Posted by William Charles on July 29, 2018
Bank Account Bonuses

Published on July 29th, 2018 | by William Charles


[FL only] Campus USA Credit Union $150 Checking Bonus

Bonus has been increased to $150. Still not worth doing due to the hard pull. Hat tip to reader Peng

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Membership is open to anyone in Alachua, Clay, Columbia, Gadsden, Jefferson, Lake, Leon, Madison, Marion, Sumter, Suwannee and Wakulla counties
  • Direct deposit required: Yes, 200+
  • Additional requirements: eStatements
  • Hard/soft pull: Hard
  • Credit card funding: Unknown 
  • Monthly fees: None
  • Early account termination fee: $15 if closed within one year
  • Expiration date: None listed

The Offer

Direct link to offer

  • Open a free checking account with Camp USA and receive a $100 sign up bonus when you complete the following:
    • Must opt to receive eStatements
    • Must receive a direct deposit of at least $200 within 90 days of opening


The Fine Print

  • Within the first 90 days member must elect to receive eDocuments and establish Direct Deposit of at least $200 per month.
  • If the requirements are met and the account remains open after 90 days, the $150 reward will be made available to the member.
  • $150 is considered interest and will be reported on IRS Form 1099-INT.
  • Credit approval and initial $50 opening deposit required.
  • Member must elect to receive eDocuments.

Avoiding Fees

There is a $15 joining fee that is waived if you mention the ad. There is no monthly fee or minimum balance requirement for their checking account. According to their fee schedule there is also a $15 early account termination fee as well.

Our Verdict

Bit annoying you need to keep the account open for a full year to avoid any early account termination fee. I’d do our recommend bank bonuses first. This would be an OK deal if it’s a soft pull and the direct deposit requirements are easy to meet, if not I’d give this one a miss.

If you do decide to sign up then please let me know any experiences you have with this credit union in the comments below.

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This is my first bank account and CC I ever had. Really great customer service. They don’t like lots of MO deposits, so don’t do that..


Yes. This bank will make a hard pull when open a checking account.


Bonus is now $150

Dan Thomas
Dan Thomas

Sometimes a hard pull is worth $150 right? Some credit card bonuses are $150. I’d definitely consider this, but I’d want to know how difficult it is to open online. I’ve already been rejected for 3 bank accounts in a wrong due to number of chex inquiries from the last year. :/ I’ll wait for some more feedback on inquiries and getting approved.. I don’t want to make it four rejections in a row.

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