Posted by William Charles on November 24, 2016
Credit Card Review

Published on November 24th, 2016 | by William Charles

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New Avianca LifeMiles Credit Cards – Issued By Banco Popular – Full Reviews & Up To 60,000 Miles

Update: Bonus is back to 40,000/60,000.

There looks to be two new Avianca credit cards available, big thanks to Amol at Travel Codex for providing me with the application link:

Both of these cards are issued by Banco Popular de Puerto Rico, they normally trade under the name Popular Community Bank in the United States. I’m not exactly sure if you can sign up for these new cards yet or not, as there was supposed to be a 60,000 mile offer initially (although maybe they meant you could get 60,000 miles by applying for both cards?) and the e-mail that contained the link to these cards still said coming soon. There was also a generic promotional code of AVSPWE given in the e-mail and an area for that promo code to be added in (under financial information) – that e-mail also specifically references the Vuela card so I imagine that bonus is only available on that card.  Reader @TProphet applied and was approved, so I imagine the links are live now. But who knows if the 60,000 bonus with the promo code will work or not.

avianca-credit-cards

Let’s take a look at both card’s in a bit more detail.

Avianca Vida Visa Card Review

  • Sign up bonus of 20,000 Avianca LifeMiles after first purchase within 90 days of account opening
  • Annual fee of $59 is not waived first year
  • Card earns at the following rates:
    • 2x LifeMiles per $1 spent on Avianca purchases
    • 1x LifeMiles per $1 spent on all other purchases
  • 15% discount on purchases of miles with Multiply Your Miles

Fine print for Multiply Your Miles can be found here.

Avianca Vuela Visa Card Review

  • Sign up bonus of 40,000 Avianca LifeMiles after first purchase within 90 days of account opening (possibly 60,000 miles by using promo code AVSPWE. Enter this under financial information on the application form)
  • Annual fee of $149 is not waived first year
  • Card earns at the following rates:
    • 3x LifeMiles per $1 spent on Avianca purchases
    • 2x LifeMiles per $1 spent on gas stations and grocery stores
    • 1x LifeMiles per $1 spent on all other purchases
  • Free additional piece of baggage for travel between the United States & Central America
  • A 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $12,000 spent each year
  • An additional 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $12,000 spent each year
  • 15% discount on purchases of miles with Multiply Your Miles
  • 0% Introductory APR on balance transfers from the date you transfer (2% fee with a maximum of $10 being applied)

The fine print of the award ticket states that travel must be booked in X class (economy). Award flights from North America to Central America (Costa Rica, Panama, Nicaragua, Honduras, Guatemala, El Salvador) cost as follows (one way, so double for return):

  • Economy: 18,000 miles
  • Business: 36,000 miles
  • First: 46,000 miles

Flights from North America to Colombia cost:

  • Economy: 20,000 miles
  • Business: 40,000 miles
  • First: 50,000 miles

When I read the fine print, it looks like multiple tickets can be booked at once to receive this discount. Depending on how all of this works at practice, spending $12,000/$24,000 on this card might make sense for some people. If it’s only for a single ticket then you’ll be saving 20,000 miles, that’s basically an extra 1.67x miles per one dollar spent. If it’s for multiple tickets then it would be an extra 1.67x per dollar spent multiplied by how many tickets you’re redeeming for.

Retention Offer

After the first year, reader Joshua was able to call in and get the annual fee waived as part of a retention offer.

Redeeming Miles

Full award chart can be found here. Keep in mind they do not charge fuel surcharges.

Our Verdict

Personally I see people getting these cards for the sign up bonus and not much more, but that’s also the case with the majority of airline cards I find. There could be some good value here depending on how the 50% discount exactly works. The fact that these bonuses only require a single purchase is also great for people that struggle to meet minimum spend requirements.

If anybody applies for both cards, let us know if combine inquiries or not. As I said previously, thanks to Amol at Travel Codex, you can read his view on these cards here.

Update: Reconsideration number is (844-343-1010). Tips for reconsideration calls can be found here.

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Ryan
Ryan

It just won’t take my membership number. Keeps on telling me that my membership number is incorrect, when I know it is.. Hmm.

Since it costs $15 per 1000 Lifemiles to transfer between accounts, I’d rather not leave the membership info blank..

Adam

Any idea what CB they’d pull or most likely pull? Since they’re a smaller, unknown credit issuer – it’d be awesome if they used TU! In that case I wouldn’t even care if they don’t combine inquiries as long as you could get multiple cards & churn these regularly.

pepe
pepe

Transunion.

Dima

Anyone tried applying yet? The link has been live for about 12 hours now but I don’t see anywhere where I can enter the promo code for 60k. Unable to call to appy right now.

N
N

DoC, are you seeing the 60k language on the third (review) page after entering the promo code? The “review your application before submit” page still says 40k even after putting in the promo code

mac
mac

Seems to me that 15% off purchasing miles is a pretty good benefit that people aren’t talking about (unless I’m missing something about this). I know I recently saw a deal with lifemiles that gave you a 150% bonus and I know they do similar deals like that all the time. But if you can get those at 15% off that seems like it could be an incredible deal for some. Thoughts, DoC?

Dirah
Dirah

I applied and got approved.
They pulled both Equifax and Transunion 🙁
At least they left Experian alone.
(State: NY)

DKTEE
DKTEE

Please tell us how much you were approved for

nina
nina

How long did it take to get card in mail? I applied 8 Dec/approved but they need utility bill.

PedroNY
PedroNY

I applied, was told to submit paystub/utility bill, etc., I never submitted anything. I received the card in the mail yesterday, $25,000 credit limit.

Let’s see how this plays out.

Cheers,

PedroNY

Del
Del

Did anyone try applying for both cards? Looking over the terms, I saw that it mentions “6 Subject to credit approval. Only one Avianca credit card per customer.” but I’m curious if anyone has tried it.

Del
Del

*Disclosures not terms

Chris
Chris

DP: If you are not auto-approved, and they request employment/pay verification, they will not approve you if you have been with your current employer for less than six months. I switched jobs two months ago, and after uploading employment verification and pay stubs, my application was denied due to my short term of employment.

Gene
Gene

anyone know if you can spoon-feed star alliance flight segments to an Avianca telephone agent when redeeming an award?
thanks

tai
tai

anyone has the points post on account yet? I received my first bill and paid but still no points on account yet.

Mary
Mary

What is the website to access your credit card information? I accessed it once to confirm I received the card and now can’t remember what that website is.
This is for the Avianca Vida.
Btw- approved for 25k

Mary
Mary

Myonlinecreditcard.com

I found the answer to my own question, finally, after looking for 2 weeks. Tried calling customer service but hung up after waiting for 25 minutes.

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