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Dinarte
Dinarte

Denied with 4 inquiries in 7 months

Jimbo
Jimbo

I was denied today with the “Houston” message. Too many ChexSystem inquiries, I’m assuming. I’ve opened eight new accounts this year. Probably worth adding that Blue FCU is pretty sensitive to inquiries.

JD
JD

Also denied for too many Chex inquiries, got the same “Houston…” message. Opened instead for my son. Funded account with $4999 from Chase BA credit card (codes as purchase, not cash advance). Initially denied for $5000, got immediate fraud email from Chase, then denied for duplicate transaction. 3rd attempt with $4999 worked. Highly possible that you could go bigger. Next time… By the way, if a family member already has an account, the $5 membership fee is waived.

cm

So, if a transaction is declined, does it give you the option to retry right away, or do you have to call them?

Celeste
Celeste

Got this bonus this weekend. Was told I was about the 80th account they’ve opened under this promo, so there are still plenty left. Couldn’t fund with a CC in branch, was told their machine was broken.

Brady
Brady

These guys are very sensitive to the number of inquiries on your chex system report – they denied me and I only had a handful. Now I have one more. :/

Jason
Jason

https://www.doctorofcredit.com/blue-federal-credit-union-4-apy-account-15000/

I’m in NY and I previously opened up a checking account for my mom, funded with CC $3000 coded as purchase, not sure if it will also work for Chase CSR holder. I saw this deal on their web last week but realized it’s in branch only and has a limit. I like their earn five checking and the fact that you can fund with CC 3K, that was $60 bonus from CC for me already. Earn five checking can give you at most of $25 per month.