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Offer at a glance
- Maximum bonus amount:Â $300
- Availability:Â MN, WI, TN, TX, CO, NJ
- Direct deposit required:Â No
- Additional requirements:Â Promo code + 10 debit card purchases
- Hard/soft pull:Â Hard pull, might be soft pull now?
- ChexSystems:Â Unknown
- Credit card funding: Up to $2,500
- Monthly fees:Â None
- Early account termination fee:Â $15, 90 days
- Household limit:Â None
- Expiration date: July 26, 2024
Contents
The Offer
- Altra Bank is offering a bonus of $300 when you open a new A+ checking or A+ Platinum account and complete the following requirements:
- Use promo code CHK_A+300 and apply by July 26, 2024
- Make 10 debit card transactions
The Fine Print
- $300 cash bonus available for new and existing Altra members who open a new A+ Platinum or A+ Checking account in person or online between July 22 – July 26, 2024; Offer void if any Altra checking account or Altra membership has been closed within the last 6 months.
- To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening.
- ATM transactions do not qualify; Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions.
- $300 will be deposited into new checking account within 60 business days of initial ten (10) debit card transactions posted.
- One A+ Checking or A+ Platinum account per member; one offer per member. Must reference promo code: CHK_A+300.
- Available for personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts. Offer valid for members age 16 and older.
- A parent must co-sign if under age 18. For tax purposes, cash bonus may be reported as dividends. Membership eligibility required.
- Limited time offer.
- Cannot be combined with any other checking bonus.
- Contact Altra for complete details.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
A+ checking account has no monthly fees to worry about.
Early Account Termination Fee
There is a $15 fee if closed within 90 days of account opening.
Our Verdict
Seems like a great deal especially if recent datapoints that suggest it’s a soft pull hold. Remember you only have until July 26 to apply so get on it.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times

