Offer at a glance
- Maximum bonus amount: $200
- Availability: Kansas, Nebraska, Colorado, Oklahoma, or Missouri
- Direct deposit required: Says any ACH deposit
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: $5, avoidable
- Early account termination fee: See below
- Household limit: Unknown
- Expiration date: December 12, 2025
Contents
The Offer
- Outdoor Bank is offering a $200 bonus when you open a new checking account and complete the following requirements:
- Keep account open for 90 days and earn $50 bonus
- make at least ten (10) point-of-sale debit card transactions within 90 days and earn a $50 bonus
- have at least one (1) ACH deposit within 90 days and earn a $50 bonus
- have a least one (1) ACH withdrawal within 90 days and earn a $50 bonus
The Fine Print
- Outdoor Checking Account new-account bonus offer is valid for new customers only September 12 through December 12, 2025.
- To qualify for the minimum $50 bonus, the same Outdoor Checking Account must remain open for ninety (90) consecutive days.
- New Customers will earn an additional $50 for each of the following qualifying activities made within the initial qualifying ninety-day requirement: make at least ten (10) point-of-sale debit card transactions; have at least one (1) ACH deposit; and, have a least one (1) ACH withdrawal.
- The Minimum Balance to open an Outdoor Checking is $250.
- A service fee for an average daily balance less than $1,000 calculated at the end of the statement cycle could reduce the earnings on the account.
- Limit one (1) bonus per new customer.
- New customer eligibility and qualifications are within the sole discretion of Outdoor Bank.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
$5 fee is waived with an average balance of $1,000+
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Seems like a good bonus especially if it turns out to be a soft pull, don’t really know anything about them so share your experiences in the comments below.
Hat tip to reader ShawntheShawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
