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Ra Bug
Ra Bug (@guest_1806286)
March 1, 2024 16:22

opened 2/23/24, pulled my credit report and still denied with a score of 817 they had in the denial letter

MoreSun
MoreSun (@guest_391988)
April 19, 2017 15:25

Opened mid April with $0 Innovative checking, $5 fee. Pushed 200 from Ally a few days ago. Yesterday with “taxable amount for best buy gift card” as the description $100 posted to my account and was immediately debited back by the bank. My $100 Best Buy e-gift card arrived via email this morning and I already cashed out for the other gift card I wanted at my local Best Buy. I’m not closing the accounts quite yet as I’m interested in their HSA account.

Bottom line: don’t need $1,000 in the account, Ally qualified as DD, gift card was emailed 2 days after the Ally push (and yes, it was a hard pull on TU for me as well)

sam
sam (@guest_392004)
April 19, 2017 15:52

What day did your direct deposit go through? I had a real one last Friday and haven’t gotten the gift card yet.

MoreSun
MoreSun (@guest_389051)
April 13, 2017 14:37

Should definitely update how much to open the account with. I submitted for 650 combined between checking and savings. My accounts opened but only the $5 fee was pulled. I SM them about the initial $650 I had authorized in the app and they said “Unfortunately, we were not able to deposit your original request because the maximum you can deposit into your checking and savings account during the application process is $100”.

MoreSun
MoreSun (@guest_381440)
April 1, 2017 13:45

I saw no minimum opening deposit anywhere on the ad either. Did the online app with ACH funding totaling 650 between checking and savings and received notice they will contact me in 1 to 2 business days to discuss my application.

sam
sam (@guest_381020)
March 31, 2017 17:55

I do not see a minimum opening deposit anywhere on the advertisement for this bonus.

Bob
Bob (@guest_380870)
March 31, 2017 13:58

Damn, definitely not worth the HP for $100 at Best Buy only…M&T it is! 😀

arch
arch (@guest_380852)
March 31, 2017 13:26

Not to nitpick, but your fine print says bonus will post to account when actually it is an e-mailed Best Buy gift card

JASON
JASON (@guest_380845)
March 31, 2017 13:23

About $36 interest payout per month for parking 25K. No credit card funding and hard pull kill the deal for me.

MarcoPolo
MarcoPolo (@guest_380839)
March 31, 2017 13:08

Agree with William.
Not worth it with a hard pull and no CC funding.

bob
bob (@guest_310078)
October 28, 2016 11:08

just got the bonus (finally) after ACH’ing $1000 once per month from another bank.

Finally set up DD thru my work, since it took a solid 2 months to get the bonus. Figured maybe ACH didn’t work. But got the bonus before my first work DD was made.