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160 Comments
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SpeedyJr
SpeedyJr (@guest_2110941)
August 1, 2025 23:57

DP:
Prestige Checking and Savings accounts opened in Ft. Lauderdale branch on 1/29/25. Funded each with ~$30 cash.

Real DD from employer of $2500+ in March and April. Called banker to change account type to Easy Access checking to reduce monthly fee to $3 for remaining 3 months.

Savings: Deposited $8000+ by 2/28/25, held until April statement cycle.
Transferred out majority of funds from both accounts via ACH pull.

On 5/9/25, $500 bonus deposited in Checking, and $200 bonus in Savings.

Will attempt to close this week now that 6 months have passed since account opening. The app sucks so bad 😭

Green Money 🔗 👈 💵 🙏
August 15, 2025 13:50

isn’t downgrading before bonus is a bad idea? you do this for all the banks?

Michelle Lau
Michelle Lau (@guest_2104826)
July 23, 2025 13:12

Anyone moving our money out of the saving account after bonus is posted? Wondering how much should I keep in there without incurring fees or provoking a clawback of bonus. $8k is a lot to keep in there for 6 months. Thanks!

Christopher Robin 🔗💰
Christopher Robin 🔗💰 (@guest_2104920)
July 23, 2025 16:40

Michelle Lau You can downgrade to Popular Savings after receiving the bonus. That account type only requires $500 to avoid the $4 monthly fee.

Ryan
Ryan (@guest_2059317)
May 11, 2025 14:45

DP:
1/22: Checking & Savings Account Opened
2/22 & 3/7: Real Direct Deposit
5/9: $500 & $200 Bonus Posted

Mahendra
Mahendra (@guest_2059258)
May 11, 2025 12:52

DP:
Account opened on 01/28/2025, 8000 deposited on 02/25/2025
Direct deposit on: 03/21/2025 and 04/07/2025
500 Checking bonus posted on 05/09/2025
200 Checking bonus posted on 05/09/2025

Christopher Robin 🔗💰
Christopher Robin 🔗💰 (@guest_2058886)
May 10, 2025 10:39

DP:
1/2X/25 Opened in South Florida branch
5/9/25 $500 bonus posted for Checking & $200 bonus posted for Savings

Christopher Robin 🔗💰
Christopher Robin 🔗💰 (@guest_2058897)
May 10, 2025 11:20

IME: Bonuses post at the end of the Checking statement cycle.

Kiwi
Kiwi (@guest_2049162)
April 24, 2025 10:03

Just wanted to chime in here I pulled my Chex report to see if CIT was watching what I was doing and I found out popular has been in my soft inquires 8 times since they closed my account back in February. I recently was denied for key point and the police credit union and popular again in soft inquires. That’s wild I don’t even have an account there they closed it lol

Eric 🔗
Eric 🔗 (@guest_2049174)
April 24, 2025 10:23

You seemed to bury the lead. What did you discover about CIT?

Yang
Yang (@guest_2042791)
April 11, 2025 15:36

Tried to downgrade the checking to the Easy Access checking, but got a message asking me to go the branch coz there is discrepancies in my information. Has anyone seen this?

Myke
Myke (@guest_2042829)
April 11, 2025 16:23

I called today to downgrade and they told me it will go into affect May 9th.

Myke
Myke (@guest_2041718)
April 10, 2025 09:42
  • 12/28 Opened Prestige Checking & Savings (NYC)
  • 1/24 Deposited $8k into Savings
  • Multiple real DDs & 12 purchases at Target <$1 (Individual fruit purchases)
  • 4/7 pulled $8k from Savings
  • 4/9 $500 hit Checking & $200 hit Savings

I’ve opened 4 accounts since opening Popular. No issues with account shutdowns.

webman049
webman049 (@guest_2051990)
April 30, 2025 11:51

Does the 8k in savings count to avoid the fee?

Yang
Yang (@guest_2040720)
April 8, 2025 18:12

Anyone else got the bonus? I opened the account on 12/19/2024 but nothing yet.

Isaac G
Isaac G (@guest_2040761)
April 8, 2025 18:58

I’m also waiting but i opened much later on 1/30 and used chase biz as DD..crossing my fingers that they suffice.Did you do reall DD?Its amazing to me that no one is really talking about this bonus..verrry little dps.Its a good bonus

Yang
Yang (@guest_2040849)
April 8, 2025 20:55

Yea, I did real DD.

User
User (@guest_2041707)
April 10, 2025 09:08

I’ve also did real DD, but it was later in January. Two real DDs each month and over 12 debit card transactions. Still no bonus.

Myke
Myke (@guest_2041720)
April 10, 2025 09:43

Opened 12/28, received the $700 bonus 4/9. Real DD.

Yang
Yang (@guest_2041765)
April 10, 2025 11:03

Got the bonus 4/9 as well.

Myke
Myke (@guest_2041820)
April 10, 2025 11:40

Nice. I guess they payout in batches.

Bertrand
Bertrand (@guest_2030830)
March 25, 2025 12:38

I got the $500 Checking bonus yesterday. I ended up not doing the Savings bonus after seeing the reports of account shutdowns. Here is my DP:

12/10 – account opened
1/24 & 2/7 – $2500+ real DDs
2/5-2/10 – 12 $1.0x EZ Pass payments using debit card
3/24 – $500 bonus posted

I will try to downgrade the checking account to Easy Access ($250 monthly DD to avoid $3 fee) and keep it open for another 3 months to avoid the ETF. Although I very well might get shut down before then as I plan to apply for a bunch of accounts that pull Chex that I’ve been holding off on.

Christopher Robin 🔗💰
Christopher Robin 🔗💰 (@guest_2030861)
March 25, 2025 12:58

Nice, looks like they paid out about 2 weeks earlier than they needed to. Thanks for the detailed DP. Please let us know if you get shutdown after your new applications. Who knows? Maybe they are not sensitive to it after your account has aged one or two months. Bertrand

Eric 🔗
Eric 🔗 (@guest_2030889)
March 25, 2025 13:15

Bertrand Christopher Robin

According to my DP here, Valley stopped monitoring my Chex sometime between 2 and 3 months from opening. Of course I have no idea if Popular does the same: #2000640 .