Update 8/4/26: If you completed this deal check your dashboard as it’s likely you need to submit more information to qualify. Dashboard now states:
Must read: Important update on Ivy Bank reward eligibility
A processing issue in our July 15, 2026 eligibility check marked some qualifying members as ineligible. No rewards have been issued yet, and we’re reviewing affected accounts so that everyone who qualifies is paid on schedule.
If you’ve already received an email or decision from our team, you don’t need to do anything. Your case is already being tracked as part of this review — please don’t send a new request. It might cause delays in the review.
If you believe you were marked ineligible in error, first log in to your Finder Member account and check whether the Ivy Bank reward appears on your Rewards page. If it doesn’t appear there, we have no record of your application coming through Finder, and tracking can’t be reconstructed after the fact.
If it does appear, send one email to [email protected] from the address associated with your Finder account, using the subject line Ivy Bank Reward Review – [your Finder email address]. Include all four of the following:
The email address associated with both your Finder account and your Ivy Bank accountYour full name, exactly as it appears on both accountsA screenshot of your Ivy Bank account opening confirmationA screenshot showing your first qualifying deposit of $2,500 or more — your account transaction history or a bank statement both workDates must be clearly visible in every screenshot — we can’t verify undated screenshots, or ones where you can’t be identified, and we’ll have to send those back to you, which delays your review. You can redact any information that isn’t relevant to confirming this qualification.
Inquiries received after August 10, 2026 may not be processed in time for the fulfillment date, so please submit as soon as possible. We’ll give you an update before the fulfillment date, and approved rewards will be issued on Monday, August 17, 2026. Full eligibility criteria are in the promotion terms and conditions.
Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount: $200
- Availability: Nationwide, excluding California
- Direct deposit required: None
- Additional requirements: Initially deposit $2,500+
- Hard/soft pull: Soft pull
- ChexSystems: Yes, not sensitive
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: June 15, 2026
The Offer
Direct link to offer (if you use this link $25 will be donated to our charity partner. We receive $0 to remain unbiased)
- Finder is offering a $200 digital gift card when you open a new Ivy Bank High-Yield Savings Account and complete the following requirements:
- Make sure e-mail used matches Finder e-mail
- Make a first deposit $2,500 or more.
- Maintain a minimum daily balance of at least $2,500 for 60 consecutive days following your deposit
The Fine Print
-
Who can participate?
- Legal US residents (California excluded), 18+
- Be a New Ivy Bank’s customer who opens a new Ivy Bank High-Yield Savings Account via Finder during the Promotion Period
- Finder Member account required
- Limit one Reward per person
- Use the same name and email address on your Finder account and Ivy Bank application
Reward requirements
- Sign up or log in to your Finder Member account.
- Open your new Ivy Bank High-Yield Savings Account via the Finder promotion link during the Promotion Period (May 15 – June 15, 2026).
- Make an eligible first deposit of $2,500 or more.
- Maintain a minimum daily balance of at least $2,500 for 60 consecutive days following your deposit.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees
Early Account Termination Fee
Unsure if there is any EATF.
Our Verdict
A lot of readers won’t be eligible as they signed up for the Ivy Bank treasury account (look back period is not being a customer in the last 20 years). Bonus seems very easy to meet the requirement for. Finder usually has a cap on how many people can do the bonus (they update when the cap is hit). I’d be surprised if this doesn’t hit that cap quickly, so if you’re interested I’d recommend signing up ASAP. We will add this to our list of the best bank account bonuses.
Ivy Bank earns 3.85% APY, not as high as the current best savings rates but somewhat competitive.
If you do apply, please let us know in the comments below (trying to make sure everything is tracking correctly for the charity).
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
