Offer at a glance
- Maximum bonus amount: $225
- Availability: LA
- Direct deposit required: Yes, $500+
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None
- Expiration date: None listed
Contents
The Offer
- Campus Federal Credit Union is offering a $225 bonus when you open a new checking account and complete the following requirements
- Use promo code CFCU4YOU
- Complete two (2) direct deposits of $500 or more each within 90 days of account opening
- Lagniappe Lite account must remain open for 120 days
- If your membership is in default, closed, or suspended, or otherwise not in good standing before you receive the bonus, you will not receive the bonus.
The Fine Print
- To earn a $225 Mastercard® Reward Card, you must register for the offer by using the Offer Code at referlive.com/campusfederaloffers, open a new Lagniappe Lite checking account within 30 days of becoming a member, and meet the following requirements:
- Complete two (2) direct deposits of $500 or more each within 90 days of account opening
Lagniappe Lite account must remain open for 120 days - If your membership is in default, closed, or suspended, or otherwise not in good standing before you receive the bonus, you will not receive the bonus.
- Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email.
- This offer can be changed at any time without notice.
- Offer valid for new members only. Employees of Campus Federal Credit Union, their immediate families (spouses, parents, children and siblings, and each of their respective spouses), and members of the household of such individuals are not eligible.
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A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside entity not affiliated with Campus Federal Credit Union. Wire transfers, ACH credits, and funds transfers initiated using Campus Federal Credit Union’s website or mobile app are not considered a Qualifying Direct Deposit.
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Please allow 4-6 weeks after completion of all requirements for delivery of the Mastercard Reward Card. The Mastercard Reward Cards are subject to Terms and Conditions delivered with the card. Reward Cards may be reported as income to the IRS.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Feel free to share your referrals in this linked post (not in the comments below). Also share if it’s a hard or soft pull/credit card funding etc in the comments below.
Hat tip to reader Costco Corgi
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
