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MS
MS

Looks like this is Only avaialble for US citizens. For Non-US citizens, online application asks us to go to branch and at branch the staff was not able to open it for non-US citizens.

Matt
Matt

Can anyone confirm if Cash App or Amazon reloads will work for this? And any minimum spend for each debit transaction?

DP719
DP719

Matt CashApp works and I imagine Amazon reloads as well. I normally do $1.1, $1.2, etc.

Matty Rex
Matty Rex

Denied due to Chex.

11/17 Applied
11/18 Rec’d email, subject: Your application has been declined. No reason given.
11/18 Rec’d email, subject: Notice of Adverse Action. Denied due to Chex.

Pulled Chex report, and including FirstBank:
3 in last 3 mos.
8 in last 6 mos.
11 in last 12 mos.

Seems pretty Chex sensitive to me.

Scott

Pending review

Scott

Declined, no reason given in email

dealbreezy

Same story for me.

Cabron
Cabron

When applying the Promo Code GETCHECK, I get the error
“We are Sorry???”

Weird error message

Cabron
Cabron

FYI I got the error using Edge browser, but it worked on Chrome

GUAAC
GUAAC

Their fine print looks confusing. Do people know if we need just one single DD and 15 spends in the 90-day period, or one DD + 15 spends every month for a total of 3 months?

Hotdog
Hotdog

I was confused too.. I interpreted it as that you only need it for the evaluation period (30 days) before the 90 day mark.

Frito Pendejo
Frito Pendejo

They are Chex Sensitive if you apply online but not an issue if you apply in-branch based on my personal experience opening the account last year. This was in Southern California Branch and I am a California resident. Not open on Saturdays but recently expanded there ATM access via the AllPoint network.

Bertrand

This DP from last November suggests they are Chex-sensitive in branch. So seems like YMMV: https://www.doctorofcredit.com/ca-il-mo-first-bank-100-checking-bonus/#comment-1279921

Frito Pendejo
Frito Pendejo

Telling the Banker that an applicant got denied at five different banks probably threw more of a red flag than the 10 inquiries.

Erik
Erik

Frito Pendejo ,
I think that the $300 bonus is only available if opened online? Otherwise, I would have preferred to go the branch in Southern CA. Often seems to be less Chex sensitive in person.

QUANGO
QUANGO

Pending approval.

jeffrey
jeffrey

seems to very chex sensitive

Olympia

jeffrey are you lol/12?

Chex Party Mix
Chex Party Mix

Rejection here–Chexed.

Olympia

Chex Party Mix any idea how many accounts you’ve opened in the last year? Or any other info to help the rest of us know if it’s worth it? Thanks!

Chex Party Mix
Chex Party Mix

Many (30+).