applying or have any questions, make sure you read through this list of things you should know about Citi credit cards first.

Hat tip to US Credit Card Guide

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19 Comments on "Citi Hilton No Annual Fee Card 75,000 Points Offer Returns + Word Of Warning"

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What about the Citi 6/6 rule? Many say they don’t approve you if you’ve had 6+ hard pulls in the last 6 months.

I’ve had 2 denials recently and that’s the only culprit I can think of after having received 20+ Citi cards over the years.


I offer a contrary datapoint: I’ve been approved and received two Citi Hilton and one Citi AAdvantage card in the last 6 months and had probably 15+ inquiries in the previous 6 months at the time of approval.

The only issue I had was overall credit limit with Citi for the last card and that was fixed by reallocating credit lines.


Hey Will, Not directly related but wondering.. How quickly can i apply for the aa citi card once i close my current open card?


I was approved for an AA Platnium Select using one of the no-24 month language while still having another active card (opened ~18 months ago), and received the letter confirming the bonus


Any timeline as to when Hilton is planning to devalue with lose of categories?


Does anyone know of a link to the the CitiBusiness AA card with no 24-month language? I’m on a tear with biz cards lately to ease up on the chase-recognized new accounts.


Hello, I got denied. Most recent account with Citi was AA in January. Any advise on how to do recon?


Called Recon. Nothing can be done – as rep said. Said wait for letter for more details


Does Citi allow more than 1 Citi Hilton card? I have a Citi Hilton card which was opened over 2 years ago.
It sounds like I am eligible for this offer?


Has anyone been approved for the 40K card with no 24 mo language and then secure messaged Citi to see if they would match to the 75K offer? This is the boat I’m in. Just got 4 40K cards over an 8 day span.

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