Extended to December 31, 2025
Offer at a glance
- Maximum bonus amount: $300
- Availability: SC
- Direct deposit required: Yes, $1,000+
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: October 31, 2025
Contents
The Offer
- Carolina Trust Federal Credit Union is offering a $300 bonus when you open a new Rewards+ Checking account, be enrolled in e-statements; log into digital banking once per qualification cycle and complete two of the following requirements:
- Receive at least $1,000 in qualifying direct deposits each month
- Complete at least twelve (12) debit card purchase transactions per month
- Maintain either:
- (1) An active, non-revolving personal loan with a principal balance of $10,000 or more with Carolina Trust, or
- (2) An active mortgage loan, both originated and serviced by Carolina Trust.
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Feel free to share your experiences in the comments below.
Hat tip to reader snailrock
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
