Offer at a glance
- Maximum bonus amount:
- Availability: (MI, NV, TX, VA), and certain employers. (Caesars/Harrahs, Core Logic, DXC, EDS, First American Financial, Hilton, HP, HPE, HPI, IHG, Keurig Dr Pepper Inc., and Service King)
- Direct deposit required: Optional
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: Up to $500 across checking & savings
- Monthly fees: None
- Early account termination fee: None
- Household limit: None listed
- Expiration date: October 30, 2025
Contents
The Offer
- InTouch Credit Union is offering a $100 referral bonus for both parties when the new member opens a new checking account and completes one of the following requirements:
- Set up and receive direct deposit of at least $1,000 to the new ITCU checking account within 30 days of account opening; or
- Complete at least 10 purchase transactions using your ITCU debit card.
The Fine Print
- Referred checking account must be opened before 11:59 p.m. [CT] Thursday, October 30, to qualify for this opportunity. Referred contact will have 30 calendar days from the date of account opening to set up direct deposit or complete 10 transactions. Complete terms and conditions may be found at the Refer a Member link, as well as the unique URL provided from your referral prompt and/or email
- Referred member’s new checking account must begin receiving a direct deposit of at least $1,000 within 30 days of opening the account. Referred member’s checking account must be in good standing at the time the incentive is paid. Incentive will be issued within 30 days of the direct deposit initiation date. Complete terms and conditions may be found at the Refer a Member link, as well as the unique URL provided from your referral prompt and/or email
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Value checking has no monthly fees to worry about.
Early Account Termination Fee
Didn’t find any mention of an EATF in the fee schedule.
Our Verdict
Please do not share your referrals in the comments below, you can share them in this linked post. I do think this bonus is worth doing if you’ve already completed the bigger bonuses as no direct deposit is required and you might be able to refer some people as well.
Hat tip to reader RandyZ129
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
