Update: Some people are reporting accounts being closed for no reason.
Update 5/1/23: This is now $125. Better than the $100 referral bonus if you’re not being referred by a friend/family member.
Update 9/28/22: Available again. Hat tip to reader TDD
Offer at a glance
- Maximum bonus amount: $80
- Availability: Nationwide
- Direct deposit required: Yes, $100+
- Additional requirements: No
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: None listed
Contents
The Offer
Available on Swagbucks
- Swagbucks is offering 8,000 Swagbucks (worth $80) when you sign up for Go2Bank and receive a direct deposit of $100+
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about as long as you maintain the direct deposit.
Early Account Termination Fee
I wasn’t able to find any mention of any EATF.
Our Verdict
Sometimes we see Swagbucks/the bank increase the offer over time, so it might be worth waiting for a better version of this to come along. In saying that sometimes the offer disappears never to be seen again. I generally recommend sticking to bank bonuses that are $100+, but up to each individual.
Hat tip to reader Hoops
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Do not share your referrals here.
How do we keep the account fee-free? Also, what is the exact name of the account that you open to get the points?
Any (real) DD keeps it fee free. I do $5.
GO2Bank is the name of the account. In my online banking login, it shows “Bank account”.
There is an savings account inside the account, but it’s not a separate application and more like a virtual pocket of funds. No ACH RTN or account number on it.
How much does the DD need to be the get the swagbucks? I don’t see anything about the minimum in the terms and conditions.
Correct, it doesn’t say, so any amount, $1 or more, should work. I have kept my account fee free by just sending a single $5 DD per month.
churn
4/8/25 Open through Mypoints
4/9/15 $50 payroll push from Fulton Business Checking
4/9/15 Mypoints shows 17,000 points pending ($100)
Do you know if you got a chex inquiry for this?
GO2Bank/Green Dot Bank does not pull Chex or EWS. No hard pull of credit either.
SP
Great to know. Thanks mate!
For Go2Bank has anyone successfully received a real DD in someone else’s name (like a spouse/p2), and did it get rejected? some banks reject it, but most do not. Any experience with go2bank?
I use P1’s Real DD to waive the fee for P2 every month, and earned the bonus. However, YMMV.
James
Thank you
Hi Gadget Bonus Geek;
Nice speaking with you again hope you are doing well. Do you think its worth it stacking the current Swagbucks offer ($100) with the Go2Bank referral offer ($50) to receive a total of $150? or am I taking an unnecessary risk of not receiving either or..
I was thinking I was just going to do the SB offer($100) only. What do you think??
If your advice is not risk losing both then so be it but if your advice is to stack, I was told to open up the referral link on a browser and enter my email address but to stop there and on the same browser complete the SB offer. However, there are so many reports of others stacks not working… Just wanted ur opinion… Thank u!!
Kind of up to you. Stacks worked in the past (2023), and I don’t see any current failed attempts, but not a lot of DP’s either way.
Dylan Buffa
The reason stacks like this work is because the main bonus is paid by the portal, and the referral is paid by the bank/fintech. They apparently don’t communicate very well, or developers don’t think ahead.
I’m gonna try it! Thank you! Is there some place where I can see your referral link?
Any update if the stack worked?
Wise sent to business triggered SB.
what did this code as is? Mine just deposited and the code is just achin? I did the same where i used my personal wise account to send a deposit to go2bank (added as business recipient)
Biggest clowns in banking. Super lazy and incompetent CSR. Wont pay out referral. CFPB complaint made. CSR has been wasting my time giving the run around – I said ill make CFPB complaint if they continue to give the run around – this got the CSR’s attention – they made a case right after. A few hours later I got a nasty anonymous email from someone which I have a good hunch was from a disgruntled go2bank employee. Today go2bank closed the case without explanation and said its “resolved”. Huge headache with these people.
This bank is an absolute joke. Top 3 worst experiences of all time.
Transferring money out of GO2Bank has been tricky.
The only thing I’ve discovered that works for ACH transfers out is to have a business account linked, and then to pull from GO2Bank. I wasn’t able to get any personal accounts to link to GO2Bank. And GO2Bank does not seem to offer a way to push a ACH to another bank.
Ally and Alliant work to do ACH transfers.
I used your referral link. I got the $100 today. Thanks.
Gadget - Bank Bonus Geek
Thank you. I see it here too.
Ally doesn’t seem to work anymore. First, Ally takes you to Plaid. Adding Go2Bank seems to work but then redirects you to a page to input the routing and account number. Then when you insert Go2Banks routing number (124303162), it says “This routing number is not accepted for setting up your profile. Please verify with your bank the valid FedACH routing number for your bank account.”
I guess I will be sure not to delete it. I just verified that was the RTN I used. (124303162) I know some banks take issue with Metabank/Pathward because of too much fraud.
How to pull? Can you list the detailed steps?
I cannot give detailed steps when you don’t even say what bank you were trying to use. If it’s Ally, you may or may not be able to link the accounts because, like I said, some banks have blocked the GO2Bank routing number.
john
Yes ALLY. Can it still be linked to GO2BANK? Also, can it be linked to Walmart moneycard routing? The routing number is 124303120
You would have to try it. Some people said Ally no longer accepts the GO2Bank ACH RTN. Mine was set up long ago and works.
I don’t have the WM MoneyCard.
I was able to add GO2Bank to Ally and to submit an ACH pull.
ACH from Citi Bank worked to transfer out
WARNING: using the. Go2 bank debit card to load cashapp inches 1.75% fee
Heads up on this one – they have language that they will decline your direct deposit if it doesn’t have the same SSN and Name associated with the account. Ruled me out because I am in 2 player mode, but with only 1 job that does direct deposit.
Glad I caught it before it was declined and I had to go through the trouble.
My P2 is using P1’s $5 DD every month to keep the acct free and was used to get the bonus. Of course, it’s going to be YMMV and a little risky.
Forgot to close my Go2Bank account after SB posted. I have a negative $5 balance now 🙁 I’m depositing $5 and closing ASAP!