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Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1832728)
April 18, 2024 13:50

DP: Closed via SM, next day. Account(s) disappeared from online banking. Login currently works. CANNOT access statements anymore.

Billy (@guest_1737963)
November 16, 2023 09:43

FWIW, the Hanscom Thrive product *might* not be able to be used more than once anymore. In the past I have filled one page renewal forms to restart a new one every year as the interest rates are usually competitive and the account is easy to automate. However, this year I didn’t get a renewal form, just a letter that said this:

“Now that you have achieved your savings goal, meet with a Financial Wellness Coach and set a new one. Our products and services are flexible and can be tailored to your specific needs and goals.”

My renewal isn’t until mid-January. I’ll try to open a new Thrive account then and see what happens.

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1738020)
November 16, 2023 11:25

Since the rate is only 5% APY, why would you want to go through the hassle of doing Thrive? Many banks are above 5% without gimmicks. I chose not to renew mine several months ago.

I was thinking that maybe you wanted the CC funding, but IIRC… they don’t let you do that because you have to call to open/renew that account, and last I knew, CC funding is only $100 now on other deposit accounts.

If it’s your local credit union and you want to support them, no worries & no judgment.

Nathan (@guest_1729285)
November 3, 2023 10:16

Is the referral bonus still active? I can’t find the webpage to refer people anymore.

Ron (@guest_1734650)
November 10, 2023 17:18

Referral program is paused (read cancelled)
With this and Kasasa Checking gone I am wary if this CUs health is seriously declined.

seven (@guest_1692360)
September 13, 2023 08:20

The $10 per month cash-back account will be gone soon:

“Effective November 1, 2023, if you have Free Checking, Kasasa Cash Checking, or Kasasa Cash Back Checking, your account will be migrated to Your Way Checking. If you have Kasasa Saver Savings, your account will be migrated to Your Way Savings. You will continue to have no minimum balance requirement and no monthly maintenance fee, and your account number will remain the same. These changes will keep more money in your pocket and working for you.”

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1692376)
September 13, 2023 08:43

Aww 🙁

RobertL (@guest_1692388)
September 13, 2023 08:57

Oh damn it, I just utilized the $10 cashback for 3 months…

OST (@guest_1702341)
September 25, 2023 22:11

received this snail mail as well

Ron (@guest_1706698)
October 1, 2023 09:59

Received this same mail
Is there any reason to continue with the new account?
RobertL seven any thoughts?

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1706910)
October 1, 2023 18:21

Between the CC funding being reduced to $100, and now this removal of the Kasasa $10/month, it’s the end of the road.

Unless you want to keep a no fee credit union that might run a better promo or referral offer in the future.

Fred (@guest_1713442)
October 11, 2023 15:25

Somewhat unrelated, has anyone had an issue with Cash App transactions going through but not showing up in online banking?

Guess it doesn’t matter much since this is the last month.

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1713444)
October 11, 2023 15:27

Sometimes the transactions don’t show up until next day. That’s with Verizon too.

Dominique (@guest_1727848)
November 1, 2023 12:41

P1-P3 got the last $10 reward from this today. The checking accounts have already converted over as well. I also see that the referral program is gone. If you’re not regularly using this account, I would try to zero it out and close it asap before they start charging inactivity fees or something.

mothman69 (@guest_1728555)
November 2, 2023 07:51

🪦RIP Hanscom🪦
You will always be remembered for your $2k CC funding and $10 monthly rewards.

seven (@guest_1638030)
June 20, 2023 06:04

What to you expect the total interest to be for this CD
since it is funded partially each month?

Fred (@guest_1651251)
July 11, 2023 09:18

About $160. Your average deposit will be around $3200. Mine closed at $6158.17, but it was only 362 days because of a weekend.

ntn (@guest_1636413)
June 17, 2023 18:47

Can confirm that cc funding for a CD has been reduced to $100 max. Not sure about new accounts. RIP

Bertrand (@guest_1638217)
June 20, 2023 12:59
asteroid (@guest_1640567)
June 23, 2023 16:46

yea. this is my only account that takes AMEX funding to 2k:(..Anyone has other good Amex funding options?

Cyber (@guest_1774003)
January 9, 2024 02:37

Do you mind sharing if your AMEX is a charge card or credit card?

beat2def (@guest_1619065)
May 16, 2023 15:58

Did this code for “Office and Shipping” with anyone’s Ink card? Mine did.

Tikky (@guest_1619451)
May 17, 2023 09:23

beat2def Did you also get the 5% cat?

beat2def (@guest_1619452)
May 17, 2023 09:24

I haven’t been awarded any points yet. I’ll post the results.

LX (@guest_1620686)
May 19, 2023 08:10

beat2def did it post as ‘Office and Shipping?’

beat2def (@guest_1620701)
May 19, 2023 08:39

It did post as Office and Shipping. Cross my fingers that it will get the 5x points.

netflixstudent (@guest_1635344)
June 16, 2023 00:47

beat2def Did it get 5x? Thanks

docfin (@guest_1635768)
June 16, 2023 15:17

What credit card did you use that office supplies was a special category? Was it a Chase ink? Did you get 5 points?

beat2def (@guest_1614271)
May 8, 2023 13:59

DP: I applied online, from my office at work, and was denied because they “were unable to verify your identity or other personal information at this time.”
I called in and the customer service rep said that I was denied because my IP address’s address didn’t match my home address?! They asked if I was using a VPN. I’m not. She said apply for the account again when I’m at home.

In synopsis, apply for this account at home, not at your work. Probably sage advice anyway. 🙂

Dominique (@guest_1613426)
May 6, 2023 16:38

The extra $5 bonus for making 32 debit card transactions in March posted for P1-P3 on 5/1 to our Prime Share savings accounts. We only had to make an extra 20 Venmo P2P debit card transactions each since the Kasasa cashback checking account already requires 12 transactions monthly/per statement cycle. We all did receive the promotional mailer, not sure if it was targeted or not. Love it when banks and credit unions offer small extra rewards just for making some debit card transactions.

bonus (@guest_1598525)
April 15, 2023 14:23

I’m trying to figure out where to go to open the savings first. I see the checking link when I click the above link that was posited, but do you first have to fill out that small form and have them call you back? Isn’t there a way to open up the savings online? Or do I become a member first, then it gives you the option to apply for the savings?

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1598641)
April 15, 2023 18:48

1. Get someone to send you a $30 referral. It will have a link to:

2. Choose to become a member, fill out the application, and open a Savings account, called a Prime Shares. You get to fund it with a credit card (CC) & they (hopefully) give you a member number.

3. Once you are a member, open a Checking account. I recommend the Kasasa Cash Back for the $10/month Cash Reward for spending $200, easily fulfilled by Cash App loading. Use the same link previously mentioned. You get asked if you are an existing member, and you click that option. Fund it with a credit card as well. If this account is applied for on the same day, you only get one Chex inquiry for both accounts. bonus

The highlight of this deal is that they accept Amex (Visa, MC too) up to $2K per account, and multiple accounts can be obtained. The referral $30 bonus and the monthly $10 reward keep you satisfied with your decisions.

They do hold the CC funds as not available for about two weeks. Probably 10 biz days.

bonus (@guest_1598660)
April 15, 2023 19:47

Appreciate it – so regardless if you want to get the $30 referral bonus (for keeping the account open for 90 days,) you need to start with applying to become a member, then it asks you what account you want to open and you say savings, correct? Then (hopefully) you get a member # and then open a checking account. I am not sure I will be doing $200 a month, so are all of the accounts free of charge each month? Any early closing penalty? As far as them holding the funds, how do you know when they are released (is there something indicative of this on the site?) Would you be able to open a second savings or checking account down the line? Another question: I believe you previously posted that the first time you can fund $2,000 and the next time $1,999 – any reason for this?

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1598694)
April 15, 2023 21:20

To get the $30 it says “The referred member’s prime savings and checking account must remain open and in good standing for 90 days after opening.” They don’t have to be done on the same application, or the same day even.

Yes, you have to apply for membership first. “Prime Shares” is their Savings account. It’s mandatory as part of credit union membership and is symbolic of your share of ownership in the credit union. That first application will for you to open this account, IF you get approved.

$200 a month in debit card “spending” is optional. You can get $10 reward for doing so with the Kasasa Cash Back checking acct, if you do the other requirements (12 debits/ACH)

All the checking/savings accounts are free of charge – no requirements, other than keeping $25 in your Prime Shares. To get it, you have to close your credit union membership.

No early closing fee. There is an inactivity fee after 12 months of no activity.

You know the funds are not available during that two-week period because online banking access will show a $0 Available Balance, but a Current Balance of $xxxx, based on my experience.

I don’t know how many accounts you can open up. I haven’t tried to add another checking or savings acct. I know some people who have opened CD’s and were able to fund them with a CC after opening the checking/savings.

I said to use $1999 when opening the 2nd account because sometimes the CC can trigger a fraud alert for doing what appears to be a duplicated charge. However, if you are using two different cards or on another day, that should not be an issue.

Allowing credit card funding on secondary/additional accounts is somewhat rare. Enjoy it while you can. bonus The only downside, will likely get another Chex inquiry when not done on the same day for each application.

bonus (@guest_1600579)
April 18, 2023 15:40

Appreciate it.

beat2def (@guest_1616093)
May 10, 2023 20:50

Oops. My account say the funds are available. I just opened my account three days ago.

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1619720)
May 17, 2023 17:01

It’s possible they have changed their policy, or the rep that processed the deposit screwed up and forgot to apply the hold restriction. Another possibility, it could depend on the specific credit card used.

RobertL (@guest_1619729)
May 17, 2023 17:07

Will the referral bonus post automatically?

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1619742)
May 17, 2023 17:25

RobertL It should. I haven’t noticed any issues. They just batch-process them, so they only post them one day per month, approx.

Per terms, the prime savings and checking account must remain open and in good standing for 90 days after opening, and the bonus posts between days 91-135.

The last bonuses I have gotten were posted on 1/31, 3/24, and 4/28, into the PRIME SHARES 80-1 as “REVERSE CHARGE Thank you for referring us!”

RobertL (@guest_1619775)
May 17, 2023 18:10

Thanks so much for the detailed response, will wait until day 91-135.

ntn (@guest_1619845)
May 17, 2023 20:20

The 3/24 was from referring me. 95 days from opening. RobertL

kira (@guest_1636239)
June 17, 2023 12:18

Gadget - Bank Bonus Geek allows only $100 by CC or debit. Just checked today.

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1636397)
June 17, 2023 18:11

Well, that’s too bad but not uncommon for FIs to change the CC funding limits once it gets too popular.