Discover: Get 20% Off Happy Giftcards When You Use Cashback

The Offer

  • Discover is offering cardholders 20% off Happy gift cards when you use cashback rewards. Eligible cards:
    • Happy Holiday Gift Card
    • Happy Moments Gift Card
    • Happy Rewards Gift Card
    • Happy Dining Gift Card

Our Verdict

Seems like not everybody is eligible for all four of the cards list above. Usually we see discounts of 10-15% on these happy cards, with the occasional 20% off deal.

 

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Tim
Tim (@guest_1075347)
October 19, 2020 08:45

I bought a Happy Holidays GC and it shows it’s physical on the Discover website. Finally able to use my Discover points on something since Shell GCs for 50% off back in 2011.. (IIRC)

Matt
Matt (@guest_1075259)
October 19, 2020 00:00

Can happy gift cards run as credit to purchase other gift cards at Bed Bath & Beyond?

Max
Max (@guest_1078878)
October 25, 2020 12:45

In principle – yes, but as it was said below, YMMV depending on store or cashier.

Cjrmets
Cjrmets (@guest_1074508)
October 16, 2020 23:07

Amex Offers is offering 15% off Happy gift cards. Yes it is 5% less…. But non Discover card holders can probably take advantage of the discount if they’re packing an Amex and it’s in their offers.

Victor
Victor (@guest_1074724)
October 17, 2020 17:32

Looks like happygiftcards.com doesn’t have physical gc that can be used at lowe’s. Only eGift cards.

Gerald
Gerald (@guest_1075231)
October 18, 2020 23:22

Check your non-Amex issued Amex cards for this offer. I found it on Wells Fargo Propel.

Count de Monet
Count de Monet (@guest_1074461)
October 16, 2020 20:34

How does this discount work? Is it on happycards.com?

Max
Max (@guest_1074617)
October 17, 2020 12:05

It on Discover website, where one redeems rewards for gift cards.

Count de Monet
Count de Monet (@guest_1074670)
October 17, 2020 14:58

Thanks

PleaseComeBack!
PleaseComeBack! (@guest_1074415)
October 16, 2020 19:18

Tried buying a Happy gift card online but order was declined. No real reason given, something about my information not being correct. The same information I’ve used hundreds of times over many years with all other retailers. YMMV

Jame
Jame (@guest_1074898)
October 18, 2020 03:17

Same here, i tried 5 different times, all were declined. So frustrated. Sent msg to CS, got a email reply with a CASE # from BHN offering a toll free number to call, I called (3x times), all claimed they don’t handle HappyGC issues and they couldn’t see HappyGC transactions. So weird.

Unicorn
Unicorn (@guest_1074934)
October 18, 2020 11:03

Do you mean redeeming discover points for happy gift card failed?

Eric
Eric (@guest_1074399)
October 16, 2020 18:47

Happy Holiday one is good because you can do Lowe’s

Avi
Avi (@guest_1074410)
October 16, 2020 19:07

Eric Any idea if it can be used to purchase gift cards at Lowe’s?

Nick
Nick (@guest_1074438)
October 16, 2020 19:46

Happy gift cards run as credit so it does allow you to purchase other gift cards. Just need to make sure that the cashier doesn’t notice or care.

Victor
Victor (@guest_1074444)
October 16, 2020 19:58

Yes. I was able to do it with happy dad gift card a few months back.

Avi
Avi (@guest_1074460)
October 16, 2020 20:27

Victor Thanks!

Max
Max (@guest_1074473)
October 16, 2020 21:07

Used to be, but not anymore. Recently they changed it to a swap card:
“This is a Happy Swap egift card, so it is redeemed online and swapped for egift cards from any of the brands on the card.”

MCT
MCT (@guest_1074476)
October 16, 2020 21:25

What used to be? I don’t understand what card you are referring to. What card changed to a Happy Swap egift card? Can you be more specific? Where do you see “This is a Happy Swap egift card, so it is redeemed online and swapped for egift cards from any of the brands on the card.”?

Avi
Avi (@guest_1074488)
October 16, 2020 21:53

MCT I think he’s referring to this, but I don’t see how it’s relevant here: https://happycards.com/blog/how-to-use-a-happy-card-to-make-online-purchases/

Dave
Dave (@guest_1074580)
October 17, 2020 09:03

Hmm. Discover still lists the old terms for the metabank version, but yeah, on Happy’s site, it’s now a “Swap Card” which would not work for buying third-party giftcards at Lowe’s.

So who knows which one you’d actually receive from Discover.

https://happycards.com/happy-holidays/

Max
Max (@guest_1074619)
October 17, 2020 12:07

Alternative is to use Happy Moments card for buying gift cards at Bed Bath & Beyond.

Gerald
Gerald (@guest_1074832)
October 17, 2020 21:45

If they let you. YMMV depending on store or cashier.

Celia
Celia (@guest_1074392)
October 16, 2020 18:35

Thanks for the heads up. None of the Happy cards are ones I’d get but saw a bunch of other cards that have 20% added value as well.

Bob
Bob (@guest_1074409)
October 16, 2020 19:07

What are the other cards you see with 20% added value?

Celia
Celia (@guest_1074436)
October 16, 2020 19:43

Grabbed Panera myself but there are several choices. Chilis, LL Bean, etc. all have increased value added.

R N
R N (@guest_1074416)
October 16, 2020 19:19

Which ones?

Avi
Avi (@guest_1074431)
October 16, 2020 19:37

R N Bob There are about 30 of them. Log in and on the left side of the gift card redemption page click on “Sort by: % Added Value.”

Gerald
Gerald (@guest_1074833)
October 17, 2020 21:50

Best ones, at least it terms of resale, are BB&B, Nike, and Staples. I always redeem my Discover points for gift cards and then resell them, making a few extra bucks.

Dave
Dave (@guest_1074432)
October 16, 2020 19:39

They had 20% off Panera, Red Robin, and a bunch of others a few days ago.
I grabbed a couple of those to offset their crazy, overpriced food 🙂