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MoreSun
MoreSun

Opened mid April with $0 Innovative checking, $5 fee. Pushed 200 from Ally a few days ago. Yesterday with “taxable amount for best buy gift card” as the description $100 posted to my account and was immediately debited back by the bank. My $100 Best Buy e-gift card arrived via email this morning and I already cashed out for the other gift card I wanted at my local Best Buy. I’m not closing the accounts quite yet as I’m interested in their HSA account.

Bottom line: don’t need $1,000 in the account, Ally qualified as DD, gift card was emailed 2 days after the Ally push (and yes, it was a hard pull on TU for me as well)

sam
sam

What day did your direct deposit go through? I had a real one last Friday and haven’t gotten the gift card yet.

MoreSun
MoreSun

Should definitely update how much to open the account with. I submitted for 650 combined between checking and savings. My accounts opened but only the $5 fee was pulled. I SM them about the initial $650 I had authorized in the app and they said “Unfortunately, we were not able to deposit your original request because the maximum you can deposit into your checking and savings account during the application process is $100”.

MoreSun
MoreSun

I saw no minimum opening deposit anywhere on the ad either. Did the online app with ACH funding totaling 650 between checking and savings and received notice they will contact me in 1 to 2 business days to discuss my application.

sam
sam

I do not see a minimum opening deposit anywhere on the advertisement for this bonus.

Bob
Bob

Damn, definitely not worth the HP for $100 at Best Buy only…M&T it is! 😀

arch
arch

Not to nitpick, but your fine print says bonus will post to account when actually it is an e-mailed Best Buy gift card

JASON
JASON

About $36 interest payout per month for parking 25K. No credit card funding and hard pull kill the deal for me.

MarcoPolo
MarcoPolo

Agree with William.
Not worth it with a hard pull and no CC funding.

bob
bob

just got the bonus (finally) after ACH’ing $1000 once per month from another bank.

Finally set up DD thru my work, since it took a solid 2 months to get the bonus. Figured maybe ACH didn’t work. But got the bonus before my first work DD was made.

Mike
Mike

This actually has been my primary bank account since my old employee credit union was acquired by Connexus and I’ve had good experiences with the employees, both locally and online.