Offer at a glance
- Maximum bonus amount: $200
- Availability: Must open in branch at their Post Falls branch (Highland Crossing at 775 N. Highway 41)
- Direct deposit required: Yes, $100+
- Additional requirements: Open with $2,000 and maintain that balance for 60 days
- Hard/soft pull: UnknownÂ
- Credit card funding: UnknownÂ
- Monthly fees: None ($20 to become a member though)
- Early account termination fee: None
- Expiration date: April 30th, 2016
The Offer
- Receive a sign up bonus of $200 when you open a new Numerica credit union checking account at their new Post Falls branch and complete the following requirements:
- Open a Numerica checking account with at least $2,000 balance for 60 days
- Receive a direct deposit of $100+
The Fine Print
- Valid only on new checking accounts. Checking offer good March 21-April 30, 2016
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
There is a $20 fee to become a member that is waived for teens. They offer a free checking account with no monthly fees. According to their fee schedule there is no early account termination fee.
Our Verdict
Not a massive fan of in branch bonuses because they require a bit more effort to complete and usually you can’t fund with a credit card. There is also the $20 membership fee and you’d be losing out on interest on $2,000 for two months as well. That said, given it’s a $200 bonus it’s still a pretty good deal if it’s a soft pull.
Let us know if you have any experience with this bank in the comments.
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