[OR, WA] Oregon State Credit Union $200 Checking Bonus

Offer at a glance

• Maximum bonus amount: $200
• Availability:
  • Oregon: Persons who live or work in, and organizations located within, the community consisting of, Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler and Yamhill Counties;
  • Washington: Persons who live, work, worship or go to school in Clark or Skamania County.
• Direct deposit required: Yes, $500+
• Additional requirements: None
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown 
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: August 30, 2025

The Offer

Direct link to offer

• Oregon State Credit Union is offering a $200 bonus when you open a new checking account and complete the following requirements:
  • Within 60 days of opening, set up a recurring direct deposit of at least $500 each month.
  • Have at least 4 total direct deposits within 6 months of opening your account

The Fine Print

• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

These accounts have no monthly fees to worry about with eStatements.

Early Account Termination Fee

I wasn’t able to find a fee schedule

Our Verdict

Need to know if this is a hard or soft pull.

Hat tip to ShawntheShawn

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times