Posted by William Charles on April 12, 2019
Credit Cards

Published on April 12th, 2019 | by William Charles

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[Expired] [Targeted] Chase Authorized User Bonus: $10/$20

Deal has expired, view more authorized user deals by clicking here

The Offer

No direct link to offer, sent out via e-mail. Subject line is ‘<name>, get $20 cash back when you add an authorized user’

  • Chase is offering a bonus of $20 when you add an authorized user to your account.  Authorized user must make a purchase by May 31st, 2019
  • Some people also have an offer for $10 instead of $20

The Fine Print

  • You will receive 2,000 bonus points with this bonus offer, which can be redeemed for $20 cash back.
  • To qualify for and receive your bonus, add an authorized user to your account who then makes a purchase by May 31, 2019.
  • After qualifying, please allow 6 to 8 weeks for bonus points to post to your account.
  • To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Our Verdict

Keep in mind being an authorized user does count towards your 5/24 status. Most Chase cards come with an authorized user bonus during sign up, although that was recently removed from the Sapphire Preferred card so I wonder if Chase plans to go down this targeted route instead. Alternatively they might just be targeting existing customers who never added an authorized user.

Hat tip to reader Tarek



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Michael
Michael

I got a $10 targeted offer, not $20.

bax
bax

I got an email without any incentive.

Zac
Zac

Same here for my Freedom card. Guess because I didn’t put much spending on it.

Scott
Scott

The bonus sure has gone down. I got at least $50 before for adding an authorized user.

Richard G
Richard G

They consider authorized user accounts in their calculation for the 5/24 rule as you mention… hmm.. wonder if they are just trying to further keep more people from getting new account bonuses.

Ann
Ann

The automated system treats AU cards as 5/24, but a recon call will get them to subtract those out. They can see the difference, but the initial evaluation system doesn’t bother to check.

Also, AU cards from most issuers (including Chase) show up on your credit report with the original opening date, so if you’re worried about 5/24 issues, just don’t do AU on cards that haven’t been open for at least 2 years.

Zack
Zack

Got the email for my Freedom, but no bonus mentioned.

Mj
Mj

Does adding an AU to a CSP prevent that AU from ever holding their own with the 1 sapphire rule?

Shalom
Shalom

I feel stupid to ask this but I did get this email, I didn’t read it carefully enough and deleted it. I can’t see this offer in my account online. Will Chase Customer Service know what my offer actually was? Can I still take advantage of it despite that I deleted this email or was I supposed to click something to ‘accept’ this offer? Thanks much guys 🙂

qmc
qmc

check your email’s trash

Jeff H
Jeff H

Call the number on the back of your card. They might help you, but verify the incentive amount first. IMO, the 5/24 should have more value for your p2.

Shalom
Shalom

Thanks much.

Tys
Tys

Do you know what cards are included in these targeted offers? I’m guessing Chase Sapphire Reserve isn’t sending out any bonus AU offers.

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