[Rumor] Details Of New Walmart Credit Cards

Recently a reddit user shared a rumor regarding details of the new Walmart credit cards that will be issued by Synchrony.

Card names:
- Spark Rewards Credit Card
- Spark Rewards World Mastercard
- Spark Rewards+ Credit Card
- Spark Rewards+ World Elite Mastercard
Cards will earn Spark Rewards and are equivalent of Walmart cash or Sam’s Club cash
Earning rates:
- Rewards card:
  - 3x on Walmart and Sam’s Club Private Label Brands When Using One Pay, Walmart Pay, Scan and Go, or Shopping on Walmart or Sam’s Club app
  - 1.5x on all other Walmart and Sam’s Club Purchases (includes Gas) -Access to Sam’s Club Gas Station
  - 1.5x on Dining
  - 1x on all other purchases
- Rewards+ card:
  - 5x on Walmart and Sam’s Club Private Label Brands When Using One Pay, Walmart Pay, Scan and Go, or Shopping on Walmart or Sam’s Club app
  - 3x on all other Walmart and Sam’s Club Purchases (includes Gas)
  - Access to Sam’s Club Gas Station
  - 5x on BK purchases (LTO)
  - 3x on Dining
Annual fees:
- Rewards card: $0
- Rewards+ card: $149

Walmart has to be the messiest cobrand partner ever. First they sued Synchrony for breach of contract, then left that partnership. Then they partnered with Capital One, only to sue Capital One for breach of contract and then ended that deal. Then signed this new deal with Synchrony (remember they sued them before) and are now using ‘Spark’ branding despite Capital One (the last card issuer for Walmart) already using Spark branding for business cards. I suspect we won’t see that Spark branding when the cards actually go live and that’s only an internal name but maybe this is a slight against Capital One.

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33 Comments

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Daniel S (@guest_2081787)

June 20, 2025 14:57

#2081787

Yeah no.

BobNY (@guest_2081766)

June 20, 2025 14:33

#2081766

Pathetic offering.

Terry (@guest_2081728)

June 20, 2025 13:58

#2081728

Any rumors on if they are bring back the 2-liter pop for Sign up bonus? I know it was usually two 2-liters but I’ve been holding out for four 2-liters or maybe a king size candy bar with it.

Bill (@guest_2081724)

June 20, 2025 13:54

#2081724

Hard pass. Let me know when the 5% rewards comes back for simply buying online groceries. In the interim, shopping elsewhere.

Fred (@guest_2081699)

June 20, 2025 13:25

#2081699

Does your Walmart+ and Sam’s Club membership get waved if you have this card? Seems like a no brainer considering the annual fee for this card is about $50 less than a membership for each.

Eric (@guest_2081913)

June 20, 2025 17:34

#2081913

Fred

The rumor posted on Reddit says they are – I think William didn’t notice and left it out of this article.

I agree.

Eric (@guest_2081679)

June 20, 2025 12:54

#2081679

Don’t know what happened to my last post but the rumor says the Rewards+ card includes both Walmart plus and Sam’s club plus memberships (not included in this article) which would make it worth it for me.

Eric (@guest_2081671)

June 20, 2025 12:46

#2081671

$149 AF for that is terrible, even with me spending $10k a year at Walmart online it barely makes sense over other cards.

I miss the capital one card.

Maybe throw in Walmart plus or InHome and I’d be interested.

tsmartin (@guest_2081838)

June 20, 2025 15:49

#2081838

Eric

On the original post it said $149 annual fee BUT that includes a Walmart+ and Sams Plus Membership, so you actually save $50 a year.

MonkeyBusiness (@guest_2081605)

June 20, 2025 11:08

#2081605

If we’re spreading rumors shouldn’t they at least be believable?

Lrdx (@guest_2081853)

June 20, 2025 16:14

#2081853

MonkeyBusiness

What part of Walmart being a cheapo is unbelievable?

Gerald (@guest_2081604)

#2081604

Given Walmart’s history of signup bonuses, I’m looking forward to seeing what their SUB is for these cards. Maybe TWO 2-liter bottles of brand-name soda for the no AF version and three for the AF version?