Discover: Buy Sam’s Club Membership ($45) and Get $45

Update 4/8/21: More targeted.

Update 3/3/21: Another round went out, valid through April 30, 2021. Hat tip to reader Jim

Update 11/12/20: tonykony reports getting this $45 offer today via email, seems a new round went out now for 2020. Not sure if it’ll work when using the link for this other deal as the fine print here states you need to use the Discover link.

 

Update 10/26/19: Reader grant reports this worked on a renewal by using the e-mailed link.

Contents

The Offer

No direct link, targeted offer via email

  • Get a $45 statement credit when using your Discover card to buy a new Sam’s Club membership.
  • Others got the same offer, but for a $25 statement credit.

The Fine Print

  • Valid October 1 – November 30
  • Valid online with the link in the email, or you can use it in-club using the promo code from the email (promo code is 12056 for everyone, it seems)

Our Verdict

This is a targeted offer, no luck for me, but a lot of people got it. More people are seeing the $25 offer, but quite a few got the superior $45 offer which is essentially a free (or better than free) membership.

Most of us got a similar offer from Amex Offers to get $25 off. This Discover offer is better for those who got the $45 offer. Plus, this offer works in-club by using the code mentioned in the email. I’ll paste here the ‘Stacking the Deal’ section from the previous post as it might work here too:

Stacking the Deal

  • Use Discover for $45 or $25 back, depending which offer you received.
  • There are a bunch of Sam’s signup deals to stack this with; my guess is that buying membership without going through the link in the email should probably work to trigger the Discover statement credit offer, but no guarantees:
    • This signup link gives a $20 Sam’s gift card, plus $30 in instant savings.
    • Signup through this link and get a $10 Sam’s gift card + some savings on things like a free rotisserie chicken and much more. (ht Frequentmiler)
    • Signup through a referral link and get a $20 Sam’s gift card – here’s my Sam’s referral link. Just note: while referral links shows $20, in the past they only actually gave a $10 gift card for some reason; I’m not sure if that problem has been corrected or not.
    • If you have an edu. email address, you can use this signup link through UNiDAYS for $15 Sam’s gift card.
  • Click through a shopping portal, Topcashback is currently at 7% on membership and BeFrugal is 15% on membership. It may not track since you’ll be using a special referral link, but it’s worked for me in the past, and reader’s confirm that it’s working this time too. Just click through and then go to the referral page and  hopefully the browser cookies will retain the tracking.
  • Link your Amex card with Dosh and get $5 $20 back when you buy a Sam’s membership + 4% back on purchases. (If you are new to Dosh, you can signup with my referral code CHUCKS2 and get $1 bonus when you link a card.) Wait 24 hours from time of linking card to time of making purchase.
    • There are often other card-link deals from places like Acorns which can stack too; Dosh is the only one we see now.
  • New Sam’s members can get a slew of freebies by playing their treasure hunt. 

Hat tip to Celia, Arch, SA

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Larry
Larry (@guest_1238434)
August 12, 2021 13:44

Signed up 3/5 for the $45 Sams Club membership without stacking anything. Been getting a run around ever since from Discover. 8/12 supervisor from Discover tells me “You have had a previous membership which disqualified you from the promotion and now nothing can be done because the decision was already made”. This was complete BS because I am a costco guy and signed up for the first time only through this promotion. I brought on a Sams club rep on a 3 way call to iron things out and the Discover supervisor literally denied it. did not expect this type of SCAM service from Discover.

Itsonlyme
Itsonlyme (@guest_1228998)
July 26, 2021 20:04

I just got my credit after many billing cycles. I saw that it stated it would take that long when I signed up. I only signed up through Discover and didn’t do any of the other added discounts that many people were doing.

RXSAMG
RXSAMG (@guest_1228730)
July 26, 2021 11:21

DP
3/5 Sam’s club membership via link for $45 GC (paid membership via Discover card)
Week or so later, went into Sam’s & activated membership & received $45 GC
7/13 Discover credited $45 membership fee

Took 3 billing cycles to be paid out. $45 moneymaker

TomJ
TomJ (@guest_1212113)
June 25, 2021 18:11

I am a costco guy and was interested in this offer just because its a money maker. Appears its a scam!
Glad I didn’t pursue this.

Carlos O
Carlos O (@guest_1205381)
June 12, 2021 09:55

Same for me. Discover stated I also need to use the credit card for 2 consecutive billing cycles, in order to be eligible for sams club offer. I didn’t see these terms on the offer.

C
C (@guest_1197727)
May 29, 2021 07:38

They also lied to me. Signed up for the promotion in March and I still haven’t got the credit. They keep telling me to wait for the next billing cycle. I’m three billing cycles in now. Pretty pathetic from Discover.

YetAnotherDan
YetAnotherDan (@guest_1201705)
June 6, 2021 13:51
  C

You won’t get it. I signed up in Dec and it’s been over 6 months now and nada. They’re denying it by stating: “While I do see that you activated the promotion and made a purchase through Sam’s Club, something about that purchase did not meet the terms and conditions of the promotion. You’re welcome to visit Sam’s Club website for full terms, or to reach out to them to see if they can provide more information as to which term(s) or condition(s) were not met.”
Such crap considering this was an offer run by Discover and not Sam’s Club and so Discover should be taking agency and footing the credit. What an awful waste of time.

SMT
SMT (@guest_1287168)
November 22, 2021 12:03

The same thing happened to me, I signed up did everything right! After complaining to Discover Card many times wrote a letter sent to corporate. They said sorry could not do anything about it! I will be leaving both of them behind. I will stick with Costco!

MA
MA (@guest_1194336)
May 21, 2021 12:41

Hello everyone – same thing happened to me .. i was given the runaround for the credit and they lied to me multiple times which different reasons four times.. please everybody file CFBP complaint to get attention

Pollox
Pollox (@guest_1193067)
May 18, 2021 21:04

Purchased in November. Credit never posted. Contacted customer service, escalated to supervisor (politely), who claimed I did not meet the terms but could not say which one. Submitted CFPB complaint.

Victor
Victor (@guest_1193389)
May 19, 2021 16:03

Same here. Was told that some terms were not met.

Pollox
Pollox (@guest_1196383)
May 26, 2021 14:40

Got my CFPB response. Not eligible due to also redeeming Sam’s club coupon offer. Which is fair, although would have been nice to get that answer without the runaround.

Victor
Victor (@guest_1208413)
June 17, 2021 16:20

Filed a complaint at CFPB but still didn’t get the credit. Was told that I stacked the offer with some promotions. Guess that you cannot get both $45 GC and the discover $45 cash back

T-WRX
T-WRX (@guest_1191585)
May 14, 2021 17:51

Purchased a membership at the end of November 2020, but still haven’t gotten the bonus. I just submitted a complaint through the CFPB. This post should really be updated with caution about people not getting their bonus, even after 4-5 billing cycles.

T-WRX
T-WRX (@guest_1237749)
August 11, 2021 16:11

I just got a courtesy adjustment credit of $45 out of the blue.

VR
VR (@guest_1186494)
May 4, 2021 20:05

Discover CS said that I was not qualified for SOME reason and I will not be getting the cashback. Never trust DISCOVER