Extended to 9/30/25
Update 7/23/25: Extended to 8/31/25. No longer requires being a member of a Christian Ministry:
- Through your affiliation with a Christian church, ministry, or school
- Relation to a current CCCU Member
- Becoming a member of CCCU’s charity partner Christian Alliance for Orphans (CAFO)
Extended to 7/31/25
Extended to 06/30/25
Extended to 05/31/25
Update 3/2/25: Extended to 3/31/25
Offer at a glance
- Maximum bonus amount: $100 checking & $100 savings
- Availability: Nationwide via Becoming a member of CCCU’s charity partner Christian Alliance for Orphans (CAFO)
- Direct deposit required: No
- Additional requirements: eStatements & $100 minimum opening deposit
- Hard/soft pull: Soft pull (one DP of hard but that looks incorrect)
- ChexSystems: Yes, might be inquiry sensitive
- Credit card funding: Can fund up to $500 for checking account and $500 for CD with a credit card
- Monthly fees: None
- Early account termination fee: Bonus forfeit if closed within six months
- Household limit: None
- Expiration date: 2/28/2025
Contents
The Offer
- Christian Community Credit Union is offering a $100 savings & $100 checking bonus. Use promo code BEE
- Open a Harvest High-Yield Checking & get a $100 bonus* when you register for digital banking and enroll in eStatements
- Open a Harvest High-Yield Savings & get a $100 bonus when you carry a balance of $5,000 or more
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
- Harvest checking has no monthly fees to worry about
- Harvest savings has a $5.00 monthly service fee if the balance falls below $100.00
Early Account Termination Fee
You will forfeit the bonus if you close account within 6 months of account opening though.
Eligibility
Easier to be eligible now:
- Through your affiliation with a Christian church, ministry, or school
- Relation to a current CCCU Member
- Becoming a member of CCCU’s charity partner Christian Alliance for Orphans (CAFO)
Some of you will probably be wondering how strict that ‘must be a member of a christian ministry’ requirement is. According to comments in a previous deal post, it’s very strict. They want to call your church or send a copy of tithe statement or have something from the church on an official letter head.
$50 Referral Bonus
Do not share your referral links in the comments, they can be viewed here.
Our Verdict
There was a $200 checking bonus in the past, but that did require a direct deposit. This bonus is worth doing if eligible. Try to keep the jokes/discourse around eligibility to a minimum so people can actually discuss the bonus.
Hat tip to Ben
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Another merger: “…The merger between Christian Community Credit Union (CCCU) and AdelFi has been officially approved!”
William Charles
This bank has 2k$ transfer limit wtf…. lols
That’s not hard to overcome. Use an external bank “hub account” to push/pull instead.
The Harvest High Yield Checking earns 4.00% APY upon completion of simple monthly requirements, on up to $5K, and 5% APY on the savings, making it a good daily driver account setup.
Thanks daddy.
P1
Opened 7/24
Brought savings balance to $5000+ by 7/27
Savings bonus posted 8/23
P2
Opened 7/31
Savings to 5000+ 8/8
Savings bonus posted 8/30
I applied 8/19 and was denied via email a few hours later. Received a letter in the email citing Chex as the reason for denial. I reapplied a couple of days ago with Chex frozen and received no communication. Called and was told the application was cancelled (the rep also referenced excessive inquiries on my Chex but I think she might have been looking at my previous application). I’ll throw in another application towards the end of the month with Chex frozen but it seems that I’m on their naughty list and unlikely to get approved.
Anybody know anything about WithClutch. Won’t send me text verification.
7/24 opened
8/19 $5k in a svgs
8/23 $100 svgs bonus posted
Had some issues connecting to my external account but they eventually got it sorted, found them easy to work with.
Hmm.
8/15 opened
8/20 5K savings
no deposit yet. maybe on 9/14
Nothing for me after 30 days.
8/1 open
8/18 5k savings
9/5 nothing so far
It should have posted like clockwork at 30 days from opening. Is it possible you forgot to use the promo code “Bee”?
Ig
I would reach out to CCCU.
I’m pretty sure I did
and sorta remembering it being a field at the bottom. and perhaps auto-populated.I don’t see any August signup payments so I’ll wait until I see someone report one before contacting them. Either way, it’s still my highest paying account even if it’s only for 5k so I won’t be too upset.Just checked and it’s not a field at the bottom. It’s it’s own page asking you for the promo code before moving on to the next page. There is no way that I missed that.
I’m in same spot… opened 8/1 and funded 8/20… but no bonus yet. Will be reaching out Monday.
7/23 opened checking & savings, used referral link
8/18 $5k transfer into savings
8/22 $100 bonus posted in savings
Now just waiting for the $100 checking bonus which should post at day 60 and the $50 referral visa e-giftcard.
I’ve applied probably 35 times to this credit union over the past few months and each time instantly declined I got a stack of letter at my house when I applied 10 times in one day with different combos of information.
Wow. You don’t take “No” for an answer. Better luck next time?
Time to branch out
No John, nothing received yet.
Has anyone gotten the bonus yet?