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Floating Heads
Floating Heads

I would be very, very careful dealing with this credit union, especially with the bonus terms not being particularly clear. There were lots of payout problems with the bonus from August 2021. Thankfully, I ended up getting mine resolved with assistance from the Florida Office of Financial Regulation. However, without super clear documentation on the bonus requirements, I would be concerned that if they don’t pay out it will be difficult to prove you met the requirements.

Snowbird
Snowbird

I agree about the conditions not being clear, but I had no issues (nor did P2) with the August 2021 bonus. Used fake DD from Fidelity CMA and Amazon reloads. IIRC, the problems may have arisen when they changed terms on the debit card transactions after people applied on the old terms.

Floating Heads
Floating Heads

Agreed, I think it was primarily that. However, they changed the terms mid-bonus. These terms are nonexistent pretty much, so that seems pretty risky to me. Just wanted to caution people as this credit union got a bad look by not following through on their original terms (and did not attempt to rectify these bonuses manually for anyone that contacted them).

Christopher Robin
Christopher Robin

Floating Heads I agree with you. I highly encourage everyone attempting this one to save the email you will receive with the terms of the promotion, save a copy of the schedule of fees and PDF print the bonus landing page.

With Addition Financial, you should expect to battle. “Save your receipts.”

Eric Travels
Eric Travels

Benefits Checking

Waive the $15.00 monthly fee by adding direct deposit ($2,000 monthly aggregate requirement)
OR making 20 debit card transactions per month (Each debit card transaction must be at least $10.)

https://pages.additionfi.com/hubfs/Product%20Profiles/Benefits%20Checking%20Account.pdf?hsCtaTracking=52175500-15af-4ee9-8f18-017ff743459c%7Cdff7b9dc-0663-4435-9a2a-6e21344dbd45

https://pages.additionfi.com/info/benefits-checking?_ga=2.221923358.746999825.1684203367-2073180929.1684203367

A Share Savings Account must first be opened to establish membership with Addition Financial before adding a checking account.

$10.00 membership fee
$5.00 minimum share

Katie P
Katie P

Eligible counties: Anyone who lives, works, worships, attends school or vocational training, or is an alumni of any college, university, or educational institution located in Orange, Osceola, Seminole, Lake, Alachua, Brevard, Duval, Flagler, Hernando, Highlands, Hillsborough, Indian River, Manatee, Marion, Martin, Okeechobee, Pasco, Pinellas, Polk, Sarasota, St. Johns, St. Lucie, Sumter, or Volusia County may join. If you become a member of Addition Financial, your immediate family members are automatically eligible to join.

Katie P
Katie P

APY for balances up to $10k (minimum $1k) is 0.05% *eye roll*

Wayne
Wayne

In state, eligible county. “Thank you for applying with Addition Financial. Your new account application is being reviewed by a credit union representative.”

Christopher Robin
Christopher Robin

Wayne No Chex pull, correct? Thank you.

Wayne
Wayne

Christopher Robin That’s correct.

Wayne
Wayne

Successfully opened w/$2,500 from Chase SP

Wayne
Wayne

William Charles $10 is the minimum amount per debit card transaction to avoid the monthly fee (per fee schedule)

Wayne
Wayne

This time debit card transactions don’t say they have to be in person. Hopefully this isn’t changed?

Tom
Tom

“Account must not be closed, restricted or have received a monthly service fee at the time of payout” . My take is, if you don’t have DD or 20 debit trx for any month, you’re charged a fee. If you’re charged a fee, you don’t receive the promotion.

Katie P
Katie P

This is my take as well. Poorly worded & laid out bonus though…

bicyclep
bicyclep

it seems fishy…

Andy
Andy

Seems like only parts of FL, 24 out of 67 counties.