Star Trek Credit Card Offering $300 Signup Bonus With $2,000 Spend

The Offer

Direct link to offer

  • Receive a sign up bonus of $300 cash back after $2,000 in spend within 90 days on the Star Trek credit card issued by NASA Federal Credit Union.

 

Card Details

  • Cards earn at the following rates:
    • 3x points on purchases at Startrek.com
    • 2x points on gas purchases
    • 1x points on all other purchases
  • Annual fee of $39 (not waived first year)
  • Points can be redeemed for exclusive rewards and experiences
  • Four Star Trek card designs to choose from
  • Free Experian FICO Score

Each point is worth 1.5 cents when redeemed for cash, so essentially you’re earning 4.5% back on Startrek.com, 3% back on gas, and 1.5% back everywhere else.

Our Verdict

You also need to be a member of NASA FCU, that will result in a hard pull (in addition to the hard pull for applying to this card), so if you care about hard pulls this likely isn’t worth it.

After deducting the annual fee, you’ll land up with a $261 net (minus the opportunity cost which lies in the $2,000 spend requirement). Could be worth it for some. They used to offer 50,000 points on $5,000 spend, now they’ve switched over to a cash offer.

Hat tip to tom0963

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solo modos
solo modos

after being instant approved with a credit score over 800, the follow-up approval process is manual, they asked for DL and paystubs, and it is like 5 days. Wouldn’t do it again.

solo modos
solo modos

i applied and got no response for 3 days, albeit there was a weekend. this is a little frustrating.

Sparky
Sparky

They just waived the $49 annual fee when I asked via chat (login, select help near the upper right corner on desktop, select chat). Fee was waived within 24 hours.

Sparky
Sparky

They waived it after a year. I didn’t try when I first got it.

Adam L
Adam L

Is there a household limit? I’d like to do this for myself and my wife, if possible

CRog
CRog

I did the star trek card at the end of May last year, and now just shy of a year later I got an offer for $300 cash bonus to sign up for the checking. Terms are a pain because they want 2k DD plus 20 debit transactions for 3 months in a row. I’m doing it though, because I normally can’t sign up for most CU checking accounts due to a chex ding. I thought maybe nasa CU wouldn’t pull chex for this because it’s an offer for existing members (afaik) and it does look like I was approved without a chex pull. So far so good, anyway.

Jun
Jun

Did a live chat and if approved,

“No, non-members can apply. However, if your application is approved, credit union membership is required. When you sign your credit card application to finalize your app, we will open a NASA Federal Savings Account for you to become a member.”

PD
PD

Unclear if the annual fee counts towards the bonus spend requirement, so don’t forget to subtract it or give yourself a good cushion just in case. Of course, that goes for all cards. This is so obscure though I almost forgot.

Dan
Dan

Deleted

Paleobiology
Paleobiology

Does NASAFCU allow product changes?

Michelle
Michelle

I got this card and just checked the rewards. I can redeem 3,333 points for $50 cash back, or I can redeem 6,500 points for a $50 donation to charity. “Highly illogical …”