Offer at a glance
- Maximum bonus amount: 4 night cruise certificate
- Availability: Must live, work or go to school in Broward OR Palm Beach Counties, Florida
- Direct deposit required:Â Yes, $1,000+ monthly
- Additional requirements:Â See below
- Hard/soft pull:Â Soft
- ChexSystems:Â Unknown
- Credit card funding:Â UnknownÂ
- Monthly fees:Â Unknown
- Early account termination fee:Â Unknown
- Household limit:Â None listed
- Expiration date:Â None listed
Contents
The Offer
- BrightStar Credit Union is offering a 5 Day 4 Night Cruise Vacation bonus when you open a new checking account or standard savings account and complete
- Use promo code CRUISE20K
- Bring $20,000 or more into a BSCU checking or standard savings account
- Must have an active direct deposit of $1,000 or more monthly
The Fine Print
- The promotional offer is only available for members who deposit $20,000 or more into a consumer checking or standard savings account.
- Funds must come from outside of BSCU existing accounts and maintained for a period of at least 90 days.
- Business accounts are not eligible.
- Direct deposit must be set up with a minimum of $1,000 monthly and active for at least 30 days.
- Members with existing direct deposit of the minimum $1,000 amount qualify.
- Cruise certificate recipients are responsible for port charges, taxes, and fees.
- Cruise certificates need to be registered with travel agency within 45 days, and require a $24 per person registration fee.
- Certificates are valid for 18 months after registration.
- BrightStar Credit Union is not responsible for your safety on board or in any port of call.
- See cruise certificate for full cruise details. Promo code: CRUISE20K
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees
Early Account Termination Fee
I wasn’t able to find an EATF.
Our Verdict
Don’t think this is worth doing as your still responsible for taxes and fees. If you put the $20,000 into a 5% APY account you’d earn ~$247 over that same period. Because of this we won’t add it to the best bank bonus page.
Hat tip to reader Kiwi
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
