Posted by William Charles on May 7, 2017
Bank Account Bonuses

Published on May 7th, 2017 | by William Charles

108

Star One Credit Union $120 Checking Bonus + $60 Per Referral, No Bonus Requirements [Santa Clara, CA only]

Reposting as deal is back to $120 + $60 rather than $100 + $50 per referral.

Offer at a glance

  • Maximum bonus amount: $120
  • Availability: Star One offers membership to individuals who live, work, or attend school in Santa Clara County, as well employees of corporate sponsors, immediate family members* of current Star One members, and Star One Credit Union employees
  • Direct deposit required: No
  • Additional requirements: None
  • Hard/soft pull: Soft pull
  • ChexSystems: Yes
  • Credit card funding: Up to $1,000
  • Monthly fees: None
  • Early account termination fee: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • Receive a sign up bonus of $120 when somebody refers you to be a new member of Star One Credit Union and you open a new checking account. Person who refers you will also receive $60 (no limit on referrals)

star one

 

The Fine Print

  • The bonus will be deposited into your Money Market Savings Account upon verification that a new Membership and a
    Checking account have been established. Bonus is subject to IRS reporting. Minor and transfer to minor accounts not
    eligible for bonus. Star One Credit Union staff not eligible for the bonus
  • Minimum deposit of $50 required to establish a new Membership account. Minimum $100 deposit to open a Checking
    account. Existing and previous Star One members do not qualify as new members
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Referral

You need somebodies Full Name & E-mail address to refer them you also need to fill out the referral form, feel free to share your details in the comments. You can receive a limit of $240 in referral bonuses. They might also sometimes ask you for the phone number of the person you referred.

Avoiding Fees

Star One Credit Union offers a free checking account that qualifies for this deal, there is also no early account termination fee.

Our Verdict

If you live in a service area and can get referred, this is a good deal as there are no requirements to get the bonus. Would be even better if you can fund with a credit card. Feel free to share your experiences and referral information in the comments, we’ll add it to our best bank bonus page once we have at least one person giving out referrals.

Useful posts regarding bank bonuses:



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108 Comments on "Star One Credit Union $120 Checking Bonus + $60 Per Referral, No Bonus Requirements [Santa Clara, CA only]"

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Stephen
Stephen

tempted to sign up for this. anyone have a referral?

The DJ

I can send you one Stephen! Just send me your Full name and email address to dj (at) fi35.com.

Abhijit
Abhijit

Hi dj, I have sent you an email. please refer me..thanks.

GLT
GLT

I can send referral emails if you send me your name and email to gelatin30 (at) hotmail.com

I’ll try to figure out an automated method tonight.

Funding options are visa/mc/discover/amex. Limit isn’t stated. I had two AMEX cards rejected, successfully used citi mc with $500. Received email with text “Transaction Type: Purchase”; I’ll confirm once it posts to citi as same. Soft pull language is also stated on the website during sign up process.

John
John

Sent you an email

Cashback Pal

Hi GLT,

I’ve sent a referral email request to you, please check your mailbox. Thanks!

The DJ

Thanks, GLT! I used your referral 🙂

Just a note: It appears that Star One is having issues with getting the promo code applied through their online application form. I called their CSR, and they are sorting it out with their vendor to resolve the issue. But they asked me to upload a copy of the referral email and I should get my referral bonus. I will report back if/when I do. I was able to fund the account with my Chase BA Avios Visa (I had reduced the cash advance CL to $20 already). Also, the funding limit is $1000 – I funded savings with $100 and checking with $900. It’s a total of $1000 limit.

If you’d like my referral, please email me at dj@fi35.com with your full name and email address and I am happy to send your my referral.

Vadim
Vadim

Strange, I asked them a few months ago and was told it is hard pull, not soft. The bonus was $200 at that time.
Whoever is going to apply, please report

GLT
GLT
John
John

Referral promo code is still being rejected. Used CC (Citi TY Premier) to fund account $900 savings $100 checking. I used a scanner to do the signature card and my phone to take a picture of my ID (it lets you submit these electronically at the end of the application).

John
John

Appears Citi TY Premier funding did not go through. 🙁

John
John

Sound like their application has major issues – promo codes don’t work, cc funding is broken…

sarah
sarah

Hi John,
Can you explain how to fund via CC? I’ve never done this before. Does this count as a cash advance against my CC? Thanks for the info!

Nancy
Nancy

I tried applying as well and promo code didn’t go through…

Michael

I can’t seem to sign up. I didn’t check any of the boxes that said

1) I am subject to backup withholding
2) I am exempt
3) I am not a US person

and it won’t let me get past the first page, claiming that TIN certification is required. Help!

Michael

Citi AA Plat came through as a purchase for Professional Services.

Duy
Duy

Anybody looking for a referral, email me mountainmanduy at gmail

The DJ

As a followup to my application which did not accept the promo code: My friend received his $100 using my referral. He sent the referral email as a supporting document (PDF’d the email). I, however, have not received my $100 for using someone else’s referral. But I have received my $50 for referring my friend. I have reached out to them about my $100 promo bonus – I am sure it will get sorted. But looks like the referral works by sending in a copy of the email. Hope that helps!

The DJ

Update – emailed them and they fixed this right away. I see my $100 bonus in my account 🙂

Mountainmanduy
Mountainmanduy

Funded with Barclay Arrival. Coded as Professional Services

Leo
Leo

Can someone send me a referral please?

Duy
Duy

Hey Leo,

I can send you a referral. Send an email to mountainmanduy at gmail

Jay
Jay

I messaged them about the bonus and was told it will take up to 60 days to post. Has anyone got their $100 bonus and/or $50 referral bonus yet?

Lily
Lily

Link to offer doesn’t work. Has it expired?

Pete
Pete

I was referred by Duy above and my bonus posted within a week.

If anyone else needs a referral shoot me a note staronereferrals at gmail

Cashback Pal

Funded with Barclays Arrival+ CC, opened checking and savings account, transaction has posted as a purchase (500 + 500). Keep in mind that if you open savings account, there is an irreducible remainder of 50 USD (membership fee), which can be returned only if you close account. Checking account doesn’t have such restriction.

Feel free to send referral email requests to cashbackpal [at] gmail [dot] com
Let’s spread the wealth together:)

Tele
Tele

Same deal as before but better – Star One now offers $60 referral and $120 to new members due to their 60 year anniversary.
https://www.starone.org/membership/refer-a-friend/
I can provide a referral link, please contact telenochekRF at gmail

trackback

[…] Thanks to reader Tele for letting us know about this increased bonus, you can find his referral details by clicking here. […]

Cashback Pal
Cashback Pal

Get $120 bonus + $10 deposited to your PayPal account (after referral bonus posts).

Send your referral request to cashbackpal [at] gmail [dot] com

Cashback Pal
Cashback Pal

No more referral requests accepted, PayPal bonus offer is no longer relevant.

wenlin
wenlin

Funded $1000 with Barclaycard AAdvantage Aviator – went through as a purchase. It took a few emails back and forth to verify residency status, so allow a few days for the charge to post in case this is the case for you too. The $100 bonus was only deposited after I inquired via email about why I hadn’t received it.

Tele
Tele

I will be happy to provide a referral link, please contact telenochekRF at gmail
https://www.starone.org/membership/refer-a-friend/

D
D

Funded $1000 with CSR, went through as purchase.

Tele
Tele

The promotion is back! This time it’s once again $120 for the person being referred, and $60 for the person referring. Valid until 12/31/2016

https://www.starone.org/membership/refer-a-friend/
I can provide a referral link, please contact elet.mirror at gmail

sarah
sarah

referral is now $60 referer/$120 new member. just signed up for a new savings/checking accounts using someone’s promo code. the savings account is mandatory and the referer/referee only gets the referral bonus once a checking account is created.

if anyone needs a promo code, please send me your name @ kittycatboxers@gmail.com
you’ll get $120 once you open a checking account and i’ll get $60

FYI- if you keep a min. balance of $5k in your “rewards” checking account, you’ll get the same 1.1% APY as the savings account (otherwise 0.25% APY).
min checking account balance $100 (0.25% APY) | $5,000/+ balance (1.1% APY)
min savings account balance $50 (1.1% APY)

Victor
Victor

Hi Sarah,

Just emailed you for a referral– thanks!

V

Alex
Alex

Just shopped at Safeway. In the back of the receipt, there is a coupon for a $200 promo if you open a StarOne account.

Yu
Yu

Can you or DOC share more information? Such as there is a code printed on the promo, can it be used online application, from which safeway did it print out? Thanks.

az
az

Cool, which safeway? Thanks!

az
az

Oh, I believe it is:
785 E El Camino Real, Sunnyvale, CA 94087
There was the: EWAY200.
But what’s the new code?

Peter
Peter

Hello, I was able to fund this account with my 2% fidelity. Hounded them for when my bonus was supposed to post and the person who I talked to manually posted my bonus for me once the funding cleared, haha.

If anyone wants a referral, email me at peter.le52 at gmail

Chris
Chris

I checked the back of my receipts from Safeway. I live in Santa Clara county but didn’t see anything. But the back of my receipt was super local…everything on there was less than a mile a way from the safeway. I wonder if I went to one closer to the bank if they have different receipts.

Cashback Pal

Last year they have enabled limit on bonus amount one can receive. So technically you can refer as many persons as you like, but when you reach 240 USD in bonus money, no more bonuses will post. And referred persons may not receive their reward automatically, only after reaching out to their assigned banker. Sometimes banker may ask phone number of the person who had referred you in order to validate that you know each other.

Stan
Stan

If anyone needs a referral code please email dealblox at gmail

jackie
jackie

Anyone has experience to have referral code work together with the $200 bonus? That’d be nice. I opened mine earlier this year and fund with my Aviator master card for $1000 account opening. Very smooth and great customer service. I am considering this for my SO for credit card spend as well as sign on bonus. If anyone needs a referral code, please email jackiesyu at hotmail. Thanks!

lauren
lauren

I’m a member if you’d like a referral. Please email laurie11ucd [at] gmail. Thanks!

Vadim
Vadim

I would appreciate if you use my referral. Email v.khlystun at gmail

Jody
Jody

Safeway at 20620 W Homestead Rd (Cupertino) always has better offers on the back of receipts than the referral offers — it’s in the same shopping plaza as the Star One branch at 10991 N. De Anza Blvd (Cupertino). Sometimes the offer changes — as of today it’s $200 bonus if you open a checking account with direct deposit of at least $300 per month.

Jody
Jody

I don’t know if it works online or not, but the code on the receipt is: DEANZA200

Yati
Yati

I’m in a neighboring county and tried to sneak through even though I don’t qualify….No luck. Exchanged a few emails, but personal guitar lessons for students in SC county doesn’t qualify as “work” for them.

Chris
Chris

DP: Tried codes EWAY200 and DEANZA200, both came back as invalid

Jake
Jake

Heads up – this isn’t mentioned on the landing page for the bonus but when you receive the referral email the Terms and Conditions state:

“Only first-time Star One checking accounts qualify for the bonus”

So you’ll only be eligible if you haven’t had an account with Star One in the past.

Jason
Jason

hi can any one send me a referral name and code? my email jcj19853276@gmail.com

hibbie
hibbie

I’m looking to open an account and need a referral, thank you.

my email is hibbie@hotmail.com

janet
janet

i can send you one syjjiang@yahoo.com

Nils
Nils

I’m a member if you’d like to get a referral. Please email cutenila14 [at] gmail.com for referral code with your full name and email id. Thanks!

Alex
Alex

I can refer 3 more people, you can email me at avn2694 [at] gmail with your name and email, thanks!

Brian
Brian

I can refer 3 more people also! My email is tatztastic [at] gmail.com.

Just send me your name and email!

Pete
Pete

For those that have membership, may I ask what they require to verify live/work in Santa Clara county?

My employer’s in Santa Clara, but a bit wary about providing paystubs and the such

Pete
Pete

Just opened my account, some tidbits:
-$50 minimum balance in savings at all times
-$25 minimum opening deposit, but no minimum balance
-Online application is a bit buggy, and can’t go back to make changes. Fortunately, can call them up and they can reset the app
-$1000 CC funding as purchase (Chase in my case)
-At the end of the application, it asks for uploads of photo ID (driver’s license) and eligibility document.
-Membership eligibility asks for proof of residency or employment location (paystub, letter of employment on letterhead paper, utility bill, etc)
-After approval (which only took minutes for me), our member number is on the signature card PDF, so be sure to save a copy
-I had to call in to set up online banking and get my full account number for ACH linking, as there weren’t instructions to obtain these after the application

Referral observations:
-Referrer inputs name and email of referral
-Referral gets an email with an default promotion code (currently WEB1202017) that is not unique — referrer’s name must still be typed into the application
-Account services called me afterwards to confirm the referrer, asking for his/her member number, as they can’t look up referrer’s by name alone

If anyone has further questions, or is interested in a referral, I’m at milkbar (at) gmail.com

Pete
Pete

Having had the account for a month now, just a few observations:
-Verified Star One does incur a Chex inquiry. Oddly, like M&T, it incurred two inquiries, so I’m in the midst of disputing with Chex to get one removed.
-Star One online and phone security are very tight, basically about as stringent as I’ve experienced, whether calling in for questions or setting up ACH transfers. Basically email/texted codes, in addition to personally selected security pictures and questions
-ACH transfers are done via a new third party online system, requiring one to confirm (trial deposits) for both the external bank, as well as one’s Star One account. So unlike other banks/credit unions, where we just need to verify the external one.

If anyone has further questions, or is interested in a referral, do let me know

MMM
MMM

Opened up an account last month with the $120/$60 referral bonus.

-used Barclays A+ for CC funding (coded as purchase – didn’t set my cash advance to $0)

-my bonus didn’t post so I had to email StarOne inquiring about it. They asked for the referrer’s member number which I didn’t know so I replied by forwarding the StarOne referral email and the referrer’s name/phone number. That did the trick.

I can send a referral email for those interested in the bonus: hibbie (at)hotmail.com

PHE
PHE

I’m a member if you’d like to get a referral. Please email writetopheinc [at] gmail.com for referral code with your full name and email id. Thanks!

BBB
BBB

I have referrals if anyone needs them! Feel free to email me at

spam104027953 [at] gmail

Sergey
Sergey

If anyone is willing to split the referral bonus 50/50, please email me your referral code at benard@gmail.com

Nils
Nils

Send me your full name with email id and I can refer you – cutenila14 at gmail dot com

T
T

Thanks for splitting the referral bonus..I just sent your email at cutenila14 at gmail. Can you send the referrer link. Thanks

XXY
XXY

If anyone is willing to split the referral bonus 50/50, please email me your referral code at ilikedeal@gmail.com. Thanks.

Chuck
Chuck

If anyone is willing to split the referral bonus 50/50, please email me your referral code at chaelir@qq.com. Thanks.

PHE
PHE

I’m a member if you’d like to get a referral. Please email writetopheinc@gmail.com for referral code with your full name and email id. Thanks!

banananon
banananon

Star One has been great to deposit at. Immediate fund confirmation, and you can submit check images through mobile app or online! Unfortunately they said I can’t deposit any more MOs 🙁

Hit me up @ banananon at live.com if you want a referral

GR
GR

Anyone know if this can be done in-branch?

Jon
Jon

If anyone is willing to split the referral bonus 50/50, please email me your referral code at jonsdk2@icloud.com. Thanks.

zyx
zyx

To everyone copying and pasting the ’50/50 split’ spam, buzz off. You’re already getting a limited private-only bonus and earning 2x what the referrer gets.

This is just going to create a race to the bottom like we saw on the Netspend threads, which ultimately culminated in scammers posting the most enticing payback offers and never fulfilling them. Frankly I’m surprised DoC hasn’t done anything about cutback offers like this, being ripe for abuse.

No one should entertain these people who want money for the privilege of you giving them one of your limited codes. These spammers/beggars should be happy that someone helped them get a bonus they couldn’t of gotten on their own. If they’re not, they should have fun getting nothing out of whoever is claiming they’ll split with you.

PHX
PHX

+1 to this…. starting to get very annoying. I’ve had 3 people contact me if I’ll do a split.

Mitesh Vakharia
Mitesh Vakharia

Can someone refer me to this offer? Thanks, Mitesh

Jackiesyu
Jackiesyu

You can contact me at jackiesyu@hotmail

Thanks!

PHE
PHE

Please email writetopheinc@gmail.com with your full name and email id and I can refer you.

DC
DC

please give me referral link anyone @ dcinrealife@gmail.com

your full name and things

PHE
PHE

Please email writetopheinc@gmail.com with your full name and email id and I can refer you.

shuttle
shuttle

Looking for a referral, preferably today

Jl
Jl

Please email pul.verized.chikin@gmail.com with your full name and email id and I can refer you

bl
bl

sent you an email Jl for a referral

jl
jl

looking for a referral

DC
DC

i accidently deleted e-mail can someone send me referral so i can signup for 120

DC
DC
VJ
VJ

Please email vijay88pune@gmail.com with your full name and email id and I can refer you

Andrew
Andrew

Anyone have a referral? No 50/50 please. My email is ShoresJunkMail@gmail.com Thanks.

Jay
Jay

Sent you an email via Star One. Tx!

qmc
qmc

As of Dec 2017, Chase Southwest card still codes as purchase and there is still a $1000 maximum.

Sergey
Sergey

Got $120 from them in September 21, 2017. Do I understand it right that I can already cloth both my checking and money market accounts and keep the bonus? Is there a way to close the account remotely or do you have to go to a branch to do it?

Jay
Jay

Please email baaliestore@gmail.com with your full name and email address and I can refer you. FYI, you can use a MC,Visa or Amex for funding up to $1,000. I used an Amex and it worked but took almost a week to post and process. I think MC and Visa are quicker.

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