Offer at a glance
- Maximum bonus amount:
- Availability: FL & GA, select counties.
- Direct deposit required: Yes, $1,000+ required
- Additional requirements: See below
- Hard/soft pull: Soft pulln
- ChexSystems: Unknown
- Credit card funding: Yes, $500+
- Monthly fees: None
- Early account termination fee: None
- Household limit: None
- Expiration date: 12/31/2025
Contents
The Offer
- iTHINK Financial is offering a $125 bonus when you open a new checking account and complete the following requirements:
- Use promo code JOINCU when prompted or show your email at local branch
- Open a checking account to receive $50
- Sign up for direct deposit to receive $75 (minimum $1,000)
The Fine Print
- Promotion is for new, consumer members only. One bonus per member. Membership is required and subject to eligibility and qualifications.
- $5 minimum deposit required for membership.
- Minimum credit or risk score may be required to qualify for other services.
- $50 will be deposited in the new member checking account after the account has been opened and membership/opening requirements confirmed.
- To qualify for the $75 Direct Deposit Bonus, total direct deposits must total at least $1,000 within 90 calendar days of account opening; bonus will be paid within 60 days of completing the direct deposit terms.
- Member must be at least 18 years of age.
- Not to be combined with any other offer.
- Consult your tax advisor with any questions.
- Offer subject to change without notice and valid for checking accounts opened through 12/31/2025.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
MyWallet free checking has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find any EATF in the fee schedule.
Our Verdict
Nice that you can get $50 of the bonus without a direct deposit just in case work arounds don’t work. As always share your experiences in the comments below.
Hat tip to reader Kiwi
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
