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Novacat05
Novacat05

Don’t bother sending an SM to ask about your bonus status, they just told me I have to call. I did real DD so I have nothing to hide by calling. Just yesterday I did get some kind of terms and conditions update via snail mail and it was only for the bonuses I signed up for so take that to be a good sign that they are attached to my accounts. I didn’t see anything obviously different in the terms….

Nick
Nick

Anyone have additional data points on Chase counting as DD to share? Seeing mixed results in the different comment sections, but it’s possible that the real time transfer doesn’t count while the standard does.

Bonus
Bonus

Can I do a product change from the premier checking to the convenience checking after I get the bonus? Will I be at risk of having to pay it back? I don’t want to park 2500 in the account but can park 300. Thanks

H-Bomb
H-Bomb

DPs for funding:

MCGC: Denied
Crypto.Com Visa: Denied
Capital One 360 Debit: Works! (Useful for those going for the $100 bonus for spending $300).

Didn’t bother with any credit cards due to reports of cash advances.

Novacat05
Novacat05

The terms do clearly state bonus is paid out no later than 140 days from opening…

Here’s my schedule:
7/26 – Opened Simple savings and Beyond checking
7/30 – $20k and change deposit into savings
8/14 – First real DD of $1251 into checking
8/21 – Second real DD of $1251 into checking.

140 days puts payout by 12/15/20 or so. I’m currently at around 78 days or so for checking. Savings obviously won’t pay out till at least November(90 days from deposit date).

I did a bonus with TD in 2018 with a different address and state. Same email, different online login ID. It took them about 60 days after satisfying requirements to pay out then, about 75 after opening.

Just logged in and set up “high balance” alert thresholds for both accounts so I’ll get emailed when a bonus posts.

Tom
Tom

OBSERVATION

TD Checking bonus payout shows no specific payment pattern. No DP for savings available yet.
Some have received the bonus at 61 to 90 days from account opening date.
The average bonus payout days seems to be 74 days from opening day.
The offer states that it can take up to 140-days from account opening date to receive bonus, so YMMV.

Key requirements to receive the bonus pulled directly from the offer page.
-Earn $300 when you have $2,500 in direct deposits within 60 days of account opening.
-Once the offer criterion is met for all qualifications outlined below, the bonus will be credited into the new personal checking or savings account no later than 140 days from the account opening date.

DP gathered from user posts who received the bonus:

Jul, Aug, Sep, Oct
7/3 – Opened acct
7/14 – Ally PUSH $2500
10/2 – $300 Bonus Posted -Paid 90 days from open

Jul, Aug, Sep, Oct
7/17 – Opened account
7/23 – Push from Capital one of $2,500
8/28 – Push from Wells Fargo for $2,500
10/2 – $300 Bonus -Paid 77 days from open

Jul, Aug, Sep, Oct
7/21 – Opened account
7/23 – Push from Wells $2598
9/2 – Push from Ally $2598
10/1- $300 Bonus -Paid 72 days from open

Jun, Jul, Aug
6/26 Opened account
7/17 Pushed $2500 from Wells Fargo
8/31 $300 Bonus -Paid 66 days from open

Jun, Jul, Aug
6/19/2020 opened account
6/24/2020 ACH push $3,000
8/31/2020 received $300 bonus -Paid 73 days from open

Jun, Jul, Aug
6-3-20: opened account
6-10-20: ACH push $2,500
8-19-20: $300 bonus -Paid 77 days from open

Jun, Jul, Aug
6/5/2020 – Opened account
6/18 – Deposited $2500+ from Ally
8/20 – Bonus paid -Paid 76 days from open

May, Jun, Jul
Opened 5/28/2020
Transferred $2500 from Wells Fargo personal account 6/12/2020
$300 bonus awarded 7/28/2020 -Paid 61 days from open

May, Jun, Jul
Opened – 5/15/2020
DD ($2600) – 5/20/2020
Bonus Posted ($300) – 7/28/2020
Opening to Bonus –-Paid 74 days from open

Tom
Tom

.

Tom
Tom

Based on the the DP posted on this thread for whatever the reason TD did not pay out any bonus in September 2020. They simply skipped over that month entirely. I expect to see payouts towards the end of this month or early next month.

Arielle
Arielle

Is there a way to downgrade from premier checking to convenience checking after the bonus is posted to avoid monthly fees?

Tom
Tom
Nav
Nav

Still nothing for me.

opened 07/31
8/15/2020 Employer DD $3000
8/30/2020 Employer DD $3000
10/5 nothing.

RogerRabbit
RogerRabbit

Still nothing for me. Had an account with Commerce Bank years ago before they got bought by TD.

opened 7/28
8/4/2020 DIRECTDEP ALLY BANK P2P $20,000.00
8/4/2020 DIRECTDEP ALLY BANK P2P $2,500.00
8/5/2020 XFER Online Xfer Transfer to SV $19,500.00
10/5 nothing.

churnyboy
churnyboy

My timeline lines up with yours and I haven’t gotten anything yet either..

I wish us both luck internet stranger.

Churnyboy
Churnyboy

Hmm. Still no bonus for me.

Account opened in July, second account with them (however it’s been 4 years)

Pushed 2500 from Ally on 8/2
Pushed 2500 from chase on 8/5

Nothing as of yet…

CH
CH

No bonus for me yet either – and my first DD was also in August. I’m thinking that may be the difference