Posted by William Charles on April 24, 2017
Manufactured Spending

Published on April 24th, 2017 | by William Charles


RadPad No Longer Earning 3x – Share Your Datapoints

We previously reported that RadPad was earning 3x points on the Chase Sapphire Reserve when you used Apple or Android Pay. It seems like opportunity might already be over with some new data points of it not working:

  • 1, 2 (reader Yao, payment posted on April 21st), 3, 4, 5, 6

I don’t want to definitively call this dead just yet, but it’s not looking good at this stage. If this is the case then it’s really a question of whether RadPad changed their merchant category code or if Chase changed how that code (or specifically RadPad purchases) earn points. This has implications for Plastiq as well.

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I made payments with Radpad and Plastiq on 4/21. They just posted – CSR earned 3x w Plastiq for rent/mortgage, but not Radpad (which earned 3x last month).

Plastiq coded as 3x on CSR when charged on 4/21 and posted on 4/23.

I wonder if Plastiq will freak out if I do a large payment, like 6 month worth, at one time or not. You never know when they’re next.

My Apple Pay + CSR coded as 1X on 4/21 as well. Any DP with Citi cards?

My charge coded as travel at the end of March on my Prestige + Apple Pay. I will know more when my statement closes this week whether they were awarded 3x for Travel.

Any updates on your Prestige payment? Thanks

Confirmed, it posted as 3x Travel. Mind you it was a purchase made on 3/28.

I guess we need a more recent DP

Did prestige+apple pay still get 3X after April 24? thank you.

No idea. Only used it for a month to meet a retention offer. I don’t value the points enough for a small margin.

i guess I got lucky – got 3x(actually 7x due to retention) on Citi Prestige – posted 4/20

Do you know if Plastiq gets coded as Travel on Citi Prestige? I got 7x retention on Prestige too. Not sure whether to use Plastiq or Radpad..

From everything I’ve read – Plastiq 3x is/was for Visa cards only.

I see. I was trying to find data points for prestige x plastiq but there was little. Thanks for the info!

I am in the same boat. Wondering if I should try Prestige on Plastiq; somehow Radpad doesn’t allow me to use Android Pay on my phone. Anyone with DPs? highly appreciated!

DP: My CSP charged on 4/21 posted today as 1X. It was 2X last month. Posted as online/mail/ telephone transaction.

Man, i’m gonna be sad if this is done. I only hit it once 🙁

plastiq charged CSR on 4/20/17 coded as travel, earned 3x UR

was it a plastiq payment specifically for rent? if its just in general, i’d be hitting that hard

sweet! thanks Chuck!

So is Plastiq still worth a try with my Chase Sapphire Reserve + Apple Pay to code as travel?? I pay rent in Utah if that makes a difference…

It doesn’t work anymore. (You meant to write Radpad, I think.)

No, I meant Plastiq. Todd (above) said his CSR coded as travel for rent through Plastiq back in April. I’m wondering if it’s still possible for me with my CSR through Plastiq…

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