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tedster
tedster

Do anybody have DP on ACH push for direct deposit validity ?

Diego
Diego

I can vouch for Fidelity CMA triggering the 3% interest and the monthly fee waiver. However I am now at T+43 days and it has not triggered my $100 bonus (apparently it did for at least one other user, though).

In general, for bank bonus posts you should first try clicking the link next to “Direct deposit required” to see if any DPs have been archived, and then scroll through the comments. Several successes are mentioned in this post.

TEDSTER
TEDSTER

I’m interested on 3% interest, but need to do 15 debit card purchase a month, any idea to do this easy at home and not going to stores to use card ?

Diego
Diego

Yes. Scroll down in the comments; the technique I asked about still works. However the $100 bonus offer expired on February 28, 2022.

tedster
tedster

Thanks Diego !

WB
WB

Just got a letter about the following changes to the higher interest rate and monthly fee waiver:

To earn 3% on the first $25k:
1. Minimum 15 debit card transactions, and
2. $250 direct deposit, and
3. Minimum average daily balance of $1k

To avoid the $15 monthly service fee:
1. Minimum 5 debit card transactions, and
2. Minimum average daily balance of $1k

tedster
tedster

How do you use your debit card ?

Mike
Mike

I don’t see the place to input the promo code.

Diego
Diego

On stage 2 of the application, after you select “Just Me” or “Me and a Co-applicant,” you’ll see the screen where you enter your name, email, and phone. In the upper right there is a box labeled “Shopping Cart” which should show the account type(s) you are applying for. At the bottom of that box are “(+) Add more” and “(+) Add Promo Code.”

az
az

Very good 3% APY account, but Citizen only.

Davis

Denied in branch as well. Bonus offer isn’t allowed in branch too, but the 3% account on its own was worthwhile. Banker went through my ~10 Chex inquiries from August to now and asked if I had opened accounts with each one. I told them I had been denied at about half. She asked the back office if I could be approved and they later called and said no. So in-branch likely only sensitive to Chex inquiries in the past 3 months. If I can hit a dry spell, maybe I’ll apply again. Bertrand

Looney Tunes
Looney Tunes

Transfer from Fidelity Cash Management triggered the bonus.

6/14: ACH from Fidelity
6/17: Promo Credit

Chris
Chris

Warning: Bill Pay from First Bank sucks. Neither Amex nor my gas company received the manual checks issued that were supposedly delivered on Thursday and Friday.

Chris
Chris

Here are my bonus DPs, not sure if my real DD actually triggered the bonus:

5/14: $81 ACH push from CashApp
5/20: $1324 ACH push from California tax refund
5/20: $1000 ACH push from ETFCU
5/21: $1006 DD push from real job
5/24: $3469 ACH push from IRS tax refund
5/25: $250 ACH push from CCU
5/26: Promo Credit $100

zeer0
zeer0

4/13 – Approved (CA)
4/27 – $250 Schwab DD
5/10 – $100 bonus posted