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Erik
Erik

Does anyone know what the original match period was? They state that it was 5/29/19 – 11/29/19. However, that would only be 6 months (and max $180 instead of $210)…??

Nate8
Nate8

has anyone actually had their cashback doubled? I signed up in August 2019 and haven’t gotten any matching

Aloha808
Aloha808

Anything yet?

AD
AD

can 1 person have 2 of these cards or does discover limit to one debit per person

JohnyBGood
JohnyBGood

Any DP’s on if MO’s will work or if discover is capable of determining a MO?

SF
SF

This will be great for rent since I can only pay by check. Thanks!

RD
RD

Anyone had luck with USPS? Or any recent DPs with WM MOs?

Jim
Jim

why not just use double cash card?

shadow
shadow

Using credit cards charges 2.x% fee on paying tax

Googlre10
Googlre10

Any luck for existing discover checking account holders?

SpicyPadThai
SpicyPadThai

I’d recommend this if you don’t have 2% cashback credit cards or if you can pay rents or other big bucks with this ‘Discover’ debit card. (Note some places charge you extra because this card reads as a credit card)

I applied this so I can pay rent with this card and get some cashback but I found out my apartment’s rent-paying system marks discover as a credit card (3% fee, rather than a fixed fee for debit card) so I can’t really use anywhere. I already do have my Discover credit card that makes 2% on all purchases. So… I don’t know what to do with this card.

Trevor
Trevor

Thanks for the DP! If it’s an outsourced system, could you share the name of your rent portal so we know to avoid applying if ours is the same?

SpicyPadThai
SpicyPadThai

It’s from rentpayment.com.

Tom
Tom

Same issue – using this debit card also would trigger 3% for my rent payments…

Jason
Jason

would you get the 1% for google wallet payments to friends?

Trevor
Trevor

It’s probably excluded under the P2P but be the DP you want to see.

John
John

Hi Jason, Have you found out if it counts?

Midn02
Midn02

I started paying rent ($1880) with this card on September 1. I am eating a flat $6.95 service fee from my apartment complex’s serving application, however the standard 1% ($18.87) credited on October 02 (now set to auto deposit to the linked Discover Savings). Anticipating the bonus 1% after February. This is a win over the 0% I make off cutting a paper check or free recurring ACH payments, the $2.95 they’d charge for each one-time ACH payment or the $3.50 PLUS 2.95% they charge for each credit card payment.

The debit shows on the Discover app immediately after initiating a payment via the complex’s mobile app.

I didn’t realize Discover places up to a 4 day hold on in bound funds from external banks initiated through Discover. Luckily, I was only $10 short (due to ACH’ing a few dollars over to a new Chase account) and was able to instantly transfer the cash back bonus over to checking to cover the delta and make rent payment #2 on October 3rd (within the grace period, so no late payment fee from complex’s end).

With this in mind, I recommend building in a few extra days prior to any scheduled payment to ensure the required funds are available when needed. I could likely avoid the hold period delay by parking the funds in the Discover Savings (@ 1.90%?) in advance, moving the funds to checking in real-time, and then initiating the mobile rent payment.

(My other comments seem to get deleted on the regular, so consider this data point while you can).

Redux
Redux

What payment processor does your complex use? rentpayment. com? Thanks!

SpicyPadThai
SpicyPadThai

^ That’s the system our complex uses. It won’t take Discover Debit as debit card purchase.