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Mr G
Mr G

Received this offer. Started moving money from Bank of America today. $450 is a pretty decent bonus for having the money held three months.

DP719
DP719

The three months is from 12/17 so if I decide to do this, I will deposit closer to that date.

Mr G
Mr G

Discover is my hub account so I need to go through them first. I can leave money in there for a week or so.

Onsa Saville
Onsa Saville

“We can’t find that page”

Superman
Superman

https://www.capitalone.com/bank/upto450/ “This bonus offer is meant only for the original recipient. Those that are not the original recipient will not receive a bonus. Please don’t share it.” Targeted email subject line is ‘🎁Earn up to a $450 bonus💰’.

Disruptings
Disruptings

Wish there was the BONUS400 back for a checking account, I missed it by a few days earlier this year.

Jeff
Jeff

$20k for 3 months for $150? Not worth it to tie up that much money for just a 3% return IMO.

Raj
Raj

Yes got targeted, compared to new account bonuses its not worth it…but if money is lying idle in other account paying less isn’t it worth it ??

Captain Greg
Captain Greg

Not worth it

Jay
Jay

Chuck You may want to remove or change the part about earning a “respectable 2% APY interest”, because that is no longer true. The 360 Money Market account now earns only 0.30% APY regardless of account balance, which makes this bonus a much weaker one compared to the last time (over $200 weaker for the $50k tier).

B-rad
B-rad
Peek
Peek

Screenshot: https://imgur.com/a/6ADi2z9 (old link seems to be dead, when I click existing links it asks me to login) William Charles Chuck

Jack
Jack

Keep in mind Capital One are very sensitive about adding bank accounts for ACH so be extremely careful if you do this. I got banned for life for adding a couple of external accounts and moving some money through a 360 account four or five years ago, and now they will cancel any credit card or bank account I sign up for with them. Same sort of thing happened to Frequent Miler.

Matt
Matt

Wow really? I have added quite a few. How many did you add?

Celia
Celia

Really? Eep. I have the max allowed, I think 3 or 4, and move money through them pretty often.

Rico
Rico

Been with them for 2 years and I havent experienced this at all. The only thing I hate is their limitation of 3 external accounts max. Like others, I move money in and out of them often.

Naddi
Naddi

No one gets get banned for adding “a couple” of external accounts. Tell us how many you added over the years.

Peek
Peek

Chuck William Charles Looks like this is back, I just got a targeted email. $450 to hold $50k, $150 for 20k. Must deposit by 12/17, must hold until March 17th.

L
L

That’s a long holding time.

tribesman55
tribesman55

3 months is long? Seems standard

Peek
Peek

I don’t like the amount required. 15k seems ok but 20k for $150 just seems like too much. TD has a bonus requiring 20k as well.

L
L

For the amount you have to have, it seems like a lot. The current M1 bonus only requires a little over a month.