Update 11/19/25: Apparently bonus only applies to the elite checking account that has a $10 monthly fee that cannot be waived.
Offer at a glance
- Maximum bonus amount: $300
- Availability: Nationwide
- Direct deposit required: $500+ per month, optional see below
- Additional requirements: 3 bill pays per month + eStatements, optional see below.
- Hard/soft pull: Soft
- Credit card funding: Up to $500
- Monthly fees: $8, avoidable
- Early account termination fee: None
- Household limit: None
- Expiration date: None listed
Contents
The Offer
- Open a new premier eChecking account with NASA Federal Credit Union and receive a sign up bonus of $300 when you do the following:
- establishing a $500 minimum monthly recurring direct deposit for 3 consecutive months and
- making at least 15 debit card purchases (pin or signature) for 3 consecutive months, all within 120 days of account opening
The Fine Print
- $300 checking offer requires establishing a $500 minimum monthly recurring direct deposit for 3 consecutive months and making at least 15 debit card purchases (pin or signature) for 3 consecutive months, all within 120 days of account opening.
- A qualifying direct deposit is a deposit of $500 or more by Automated Clearing House (ACH) from an employer, payroll provider, gig economy payer, or benefits payer.
- In order to receive a bonus, account must be in good standing.
- Only one bonus will be paid per member, per year and offer is non-transferable.
- $300 will be credited to the primary applicant’s savings account on file, 150 days from account opening.
- Recipient is solely responsible for any personal tax liability arising out of this incentive. Membership savings account with $5 opening balance is required.
- NASA Federal Credit Union reserves the right to amend the promotion duration and terms at any time with or without prior notice. Annual Percentage Yield is 1.00% as of November 1, 2025. Rate is subject to change at any time. To view current annual percentage yield/dividend rates, visit Checking Rates.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Everyday checking has a $8 monthly fee. Waived with a monthly $500 direct deposit or $200 average daily balance
Early Account Termination Fee
I wasn’t able to find any early account termination fee in their fee schedule.
Our Verdict
Same deal as last time, but they now define what a direct deposit is so it’s possible that this will be more tightly enforced now.
Hat tip to reader ShawntheShawn
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
