Point currently offers a rewards debit card that has frequent interesting spending bonuses. Point has sent out a survey to existing cardholders asking if they would be interested in the following card:
- $149 or $249 annual fee
- Contactless Steel Card
- Card earns at the following rates:
- 7x on curated offer kits (e.g. Wellness — ClassPass, Peloton, etc.)
- 5x on subscriptions (Spotify, Netflix, etc.)
- 5x on groceries
- 5x on travel (flights, hotel, rental cars)
- 3x on dining (delivery and fast-casual restaurants)
- 3x on transit (rideshare, subway, etc.)
- 1x on everything else
- Exclusive Access Offers between 5x – 10x
- Card benefits:
- Priority customer service
- Invite-only experiences
- Cell Phone Insurance
- Purchase Protection
- Rental Car Insurance
- Trip Cancellation/Interruption Insurance
- Global Travel Assistance
- Rideshare Protection
- Covid Travel Protection
Not sure the 5x on groceries is sustainable without caps or limiting what types of purchases count.

