Posted by William Charles on November 21, 2018
Bank Account Bonuses

Published on November 21st, 2018 | by William Charles


Star One Credit Union $120 Checking Bonus + $100 Per Referral, No Bonus Requirements [Santa Clara, CA only]

Update 11/21/18: Bonus is now $120 for the person signing up and $100 for the person referring (before it was $120 & $60, so only better for the person referring). Hat tip to reader EW.

Offer at a glance

  • Maximum bonus amount: $120
  • Availability: Star One offers membership to individuals who live, work, or attend school in Santa Clara County, as well employees of corporate sponsors, immediate family members* of current Star One members, and Star One Credit Union employees
  • Direct deposit required: No
  • Additional requirements: None
  • Hard/soft pull: Soft pull
  • ChexSystems: Yes
  • Credit card funding: Up to $1,000
  • Monthly fees: None
  • Early account termination fee: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • Receive a sign up bonus of $120 when somebody refers you to be a new member of Star One Credit Union and you open a new checking account. Person who refers you will also receive $60 (no limit on referrals)

star one


The Fine Print

  • The bonus will be deposited into your Money Market Savings Account upon verification that a new Membership and a
    Checking account have been established. Bonus is subject to IRS reporting. Minor and transfer to minor accounts not
    eligible for bonus. Star One Credit Union staff not eligible for the bonus
  • Minimum deposit of $50 required to establish a new Membership account. Minimum $100 deposit to open a Checking
    account. Existing and previous Star One members do not qualify as new members
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them


You need somebodies Full Name & E-mail address to refer them you also need to fill out the referral form, feel free to share your details in the comments. You can receive a limit of $240 in referral bonuses. They might also sometimes ask you for the phone number of the person you referred.

Avoiding Fees

Star One Credit Union offers a free checking account that qualifies for this deal, there is also no early account termination fee.

Our Verdict

If you live in a service area and can get referred, this is a good deal as there are no requirements to get the bonus. Would be even better if you can fund with a credit card. Feel free to share your experiences and referral information in the comments, we’ll add it to our best bank bonus page once we have at least one person giving out referrals.

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tempted to sign up for this. anyone have a referral?

I can send you one Stephen! Just send me your Full name and email address to dj (at)

Hi dj, I have sent you an email. please refer me..thanks.

I can send referral emails if you send me your name and email to gelatin30 (at)

I’ll try to figure out an automated method tonight.

Funding options are visa/mc/discover/amex. Limit isn’t stated. I had two AMEX cards rejected, successfully used citi mc with $500. Received email with text “Transaction Type: Purchase”; I’ll confirm once it posts to citi as same. Soft pull language is also stated on the website during sign up process.

Sent you an email


I’ve sent a referral email request to you, please check your mailbox. Thanks!

Thanks, GLT! I used your referral 🙂

Just a note: It appears that Star One is having issues with getting the promo code applied through their online application form. I called their CSR, and they are sorting it out with their vendor to resolve the issue. But they asked me to upload a copy of the referral email and I should get my referral bonus. I will report back if/when I do. I was able to fund the account with my Chase BA Avios Visa (I had reduced the cash advance CL to $20 already). Also, the funding limit is $1000 – I funded savings with $100 and checking with $900. It’s a total of $1000 limit.

If you’d like my referral, please email me at with your full name and email address and I am happy to send your my referral.

Strange, I asked them a few months ago and was told it is hard pull, not soft. The bonus was $200 at that time.
Whoever is going to apply, please report

Referral promo code is still being rejected. Used CC (Citi TY Premier) to fund account $900 savings $100 checking. I used a scanner to do the signature card and my phone to take a picture of my ID (it lets you submit these electronically at the end of the application).

Appears Citi TY Premier funding did not go through. 🙁

Sound like their application has major issues – promo codes don’t work, cc funding is broken…

Hi John,
Can you explain how to fund via CC? I’ve never done this before. Does this count as a cash advance against my CC? Thanks for the info!

I tried applying as well and promo code didn’t go through…

I can’t seem to sign up. I didn’t check any of the boxes that said

1) I am subject to backup withholding
2) I am exempt
3) I am not a US person

and it won’t let me get past the first page, claiming that TIN certification is required. Help!

Citi AA Plat came through as a purchase for Professional Services.

Anybody looking for a referral, email me mountainmanduy at gmail

As a followup to my application which did not accept the promo code: My friend received his $100 using my referral. He sent the referral email as a supporting document (PDF’d the email). I, however, have not received my $100 for using someone else’s referral. But I have received my $50 for referring my friend. I have reached out to them about my $100 promo bonus – I am sure it will get sorted. But looks like the referral works by sending in a copy of the email. Hope that helps!

Update – emailed them and they fixed this right away. I see my $100 bonus in my account 🙂

Funded with Barclay Arrival. Coded as Professional Services

Can someone send me a referral please?

Hey Leo,

I can send you a referral. Send an email to mountainmanduy at gmail

I messaged them about the bonus and was told it will take up to 60 days to post. Has anyone got their $100 bonus and/or $50 referral bonus yet?

Link to offer doesn’t work. Has it expired?

I was referred by Duy above and my bonus posted within a week.

If anyone else needs a referral shoot me a note staronereferrals at gmail

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