Farmers Insurance Federal Credit Union offers the Crystal Visa credit card. It comes with the following benefits:
- 3% cash back on all purchases for the first year, then 2.5% cash back
- Minimum $50 redemption
- 0% introductory APR on all purchases for six months
- $99 Annual fee waived first year
Contents
Membership
Membership is open to:
- Farmers Insurance (including Foremost, Bristol West and 21st Century)
- Employees, agents, and agents’ employees
- Employees and agents of Farmers New World Life
- Immediate family members of current members and eligible non-members
- Retirees
- Employees of Farmers Financial Services
Other groups by state:
Arizona
- City of El Mirage
- Orangewood Village Mobile Home Owners, Phoenix
California
- Acoustical Material Supply, Santa Fe Springs
- B & T Industries, Merced
- California Panel & Veneer Company, Cerritos
- Central Valley Diagnostics Laboratory, Merced
- Circle Freight International, Inglewood
- Coldwell Banker, Merced
- George Industries, Los Angeles
- Greater Merced Chamber of Commerce (voting members)
- International Hair/Nails, Merced
- Leed Plastics Corp., Los Angeles
- Lipton Foods, Merced
- Merced County Association of Realtors
- Merced Hispanic Chamber of Commerce
- Omnikron Systems, Inc., Los Angeles
- Palomar Cleaners, Carlsbad
- Re/Max Associates, Oceanside
- Signet Armorlite, Inc., San Marcos
- S.L. Fusco, Inc., Rancho Dominguez
- Sondo Services, Inc., Los Angeles
- Surface Protection Industries, Inc., Los Angeles
- Teradyne, Agoura Hills
- Toyota of Merced
- Western Flight, Inc., Carlsbad
Colorado
- CareCore, Colorado Springs
Florida
- Bristol West (all locations)
Idaho
- Greater Pocatello Chamber of Commerce (voting members)
Kansas
- Grundfos, Inc., Olathe, Kansas
Oklahoma
- Shepherd Mall Management Co., Oklahoma City
- Shepherd Mall Security, Oklahoma City
Oregon
- Teradyne, Tualatin
Our Verdict
Most people won’t be eligible and probably not that interesting apart from big spenders and it’s difficult to know how tolerant they will be to that sort of behavior. If anybody goes for it then please share your experiences in the comments below. You can find the best cards for everyday purchases by clicking here.
Hat tip to myFICO
