Fidelity Visa 2% CashBack Card: $150 Sign Up Bonus Publicly Available + 0% APR

Originally posted 4/2/19. Reposting 4/11/22 as this $150 offer is still around, and now they added 0% APR for the first 12 months as well. Direct Link (ht Azure)

The Offer

Direct link to offer | New Link

  • Receive a sign up bonus of $150 when you spend $1,500 or more within the first 90 days on the Fidelity Visa card.

Card Details

  • No annual fee
  • Card earns 2% cash back on all purchases
  • 1% foreign transaction fee
  • This Bonus Cash offer is available only to new Fidelity Rewards Accounts booked through this special offer. Existing and previous Fidelity Rewards card members are not eligible for this offer
  • Card issued by Elan services (subsidiary of U.S. bank)

Our Verdict

The card often doesn’t have any bonus, or has a bonus of $50 or $100; I don’t think we’ve ever seen a publicly available $150 bonus before (even when it was issued by FIA card services). There is a targeted offer of $300 out there currently, and there’s also a public $100 offer with a lower $1,000 spend requirement.

This is a pretty good deal if you need a card that has a high base spend, if you already have one of those (or don’t need one because you’re spend just goes to minimum spend requirements) then there are better cash sign up bonuses out there. You can read our full review of this card here. We’ll add this to our list of Best Credit Card Signup Bonuses.

Keep in mind you also need to open an eligible Fidelity account as well (cash management is best option if you don’t want to invest with Fidelity).

Big thanks to reader YL for sharing this

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109 Comments
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Brad C
Brad C (@guest_1812629)
March 12, 2024 16:52

The link here still works, but they just sent me an offer with 18 month 0% and no SUB. Be careful out there.

Zindella
Zindella (@guest_1795541)
February 9, 2024 09:21

Received a targeted offer for my existing Fidelity card: 20% more points after $950 in spend, up to $20 in points. It ends up being 2.34% CB on $5,950 in spend, which is lot less exciting than the offer makes it seem.

Frey
Frey (@guest_1795551)
February 9, 2024 09:35

Got the same email but slightly differs with it being after $700 spend.

mangorunner
mangorunner (@guest_1796092)
February 10, 2024 13:54

Did Fidelity Visa offer come via snail mail? Email? Thanks!
Zindella Frey

Frey
Frey (@guest_1796096)
February 10, 2024 14:10

Email for me

Subject line: Name, earn up to 20% more Reward Points

goldentiger888
goldentiger888 (@guest_1779922)
January 17, 2024 17:54

It finally happened: I got tired of churning! Plus there are not many good new SUBs over the past 3-6 months so I ended up here and got approved for $20k CL on the Fidelity 2% card at 5/24 with 820 FICO using your link above. It’s also 0% APR for 12 months on purchases and balance transfers with a 3% BT fee.

Demian
Demian (@guest_1724515)
October 27, 2023 12:22

I applied for this card back in September with an offer $150 bonus.
Recently I accidentally apply second time and got approved as well. Does anyone know if Fidelity will respect offers on multiple cards. Can’t find a language in T&C saying that.

Thank you

Andres Torres
Andres Torres (@guest_1765144)
December 25, 2023 22:48

So, what happened?

Kazuma
Kazuma (@guest_1715987)
October 15, 2023 18:06

Got instantly approved with a generous… $500 CL 😒
Not sure what’s up with the Elan bank, cuz I typically get 5-digit CLs from other major banks.

Tyrone Danger
Tyrone Danger (@guest_1780714)
January 18, 2024 17:07

I also got a $500 CL. Did you have any luck requesting an increase Kazuma ?

Kazuma
Kazuma (@guest_1780797)
January 18, 2024 18:51

I didn’t bother. I ended up just recycling the $500 CL to meet the spending requirement which is quite a pain because their online banking sucks…

j
j (@guest_1714044)
October 12, 2023 13:13

Beware. I applied using the link for $150 bonus after $1000 spend. I spent over $1000 but never got the bonus, so I called them up and they said the offer on my account was $150 bonus after $1500 spend. They put in a research request for me so I will see how that turns out.

Frey
Frey (@guest_1714062)
October 12, 2023 13:39
  j

Looks like the 1k minimum spend hasn’t been available since 2019 per the post link. Not sure you’ll succeed in that one I’m afraid.

j
j (@guest_1714718)
October 13, 2023 11:15

The old link still works. It has even been updated to say no foreign transaction fee there. If it is dead they should take down the link.

Trevor
Trevor (@guest_1702027)
September 25, 2023 13:00

This card now has no foreign transaction fees.

Ronald
Ronald (@guest_1684572)
September 2, 2023 02:21

Like another has mentioned. This offer looks to be back till 9/30/2023.

Unlimited 2% Cash Back on everyday purchases—no category restrictions or earning limits.
$150 Bonus after you spend $1,000 in eligible net purchases within 90 days

Easy approval. Have a current relationship with Fidelity.

Good Cow
Good Cow (@guest_1680290)
August 26, 2023 00:44

Applied for Fidelity Visa today and got 7 to 10 days messages. Received approval email 3 hours later.

Gryphon
Gryphon (@guest_1674846)
August 18, 2023 15:56

This card no longer has a FTF. I’m not sure when they dropped that.

https://online1.elancard.com/pdap/terms?locationCode=24193&offerId=2RVV12871R&sourceCode=43676

Lazy man's solution
Lazy man's solution (@guest_1699721)
September 21, 2023 23:00

Just saw a message on my login. They’ve dropped the FTF as of September 1st. Current accounts were automatically updated.