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Mike
Mike

I don’t see the place to input the promo code.

az
az

Very good 3% APY account, but Citizen only.

Davis

Denied in branch as well. Bonus offer isn’t allowed in branch too, but the 3% account on its own was worthwhile. Banker went through my ~10 Chex inquiries from August to now and asked if I had opened accounts with each one. I told them I had been denied at about half. She asked the back office if I could be approved and they later called and said no. So in-branch likely only sensitive to Chex inquiries in the past 3 months. If I can hit a dry spell, maybe I’ll apply again. Bertrand

Looney Tunes
Looney Tunes

Transfer from Fidelity Cash Management triggered the bonus.

6/14: ACH from Fidelity
6/17: Promo Credit

Chris
Chris

Warning: Bill Pay from First Bank sucks. Neither Amex nor my gas company received the manual checks issued that were supposedly delivered on Thursday and Friday.

Chris
Chris

Here are my bonus DPs, not sure if my real DD actually triggered the bonus:

5/14: $81 ACH push from CashApp
5/20: $1324 ACH push from California tax refund
5/20: $1000 ACH push from ETFCU
5/21: $1006 DD push from real job
5/24: $3469 ACH push from IRS tax refund
5/25: $250 ACH push from CCU
5/26: Promo Credit $100

zeer0
zeer0

4/13 – Approved (CA)
4/27 – $250 Schwab DD
5/10 – $100 bonus posted

Victoria
Victoria

Here is my successful bonus DP:

4/5 – Applied with promo code
4/6 – Further documents needed for identity verification
4/16 – Docs and ID submitted
4/19 – Account opened
4/20 – $100 opening deposit posted
5/4 – $250 Schwab brokerage DD
5/10 – $100 bonus pending

I have made 12 debit card transactions already and will make 3 more today as my statement has not cut yet. The debit card transactions are mostly 50 cent Amazon reloads, hopefully they all count. Nice and easy, though I’ll need to keep making DD’s and debit card transactions monthly to avoid fees for the next few months. In footprint in CA. P2 and P3 were denied due to Chex unfortunately.

Victoria
Victoria

This bank closed my account unexpectedly. Maybe due to Chex? Just got a check in the mail from them for my remaining balance. No ETF was charged. I got to keep my bonus, but won’t be able to receive any 3% APY unfortunately. If you are planning on doing this bonus, I would suggest making your direct deposit and earning your bonus as soon as possible in case they decide to close your account as well.

ozzi
ozzi

went to the branch and was told the 100 new acct bonus is for online only. But the branch does have the ad for 3% APY.

DP719
DP719

$100 bonus DP:

4/7: Opened account with promotion code. Funded with $100 and opted into eStatement.
4/10 – 4/20: Multiple ACH deposits well over $250; 15 small grocery debits (to waive monthly fee) + 2 Venmo
4/23: Employer DD $250
4/27: PROMO CREDIT $100

Will keep account for the 3% interest on up to $25k. Venmo seems to post similar to groceries. Will do all Venmo next month to see if it waives monthly fee.