The Offer
Targeted offer shown when logged in
- M&T Bank is offering some loyal and valued customers a 20,000 point bonus (worth $200) on their Visa signature card after $500 in spend
Card Details
- Card earns 1.5% cash back on all purchases
- 0% Introductory APR for 12 billing cycles on purchases and balance transfers
- No annual fee
- No foreign transaction fees
Our Verdict
$200 for $500 in spend isn’t a bad offer as far as cash sign up bonuses go. Using the card long term doesn’t make sense unless you’re taking advantage of the 0% APR as there are cards that earn 2%+ cash back on all purchases. Hopefully this is a sign that M&T wants to get into the credit card sign up bonus game, if that’s the case hopefully it’s as fruitful as their bank account bonuses.
Hat tip to reader GS
Not sure why M&T credit cards aren’t talked about more with 0% interest for 12 months AND 0% balance transfer fee for 60 days. I don’t see any other cards on the market offering the same with double zeros.
I imagine like most here, I am not a “valued customer”, considering how much money I took from them during the bank account bonus frenzy.
The person who sent this to me was in a similar situation 😉
Probably still a hard pull or no!?
It’s a credit card, so I don’t see why it wouldn’t be.
It looks like the standard offer is 10,000 points for $500 spend, good for $100. May be worth a call to see if the offer can be extended.
https://www.mtb.com/banking/credit-cards/credit-card-options/mt-visa-signature?WCMITEMID=1278