Posted by Chuck on December 4, 2014
Free money

Published on December 4th, 2014 | by Chuck


Everything you ever wanted to know about Buying Gift Cards at Best Buy

Updated 5/29/18


There are many reasons why we’d be interested in purchasing gift cards at Best Buy:

  1. We regularly see Amex Offers of $25 off $250 at Best Buy – a 10% discount. This may be a good deal on actual Best Buy purchases, but it’s definitely a good deal on gift card purchases. Gift cards do trigger the Amex credit, which can give a 10% discount on much more than the purchase of an electronic device. We saw this offer during the holiday season 2013, we saw it once in the middle of 2014, and we see it now in holiday season 2014.
  2. Best Buy is sometimes a bonus category on the quarterly rotating category cards, especially the Citi Dividend which always seems to have Best Buy in their Q4 category. Purchasing gift cards is a way to leverage those rewards.
  3. US Bank Cash+ has electronic stores as one of its 5% category. This could be used at Best Buy for up to $2,000-per-quarter/$8,000-per-year of 5% spend.
  4. Best Buy credit cardholders receive 5-6% back in Best Buy Rewards for Best Buy purchases. We’ll discuss how that applies to gift card purchases. Additionally, in the past, Best Buy  has released offers of 10% Rewards for Best Buy credit cardholders for certain periods of time.
  5. You might have a Best Buy gift card, promo card, or Best Buy Rewards accrued. Buying gift cards might be a way of using them up.

Gift Cards they Carry

Q: Which gift cards are sold by Best Buy?


  • Visa variable load $20-$200 with a $5.95 activation fee.
  • Gas – Shell and Exxon/Mobile in $25 and $50 denominations.
  • eBay – Sometime in 2015 they started carrying eBay gift cards.
  • Restaurants – Lots of restaurant gift cards available. Some options are: Chili’s, Buffalo Wings, Olive Garden, IHOP, Cracker Barrel, Darden, TGI Friday.
  • Southwest Airlines, Disney
  • Electronic Related – Skype, Google Play, XBox, Sony, Valve, iTunes, Nintendo, Netflix, and more.
  • Phone refills from: Verizon, T-Mobile, Virgin Mobile, AT&T, Boost Mobile and Metro PCS.
  • Best Buy gift cards, obviously.
  • More brands too.

Q: You say Best Buy sells gas and restaurant gift cards, but others only mention Visa, Amazon and iTunes gift cards?

A: They used to just have the Visa, Amazon, and electronic-related gift cards, but in 2014-2015 they added many more options like gas and restaurants.

Q: People mention buying Amazon Kindle gift cards, but I can’t seem to find them?

A: They don’t carry these anymore. I’ve removed them from the list (above).

Q: Do they sell any gift cards online?

A: Yes. For all online questions, see below: Online.

Q: I can’t seem to find Visa gift cards?

A: There have been times that people were saying they’ve been removed. There are also specific stores who decide to remove them. Recently (12/26/17), lots of people have been seeing them again.

Q: Cashier is having trouble checking out the Visa gift card?

A: The trick is that they have to choose the ‘Open Loop Gift Card’ option. Lots of times they choose the regular gift card option and it doesn’t work.

Split Tender

Q: Can I split my purchase and put $250 (or whatever amount) on each card?

A: Yes. Max 10 cards per transaction.

Q: If I pay with a gift/prepaid card such as Bluebird/Serve, do I need to tell the cashier to do split-tender?

A: No, the Best Buy POS will automatically drain the balance from a gift/prepaid card.

For example, if you want to spend $250 on your Bluebird/Serve, you can make sure that there’s exactly $250 on it, and just swipe your card without telling the cashier a thing. The POS will drain the $250 and let you pay the balance with another card.

Q: I tried splitting between a few credit cards, and something errored out and froze the transaction. What’s going on?

A: Since mid-2016, perhaps, there’s a glitch that hits some people when trying to split tender. The bug seems to be related to chip cards, but it’s not clear when it hits and why it effects some and not others. Just be assured that the system will automatically refund any cancelled transactions.

Buy Gift Card with Gift Card

Q: Can I use a Best Buy gift card to purchase a different gift card?

A: It’s not working for a lot of people anymore. There may still be some gift cards that work.

Q: Can I buy a Visa gift card with a Best Buy gift card?

A: Nope (1, 2, 3, 4). They’ve even updated their T&C to exclude it.

Q: How many Best Buy gift cards can be used in one transaction?

A: For an online order the max is 10. In-store, the max is 15 per transaction. You need the gift card bar code for in-store use. Online

Q: Do they sell any gift cards online?

A: They sell quite a number of gift card brands online, though not as many as in-store. Online options include gaseBaySouthwestDisney,. dining, music, gaming, movies, and phone refills. View the whole list here. And, of course, Best Buy gift cards.

Q: Will I get the Amex Offer credit with an online purchase of a gift card?

A: Yes. Both Best Buy gift cards and third party gift cards have triggered the Amex credits in the past.

Q: What about a Best Buy e-gift card? Will that trigger the Amex credit?

A: No. Best Buy e-gift cards are issued by Cashstar and won’t trigger the Amex credit.

Q: Will an online gift card order trigger the 5% Citi Dividend cash-back?

A: Yes (personal experience). Again, only the physical gift cards, not the Best Buy e-gift cards.

Q: Will online gift card purchases trigger the US Bank Cash+ 5% cash-back?

A: They explicitly include in the category. Any physical gift card should work for the 5%.

Q: I’m looking for the $250 denomination of the Best Buy gift card at, but it’s not there?

A: If you poke around enough it’s usually possible to find a $250 denomination card. Here’s a current link (12/26/17).

Q: I made a few orders on, each order was a $250. Now, they started canceling my orders. “We were unable to verify your information.” What gives?

A: I’ve run into problems like this a few times with They seem to have a overactive fraud-detection system in place. You can definitely go ahead with lots of orders, and hopefully they’ll all go through, but don’t be surprised if they don’t.

Q: How many Best Buy gift cards can be used in one online transaction?

A: For online orders the max is 10.

Q: Can e-gift cards be used in-store?

A: Yes, you can pull it up on your phone or print it out to use it in-store.

Q: Will I earn portal points/cash-back when purchasing a physical Best Buy gift card from

A: Nope.

Q: What about buying third-party gift cards on Will they earn portal rewards?

A: Probably. I’ve seen more than one report that this will work (1, 2), but it might vary by the portal and the gift card.

Best Buy Rewards

READ: Best Buy Rewards Program and Credit Card Review, 5-6% Back on Best Buy Purchases

Q: What are Best Buy Rewards?

A: It’s the Best Buy store rewards program which gives 1-2.5% back which can be redeemed by purchasing items in Best Buy and applying a reward certificate to the purchase. More details in this dedicated post.

Q: Do you earn Best Buy Rewards on gift card purchases?

A: Yes, even Best Buy gift cards [maybe even Visa gift cards – it used to work, but I don’t have any recent data points]. You can even earn Best Buy Rewards when purchasing a Best Buy e-gift from Cashstar if you input your Rewards number there.

Q: Do you earn Best Buy Rewards when you purchase something and pay with a Best Buy gift card?

A: No. Rewards are earned for purchasing gift cards, but not when using Best Buy gift cards.

Q: Can you use a Best Buy Rewards certificate to buy a gift card?

A: Rewards can not be used to purchase a Best Buy gift card, nor to purchase a Visa gift card. This is in the T&C, and it’s hard-coded (I tried). However, Rewards can be used to purchase a third-party gift card, including gas or restaurant gift cards. For example, if you have a $25 Reward certificate, you can purchase a $25 Shell or Exxon gift card with it. This makes Best Buy Rewards very valuable, since you’re not limited to buying products in Best Buy. You can instead redeem them for lots of great gift cards.

Q: Any other rewards I can earn at Best Buy?

A: Yes, aside from Best Buy Rewards, you can earn Shopkick points for all your purchases at Best Buy, including gift card purchases. You’ll earn the equivalent of a $5+ gift card for $250 in spend, up to twice per week. Above $250, you’ll only earn slightly more per dollar spent. Remember to have the cashier scan the Shopkick bar codes at the time of purchase.

Best Buy Credit Card

The Best Buy credit card earns 5-6% in Best Buy Rewards. The first 1-2.5% is what’s earned without the Best Buy credit card, and an additional 2-5% is earned with the Best Buy credit card.

Q: Does it earn 5-6% on the purchase of gift cards?

A: Not on Visa or Best Buy gift cards. They’re coded to earn a straight 2%. However, in my experience, third-party gift cards do earn the 5-6% in Rewards.

Q: Does that mean I can get 5-6% off all gas and restaurant purchases?

A: Yes, you can buy gift cards at Best Buy with your Best Buy credit card, and get 5-6% back in Rewards. After you accumulate enough Rewards, you can then use those Rewards  to buy more gift cards. This also means, that when Best Buy has an occasional promotion of bonus Rewards, as much as 10%, you can get gift cards at a 10% discount.

Did we miss something? Please let us know in the comments.

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With US Bank cash+ you can get 5% every quarter I think up to $2k.


I had the system crap out after I tried to split tender 11 Amex cards last month. 10 seems to work fine. Note: Having an order backed out after you’ve swiped a Serve card is extremely annoying. It takes a week for the hold to drop off.

Two Best Buys have told me the limit on Visa Gift cards is 5 per day, unless I want to go to customer service and fill out some kind of business paperwork. Another Best Buy told me the limit is $6,000 per day in Visa Gift Cards.

On the Citi Dividend Card: I have maxed out my $300 credit for 2014. But my statement closes tomorrow and I’m assuming that I can take advantage of the 5% at Best Buy again since the points will post on my January 2015 statement and count towards my 2015 $300 limit. It should work that way.


Wish they would hurry up and roll this out to the west coast stores.


Is there an annual spending limit after which you stop earning Best Buy Rewards?


Also, do you know if any of the shopping portals pay out for purchasing physical best buy GCs online?


There is a $250 bestbuy giftcard but it’s not in the giftcard section. It’s here:

And can also be found by typing “$250” into the search box on

Chasing The Points

Thanks Chuck for the post, learned quite a bit! I just restarted $BBY gift card churning and I will need to recalculate my average cost


Late post to this thread, but does Best Buy still carry Amazon or Kindle gift cards? I havent been into a BB in probably over a year! Thanks!


Two Bestbuy stores where I have used Bestbuy giftcards to purchase visa gift cards in the past seem to now be hard coded against it. One cashier indicated he was reading the error off the screen and it said “tender not allowed”. This is in central va


There’s one recent report on FrequentMiler’s Laboratory of someone getting points from the Southwest portal when purchasing a physical gift card from

See the post by Calvin on October 6, 2015.


[…] Nothing major here, but a nice little bonus for Best Buy users. See also Everything you ever wanted to know about Buying Gift Cards at Best Buy. […]


[…] cards at the moment, despite the terms. No telling how long that will last. If it works for you, buy $260 in gift cards, pay with an Amex card, and your final total will be just $225 after the Visa Checkout deal and the […]


[…] You can use the gift cards and promotional codes to buy third party gift cards in a Best Buy store or even online. […]


Changes in best buys program on 8/28/16 reduce rewards program for non elite members to 1% back. Earn .5pts/$, redeem them at $250pts for $5 certificate. Works on vgc. From the best buy FAQ:

What were the Aug. 28 changes in how members receive points?
The changes varied by tier of the My Best Buy loyalty program and impacted our standard members and Elite members. They did not impact our Elite Plus members.

My Best Buy members previously received 1 point for every $1 spent. They now receive 0.5 points for every $1 spent.
My Best Buy Elite members previously received 1.1 points for every $1 spent. They now receive 1 point for every $1 spent.
My Best Buy Elite Plus members receive 1.25 points for every $1 spent. There was no change to how Elite Plus members receive points.


Any visa gift card available at Best Buy near Los Angeles? It seems most of stores no longer sell the vgc.

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