Fidelity Visa 2% CashBack Card: $150 Sign Up Bonus Publicly Available + 0% APR

Originally posted 4/2/19. Reposting 4/11/22 as this $150 offer is still around, and now they added 0% APR for the first 12 months as well. Direct Link (ht Azure)

The Offer

Direct link to offer | New Link

  • Receive a sign up bonus of $150 when you spend $1,500 or more within the first 90 days on the Fidelity Visa card.

Card Details

  • No annual fee
  • Card earns 2% cash back on all purchases
  • 1% 0% foreign transaction fee
  • This Bonus Cash offer is available only to new Fidelity Rewards Accounts booked through this special offer. Existing and previous Fidelity Rewards card members are not eligible for this offer
  • Card issued by Elan services (subsidiary of U.S. bank)

Our Verdict

The card often doesn’t have any bonus, or has a bonus of $50 or $100; I don’t think we’ve ever seen a publicly available $150 bonus before (even when it was issued by FIA card services). There is a targeted offer of $300 out there currently, and there’s also a public $100 offer with a lower $1,000 spend requirement.

This is a pretty good deal if you need a card that has a high base spend, if you already have one of those (or don’t need one because you’re spend just goes to minimum spend requirements) then there are better cash sign up bonuses out there. You can read our full review of this card here. We’ll add this to our list of Best Credit Card Signup Bonuses.

Keep in mind you also need to open an eligible Fidelity account as well (cash management is best option if you don’t want to invest with Fidelity).

Big thanks to reader YL for sharing this

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Fidcit2
Fidcit2 (@guest_2066217)
May 22, 2025 20:47

Finally approved for this card after applying a few times over the last 18 months. Existing Fidelity customer for years, only change in application this time was adding my middle initial. Unfroze the big 3 and had Chex already unfrozen for another account. Got a high credit limit with avg income. Looking forward to ditching the Citi 2% for this

Daniel
Daniel (@guest_2063020)
May 18, 2025 00:46

This offer only requires $1000 in spending now.

Mark
Mark (@guest_2030542)
March 25, 2025 00:02

Approved instantly with a wopping… $500 CL.
Average age of open accounts: 10 mos
Oldest open account: 1 yr, 8 mos
3 other accounts before this
Slim credit profile but I guess they’re conservative with who they approve, will just have to cycle the card to get bonus.

Bryan
Bryan (@guest_2020739)
March 11, 2025 13:36

Will I need to unfreeze everything to apply for this card? I received an offer in the mail.

Sang JinWoo
Sang JinWoo (@guest_2024852)
March 17, 2025 19:43

yes

Andrew
Andrew (@guest_1976421)
December 30, 2024 03:31

Hah, somehow with a base salary of >$200k, credit score of ~800, and current credit utilization of 3%, I was only approved for a $500 credit limit 🤷🏻‍♂️

nann
nann (@guest_1932039)
October 14, 2024 14:07

Just got approved in under 2 minutes (I’m a Fidelity customer – both investment accounts and CMA, and was logged in).

FYI the initial spending requirement is now $1,000 (down from $1,500).

S
S (@guest_1961265)
November 28, 2024 23:18

what bureau (if any) did they pull?

Li Xinyang
Li Xinyang (@guest_1899112)
August 25, 2024 12:08

Just applied. Pending. I think that I am rejected.

nik
nik (@guest_1869616)
July 4, 2024 14:05

Can anyone please check if they have stopped waiving the small charge? The latest statement, they did not waive the $1 small charge. This is the first time in a long time they did this.

nik
nik (@guest_1869710)
July 4, 2024 17:18

Is there a way to get these cards all synced up to a single month? I take it that it all depends on the date it was opened, but can we ask them to change the anniversary date similar to asking them to change the due date.

TY for the link.

Sweepster
Sweepster (@guest_1841810)
May 8, 2024 10:55

Got a targeted email offer May 7th offering 20% more Reward Points (up to 2,000 Reward Points) on purchases made after you spend $2,500, worth up to $20 when redeemed as cash back into an eligible Fidelity® account. Enroll by May 31, 2024 and eligible purchases made from May 1 – June 30, 2024 will count toward this offer. Whop-de-doo.

Hodor
Hodor (@guest_1841861)
May 8, 2024 12:10

A lot better than what I got:

Earn 20% more Reward Points (up to 2,000 Reward Points) on purchases made after you spend $5,700, worth up to $20 when redeemed as cash back into an eligible Fidelity® account

Ninja
Ninja (@guest_1840893)
May 6, 2024 17:25

There is no forex fee anymore