Update 2/7/25: More targeted now (ht Bryan & Peek)
The Offer
Direct Link to offer (note again, this is a targeted offer)
- Ally Invest is offering $100 signup bonus when you meet the following requirements:
- Open an Ally Invest Self-Directed Trading account or Robo Portfolio using the links on this page.
- Set up and start a monthly recurring transfer of at least $50 within 30 days of opening your account.
- Complete at least 3 consecutive monthly recurring transfers.
- Keep your Ally Invest account open and in good standing until we deposit your $100 cash bonus.
The Fine Print
- This unique offer is only available to select Ally Bank customers. Only the original email recipient is eligible and this offer cannot be transferred or shared. We’re all about playing fair, so if we believe you’re trying to game or abuse this offer, you won’t be allowed to participate in this offer or any future offers.
- You must open your eligible account between 01/19/2023 and 02/22/2023 and set up and make a $50 minimum monthly recurring transfer from any bank within 30 days of account opening and complete at least three consecutive monthly transfers by 05/23/2023.
- Your new eligible Ally Invest account must be open and in good standing at the time of the bonus payout to receive your bonus by 06/15/2023, to be paid directly to an Ally Invest Self-Directed Trading account or Robo Portfolio account you own. If you open more than one Ally Invest Self-Directed Trading account or Robo Portfolio, Ally Invest will pick an account to fulfill. You will receive an email with your bonus details closer to bonus payout.
- We’ll treat the bonus as interest for tax reporting purposes. You should talk to your tax advisor about potential impacts to your 2024 tax liability.
Our Verdict
Pretty easy offer to complete with three $50 deposits.A lot of people sent this in (thanks all!), and some have noted the fine print which indicates it’s a targeted offer. We’ve seen a similar offer in the past, I believe there have been better bonuses in the past as well. You can also get $75 in fees refunded, more info in this comment.
Offer History:
- Update 12/28/23: Available again, subject line is ‘Show yourself some love. Get $100.’
- Update 12/22/23: Available again
- Update 11/14/23: Available again.
- Update 10/26/23: Ally is sending another round of this targeted offer <Subject: Start investing. Enjoy $100 extra.> (ht ShawntheShawn)
- Update 5/18/23: Another round went one with subject line ‘Please consider investing with an ally’
- Update 3/16/23: Another round went out, valid through 12/31/23 (ht Sheriff)
Do not share your links in the comments.
This account also offers $75 for any fees you MAY incur when transferring $2500 in via ACATS within your first 90 days. In fact the reimbursement form does not actually ask if/what you paid to transfer in.
https://ibb.co/3ptNqG1
I was able to successfully transfer in from Fidelity (free) and received the reimbursement within 2 business days after requesting.
Form: https://live.invest.ally.com/acats-fee/form
Did you transfer stock or cash? Wondering if cash would qualify
I just transferred $2500 in cash.
Thank you
Bockrr It worked and I got the $75 bonus as well. 
William Charles easy to do ACAT cash bonus that 
Bockrr mentioned should be up there as well and maybe reposted. Did 2.5K ACAT partial from Bloom savings last week of Feb and once it posted, waited a couple days and filled the form for the 75 bonus. The bonus posted exactly a week later. I was able to ACH transfer out the 2500 cash from Ally through the previously linked bank account immediately after bonus posted. So at most you lose 15 days of interest in transit on the 2.5K. I did leave the 75 bonus plus a little bit just to be safe.
We try to stick to bonuses of $100+
Understood; this could still be a $175 bonus if it is considered along with the 100 bonus that is what this thread is about. The point is people who are doing the 100 bonus may as well get the extra $75 which is a public offer.
Ah that makes sense, let me look into it!
Just a note to anyone doing this: Not a good idea to ACH the 2500 out soon after ACATing it in. Just do a couple trades SGOVs or something and/or wait a couple months before pulling it out. My account got frozen and after a call to CS and several ID verification questions and some further few days of processing, they let me use it. Agent did say it was frozen due to the immediate pull after ACH of the entire amount.
did you transfer from the cash management account or actual fidelity investment type account?
Still haven’t received my $100 targeted bonus.
It’s been 3 weeks now since I transfered 1k. Might give cxs a call.
Be careful. They will NOT pay if you are not tageted. I tried everything short of a BBB complaint and they wouldn’t budge.
I almost forgot about the 1099 for this bonus.
I didn’t receive one
I also did not receive one, the $100 “Crossover Promo” was the only activity in my account
Didn’t either however
“We’ll treat the bonus as interest for tax reporting purposes. You should talk to your tax advisor about potential impacts to your 2024 tax liability.”
I think says it all.
Isn’t there a $100 referral too?
Does that stack?
If so can the mods allow posting of referrals someone? I’d love to try for the $200 total
its $50 for referer and $100 for the referee, so $150 in total. the promo caps at 5 referrals ($250) so it’d be nice to get a new page going on Doc since the last one is 2 years old.
There is no stack, per se. The smart play would be to sign-up for the Ally Savings account for the $100 referral, and then hope to be targeted for the $100 Ally Invest bonus at a later date. YMMV
Josh
I just opened the ally savings using the referral offer, fine print on it says it’s the only new account-related bonus I’ll be eligible for through the end of the calendar year. Not sure if they mean banking-side only or if I just won’t be targeted for the invest offer or what.
When you applied for the savings, did it pull Chex/EWS?
Trying to apply for P2 so can be targeted for the $100 ally invest bonus as well
It’s been many years so I don’t recall. I believe Ally pulls Chex and EWS for your first-ever deposit account, but then doesn’t pull again when adding an account. However, could be YMMV. I know they didn’t pull again for adding a no-penalty CD.
They likely pull neither for the Invest account. Brokerages generally do not pull Chex or EWS, although Fidelity pulls EWS, so there are exceptions. I have never opened Ally Invest.
any chance we can add a referral page since there is a $100 referral bonus?
This was offered to me in app and required depositing $1000 only ( no hold time needed)
1/17 Applied & approved
1/17 Funded 1000.01 from Checking
1/28 $100 Credit
Withdrew all, will close soon
Just completed a $100 targeted bonus:
10/28 Open Ally Invest
10/28 deposited $1005 from Ally accounts (not new money)
11/1 Withdraw $980
11/11 $100 bonus!
I had a closed Ally Invest acct with the account# still showing so the account doesn’t have to be completely “new” to qualify.
Still haven’t received my $100 targeted bonus.
Im going on 3 weeks now since I transfered 1k.
I share a joint checking and savings with my p2 and we each have logins, for some reason my email account received the ally invest $100 emails and hers did not. Is it possible to use the link i was given to sign up under her login to also get the promotion or does she need to have rec the email as well?
I tried to create an account with my targeted email but it says “This promotion has ended”.
5/29 auto tx a
6/03 auto tx b
7/01 auto tx c
8/01 auto tx c
8/08 $100 CROSSOVER PROMO
Because of poor planning, had to redo the auto-transfer scheduling 3 seperate times. So, 4 transfers were part of 3 different automated schedules.