Posted by Chuck on August 25, 2019
Manufactured Spending

Published on August 25th, 2019 | by Chuck

57

[Expired] Office Depot/Max: Visa Gift Cards, Save $15 When You Buy $300 [8/25-8/31]

Deal has expired, view more Office Depot/Max deals by clicking here.

The Offer

  • Office Depot/Max stores are offering a $15 instant discount when you buy $300 in Visa gift cards.

The Fine Print

  • Discount applies at register
  • Valid 8/25 – 8/31/19
  • Purchase fees may apply

Our Verdict

Just last week they had this on Mastercard, and this week on Visa. Either purchase two $200 cards or one $200 and one $100. The variable load $20-$500 cards are cash only so won’t work. Normally you can do this deal multiple times in different transactions but YMMV based on cashier.

Nice to see this OM/OD deal return. $15 more than wipes out the activation fees. Make sure to use a credit card that earns at a high rate at office supply stores. Some people have an Amex Offer for $5 off $25 too.

Thanks to my friends Dave and Matt for sharing this one. If anyone has an image, please share and we’ll add it in (chuck@doctorofcredit.com).



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nick
nick

i am tapped out from all these deals lately haha. also my credit limit is maxed out and i rather not get flagged for cycling the limits….

TheMonkeyTech
TheMonkeyTech

yep yep. never cycle if you intend to be in this game long term…

MickeyMouse
MickeyMouse

Uh oh I’ve cycled my limits on 2 Chase cards (15k limit and 5k limit) 5+ times in the last 2 months. Also my total exposure with Chase is about 40% of Income. 🙁

captainsave
captainsave

Depends how long u have relationship with them. Always cycle my ink card and they just raised the CL

Eric
Eric

Awful timing.

ELi
ELi

do I run the risk of chase shutting down my accounts where I to buy $6000 in visa gc? would spread out over 20 purchases and 5 days.

Jordan
Jordan

Depends on your income level and available credit. If you have a $50k limit and $250k income, nope. If you have an $8k limit and $30k income can be suspicious but not guaranteed, more than likely fine

TomJ
TomJ

The fixed $200’s didn’t work for me. So, the cashier grabbed some variables and they worked just fine. This has been common at my local OD.

Jan B
Jan B

More info needed on this datapoint/experience.

TomJ
TomJ

I picked up 2 $200’s and asked the clerk if these were on sale because, in the past, the fixed ones didn’t ring up properly. He rang them up and said the discount didn’t apply. So, he grabbed the variable $20–$200 ones and loaded $200 on each. The discount applied correctly. This was in the Pittsburgh, PA area.

Danielle
Danielle

I had the same experience

Kien
Kien

Any tried the Everywhere Visa (fuel, style, grocery) and see if it will work with those ?

Mr.T
Mr.T

Yes, the Everywhere visa works, at least the Grocery and Dining ones.But most of the time they are not in stock in the store.Although, I had some Walmart’s reject them, if you are trying to buy MO’s.

Steve
Steve

I have never had a problem buying MO’s at WalMart with the Groceries Everywhere cards, which I have done dozens of times….including today!

Curmudgeon
Curmudgeon

Style works great at WM.

AKJohnny
AKJohnny

SCORE!!! I just paid my final semester tuition of college using the MC gift cards getting 5 points per dollar with my INK cash card… now I have about $3k in flooring upgrades to do in my home…. time for another 15k in Ur points… by the way, the University of Texas accepts gift cards for tuition but charges 2.25% fee… still a net gain.

Preacher
Preacher

Oral Roberts University has no surcharge for paying tuition with CC. Been thankful for that for all 4 of my boys.

MrObvious
MrObvious

So many ways to scale that!

JuicyJosh

BA, MBA, PhD
It almost encourages continuing education.

Paul
Paul

So ends up being more like about $5 saved after activation fees on $300 purchase? Seems like with the fees it’s hardly worth it.

Anthony
Anthony

You’re right. Nobody should buy these.

scott
scott

Making a profit to earn 1500 valuable UR points per purchase. Yeah, totally not worth it.

TheMonkeyTech
TheMonkeyTech

yes waste of time. move on…

Guy who buys stuff
Guy who buys stuff

Re- “The variable load $20-$500 cards are cash only so won’t work”

I’ve heard this before but I’ve been buying the $200 variables for years… zero issues ever. Are there real DPs on this or is this just legend? I’ve purchased in Norcal, north TX, and central TX… multiple locations at each.

William Charles

When Chuck says variable, I think he’s talking about the up to $500 variables not the $200 ones.

calwatch
calwatch

I haven’t seen a $20-500 variable in years.

TheMonkeyTech
TheMonkeyTech

same. not sure they exists any more

Brandon
Brandon

Wondering if I can unload some of my MCGC purchased last week to purchase VGC this week? Worried about ease of use issues surrounding MCGC for BB reloads, etc.

Curmudgeon
Curmudgeon

I jokingly asked my cashier that today. It was a firm no.

beat2def
beat2def

First time user for U.S. Bank (Business Rewards card).
I know they are super strict with the personal cards but how are they with buying GCs on their business cards? Does it code as GC?

Curmudgeon
Curmudgeon

I’d be interested to know as well. You could always buy one card and see how it posts on the statement. If they’re getting level 3 data it will appear on the statement or in the online transaction history with the full details.

beat2def
beat2def

Here is what it shows…

Transaction date

08/29/2019
Description

Auth : Office Depot #569
Amount

$398.90 Charge

Merchant info

OVERLAND PARK
KS
Merchant category

OFFICE, SCHOOL SUPPLY AND STATIONARY STORES

Curmudgeon
Curmudgeon

That looks promising! 😀

kandd
kandd

My local OD did not allow to use credit card. Is there any official documentaiton from OD to show him it is OK to use credit card to purchase it?

MickeyMouse
MickeyMouse

Is there any that doesn’t? Usually if there’s a specific policy they’d have it in writing right?

kandd
kandd

I tried online chat. They cannot solve the problem. I guess I have to stop it. The od is the only one near home. Another one is about 40 minutes away.
🙁

James Bond

YMMV. It depends upon the store manager. Some store managers allow use of a credit card for VGCs and others not. Also, some store managers permit multiple purchases for the promotion and for some it is a no go.

Newbie
Newbie

Is there any card-linked program working in OfficeMax? Like Dosh, or Drop?

burner
burner

All $200 fixed replaced with 20-200 variable. Pop up on register saying debit / cash only.

MickeyMouse
MickeyMouse

What are the top 3 credit cards for purchasing these and why?

William Charles

Just use a card with a category bonus at office supply stores: https://www.doctorofcredit.com/best-credit-cards-for-office-supply-purchases/

MrObvious
MrObvious

Visa, Mastercard, and Discover.
Amex is frowning on gift card purchases these days.

JuicyJosh

Tried 2 diff stores today and appeared to be no limit. One store manager said he wanted to limit my cards per swipe to 5. I said how about just 2 per swipe. lol

Are all vgc @ office stores $6.95 fees? Thats rough. Ill pay more attention tomorrow.

MrObvious
MrObvious

The Everywhere cards are only $4.95.

JuicyJosh

Thx! Had a feeling I made a mistake here.

Gadget 🕵️

The misfortunes of an almost millionaire.

JuicyJosh

OD #2 is positioned mere steps from a former Burger King, now Paradise Gentlemen’s Club @ baymeadows and 95. You better believe I could have put those $2 bills per card x 10 cards to better use than vgc fees.

raekwon
raekwon

re: the Everywhere cards… does anyone know if any of them can be liquidated at DG or FD? Thx.

raekwon
raekwon

Adding my own data point: tried loading GreenServe @ DG with a Grocery Everywhere card and it worked fine. Oddly enough, the same Grocery Everywhere card didn’t work at WM, but another one did.

michael
michael

Fwiw my store didn’t have a sign posted but the discount was automatically applied

Tim
Tim

Is it worth an hour’s drive for this for MSR on ciu then to liquidate?

William Charles

Probably only if it’s your only way to meet the MSR

Tim
Tim

It’s not. But it is helpful.

Burton

If you are limited to one purchase at OD/OM, even with a 5% card, you are driving an hour to make $20. With a 1.5% card you are only making $5-6 for your time/gas and getting $39X spend towards SUB.

If you are somewhat near a Simon Mall you can make more than that by buying a single $1k gc and buy up to 10 at a time. Alternatively you could buy $500 GC for about $1 through select online portals or at pharmacy stores combined with passive cashback apps.

kylie
kylie

INK business, aviator business barclay, CitiBusiness® / AAdvantage® Platinum Select

I called all to make cash advance fee to set to be zero, and they all said NO.

My question is do i get CA fee if i try to buy $1000 gift card each?

Kyle
Kyle

Hit up three different stores in my area yesterday. First two had no issues with multiple transactions. 3rd store asked for ID and credit card and stated they could only process one transaction. Store manager called Chase and said transaction was declined. Received a text fraud alert from Chase which I responded to and they said to try processing the transaction again. Went back into store and manager seemed very put out that I was wanting to purchase the gift cards again. I apologized and made some small talk to try to cheer her up.

captainsave
captainsave

Wtf thought this was for MCGC. Fuck me!

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