Deal has ended, view more bank account bonuses by clicking here.
Update 7/16/23: Deal is back and valid until December 31, 2023.
Update 1/31/23: Deal is back and valid until March 31, 2023
Update 8/6/22: Deal is back and valid until 10/31/22.
Update 1/15/22: Deal is back and valid until 3/31/22.
Update 8/2/21: Deal is back and at $200 this time, but direct deposit is required this time. Hat tip to Richard Hart
Offer at a glance
- Maximum bonus amount:Â $100
- Availability:Â Restricted membership, more information here. OK only
- Direct deposit required: Yes, $200+ recurring
- Additional requirements:Â See below
- Hard/soft pull: Soft pull
- ChexSystems:Â Unknown
- Credit card funding:Â Unknown
- Monthly fees:Â None
- Early account termination fee:
- Household limit:Â None listed
- Expiration date:Â
December 31st, 2019 10/31/2021 3/31/22March 31, 2023
Contents
The Offer
- TTCU is offering a bonus of $200 when you open a new checking account and complete one of the following requirements within 60 business days:
- Receive a recurring direct deposit of $200+
The Fine Print
- A 1099-INT or applicable tax form for the value of the promotional account credit will be issued to account holder.
- Cash bonus will be automatically deposited into the new account within 60 business days following second qualified direct deposit posting or second consecutive month of twenty (20) debit card transactions.
- Second direct deposit or 20 debit card transactions must be confirmed by 12/31/2019.
- Full disclosures available online. ** Wireless carrier charges may apply.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
They offer a free checking account.
Early Account Termination Fee
I wasn’t able to find a fee schedule so I’m unsure if they charge an early account termination fee or not.
Our Verdict
They offered a $100 bonus in the past, this is basically the same requirements but a slightly bigger payout. Most people won’t be eligible due to the restricted membership unfortunately so we won’t be adding this to our best bank account bonus page.
Hat tip to reader John C
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
$350 in branch ONLY
https://www.ttcu.com/landing-pages/okc-checking-bonus
I clicked on the link for the Direct Offer. It says that it needs to be $500 DD and bonus will post after third DD.
They are hard to deal with. I had one with them and I had to call them several times to get the bonus. It didn’t post automatically like Chase or Citi. My wife fulfilled the requirement but they denied the bonus for whatever ugly reasons.
Did they explain why they would not honor the bonus? Did your wife use a real DD for the DD requirement?
It’s back. https://www.ttcu.com/landing-pages/checking-bonus
William Charles
Chuck
Hi Gadget, do you know what will qualify for the DD requirement? Any suggestions? Astra?
No clue. I wasn’t doing this bonus… was just Googling different CU bonuses.
I was able to open and fund a checking & savings account with them. I haven’t setup direct deposit yet, but the process was seamless so far. I was able to do $1000 in checking & another $1000 in savings with a Chase United Personal card to meet my minimum spend.
AVOID. AVOID AVOID. They are in the dark ages and you’ll need to schedule a “due diligence” half hour meeting at their convenience in a branch. They do make exceptions for a zoom meeting but you’ll wait 3 weeks (minimum!) for that. In my case, they cancelled the day before, didn’t explained why, and said I’m welcome to reschedule. I did that, and managed to get an appointment 5 weeks later. Overall, it took 2 months to approve the application. However, they did not honor the bonus. I wasn’t surprised. They are awful to deal with.
What did you use for a qualified membership? Did they explain why they would not honor the bonus?
Hi Frustrated, Sounds like TTCU does a manual review for the DD requirement? Did you use a real DD for the DD requirement?
Teachers Federal Credit Union?
Tulsa Teachers Credit Union.
Anyone who did this and got the bonus posted?
DC/CC Funding – Max 2k
Will update as I learn more.
Update: Same story as Davis. They have closed the account and sent check with opening deposit. Reason: Upon further review, you did not meet certain eleigibility requirement. If you have further questions you’re welcome to go into one of our branches and speak to a credit union advisors.
What did you use for a qualified membership? Did TTCU explain why you did not meet “certain eligibility requirements?”
on the application page it asks for a promo code, but no promo code is specified in the T&C of offer