Subscribe
Notify of
guest

25 Comments
newest
oldest most voted

killdozer
killdozer (@guest_1257892)
September 24, 2021 18:02

Is this churnable if you open a new account?

Tony
Tony (@guest_1255915)
September 20, 2021 17:53

I’m targeted for $500, but what would you say is the lowest credit score that might be approved for the smallest qualified personal loan?

Tony
Tony (@guest_1253745)
September 15, 2021 09:50

I’m targeted for $500, but what would you say is the lowest credit score that might be approved for the smallest qualified personal loan?

killdozer
killdozer (@guest_1252732)
September 13, 2021 14:40

Is this churnable? Ive already done the $310 loan bonus. Im seeing DP of others getting the $100 bonus twice for their SoFi money account with their direct deposit after closing and reopening a new account.

rynker
rynker (@guest_1245170)
August 27, 2021 09:38

I gave this a try. Hard pull. The day after it funded I paid off all of it but $100. Luckily the next payment due amortized to $5 so I can make the “on time” payments for the three months without paying much interest.

sg77
sg77 (@guest_1255918)
September 20, 2021 17:59

Did your loan re-amortize automatically, or did you need to contact SoFi to request that?
Also, where did it show you the terms about needing to make payments for 3 months?

John
John (@guest_1244408)
August 25, 2021 22:46

hard inquiry?

meed18
meed18 (@guest_1243880)
August 24, 2021 21:26

Crap. I just did this a day late thinking I had until 8/24, but the fine print says 8/23. I guess I’ll try a chat with customer service in a month because of the ambiguity, but not holding my breath.

Fred
Fred (@guest_1243995)
August 25, 2021 06:57

What is your plan? Were you going to make three normal monthly payments before paying it off, or make a large payment upfront?

meed18
meed18 (@guest_1252121)
September 12, 2021 22:56

My targeted email doesn’t say anything about needing to hold the loan for 3 months, but if I can get them to credit me even though I applied late, I will ask what other requirements there are. If they say I have to hold for 3 months, I will.

meed18
meed18 (@guest_1261579)
October 4, 2021 14:38

My fine print says that bonus will be deposited 30 days after funding a loan. It didn’t show up (obviously since I did it a day late). I called in. I didn’t mention anything specific, just checking on loan bonus. CSR put me on hold, came back and said that the bonus would post after making 3 payments. She didn’t mention anything about me applying too late. I asked if she would put something in my file saying I spoke with her and bonus would post after 2 more payments. She said she would. When it doesn’t post in 2 months, I am going to call back and try again and hopefully use what first CSR said to get the future CSR to credit me the bonus. I’m currently paying $19.60/mo in interest. So here’s hoping my next $39.20 turns into $500. Fingers crossed.

Fred
Fred (@guest_1243031)
August 23, 2021 08:51

Has anyone done this yet under the $500 bonus/$15K minimum requirement?

Brooks Ward
Brooks Ward (@guest_1242976)
August 22, 2021 23:04

Still no referral links allowed? Mine is showing $310 for each person, plus it shows on the referee’s link page.

tom
tom (@guest_1242967)
August 22, 2021 22:07

I was targeted even though I already done the $350 loan back in Jan – long since paid off. Apart from the increased bonus there is now a 90 day criteria that was not there before. Post needs to be updated to mention this @williamcharles

Jill Jung Juk
Jill Jung Juk (@guest_1242997)
August 23, 2021 00:49

I’m assuming they do a hard inquiry? And did this work out to be a profitable deal?