17
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
Annex1982
Annex1982

Several more data points to add:
1. I used my Chase Freedom for the opening deposit and it counts as a sale. So, this is good.
2. This account is ONLY offered in limited geographical area, specifically in Cincinnati area. I was not qualified due to outside of service area, though I’m still in Ohio. As a result, they will send me a check to refund my opening deposit of $500. I received a call from a banker to notify this status.

Opening this account is definitely a hassle since there’s not indication on their website. Though, during the application, I had to select the county, upon entering my address there’s no hard stop. I would strongly advise to consider opening this account, especially it’s a hard inquiry on your credit.

Annex1982
Annex1982

One thing to add regarding service area: The banker indicated that you need to live within 50 miles of a branch to open this account.

I would assume this is the case for other states where the bank provides its services.

Ron
Ron

Btw,

If you are in FL, they will try to pull Experian. Good thing I got a freeze on my EX so they called me and said I would need to come in a branch to apply. Not gonna go through with this, my EX got too many inquires already.

Ron
Ron

So after the 3rd month (statement), I can completely drain the account? Just have to keep it open for 6 months to get the $100 right?

Annex1982
Annex1982

Opening this account is a hard pull. I just confirmed since I’m getting email messages from Credit Sesame and Credit Karma. Hard pull came from TU.

Andy
Andy

+1, showed up for TU on CS/CK both.

Annex1982
Annex1982

Yeah, it stinks for just $100 bonus…

Ryan
Ryan

Can anyone opening with a CC comment on how it’s being charged (cash advance or purchase)?

Andy
Andy

Paid with my Citi Prestige, seems to have gone through as a purchase but I’m not sure what a CA looks like as I’ve never had one. http://i.imgur.com/W7zNo18.png

FWIW, seems like a hard pull (showed up on TU)

TWoK
TWoK

FYI, No point in opening a savings too as it doesn’t increase the amount allowed to charge via a credit card.

TWoK
TWoK

Seems to work so far for Indiana regardless of county.

jackgopack4
jackgopack4

I only commented because it’s this way for Florida often; southern half is practically separate from the northern half!
P
Obviously there are more than 7 counties in FL

Ryan
Ryan

Any idea if funding with a CC is coded as purchase or cash advance? I see this bank listed as “unknown” in DoC’s big list for this–anyone here try it and have results to share yet?

jackgopack4
jackgopack4

Only allows online opening for counties in FL that they have branches; there were only seven or eight on the list. Wouldn’t let me proceed without selecting a county not on the list.

Dave_B
Dave_B

“Shame you have to be a student to get the bonus though. ”
Do you really? While they’re clearly trying to sell “Easy Checking Accounts” to students, I see nothing in the requirements or fine print about needing to be a student to open an Easy Checking Account, or get the bonus that happens to have promo code “EDU”.