Posted by William Charles on November 15, 2017
Credit Card Review

Published on November 15th, 2017 | by William Charles


TD Business Solutions Credit Card Review – $300 Sign Up Bonus & 3/2/1% Cashback Categories CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA

Reposting because bonus has been increased to $300 from $200. Bonus has also been increased on the personal card to $200. Hat tip to Skippy.

TD offers the Business Solutions Visa credit card. In this review we will look to see if it’s worth signing up for this card or not.

Card Basics

  • Sign up bonus of $300 after $3,000 in spend within 90 days of account opening
  • No annual fee
  • Card earns at the following rates:
    • 3% cash back on phone, internet and cable services
    • 2% cash back on dining and at gas stations
    • 1% cash back on all other purchases
  • Only available to those in the following states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA


Our Verdict

Previously this card just offered 1% cash back on all purchases so the 3% and 2% categories are new. Given that you can earn 2%+ cash back on all purchases the 1%/2% categories on this card are useless (even more true when you consider that there are better options for restaurants & gas stations). 3% on phone/internet and cable services isn’t that attractive either given the other options. $300 is one of the better cash sign up bonuses though, but the $3,000 minimum spend requirement is quite high. You can read more about TD Bank credit cards by clicking here.

13 Responses to TD Business Solutions Credit Card Review – $300 Sign Up Bonus & 3/2/1% Cashback Categories CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA

  1. Frito Pendejo says:

    Any data on applying with a “business”? I have had good luck with Chase and Amex. I didn’t realize TD was regional, they’re everywhere near me.

  2. JASON says:

    Saw this in the local branch near my place a few weeks ago already, was thinking about might be helpful for 3% on phone bill

  3. David says:

    Does TD biz card report to personal credit bureaus?

  4. Abey says:

    I applied for this Card a week ago
    It pulled Experian and went to pending, still waiting.

    P.s. Experian has a beautiful nice free app (simeller to credit karma) and an optional monthly subscribtion if you wanna see your actual score and for certain security feauters. Otherwise its all free from a detailed credit report to inquires and acounts and so on.
    Remember credit karma shows your Trans union and Equifex but not Experian. (I never knew i have 41 inquires on Experian since i only have 8 and 6 with TU and EQ)
    Anyway Its a stunning free app and when i applied for the above TD card i got A min later an alert that my credit report was pulled by a lender and so on.

    • JASON says:

      Hello, Abey, so that being said, you have 41 inquiries in Experian in the past 2 years? Please let us know whether your application is approved. If so I’ll apply for this business credit card as well.

    • Bill says:

      The Experian service notified me when a TD CSR said they were checking to see if I was preapproved. An email notification while standing at the counter told me that it was an application, not a check for preapproval.

      I probably should’ve applied for the business card right there and then.

  5. Chris says:

    As this has no annual fee and no foreign transaction fee is a good choice

  6. The Value Traveler says:

    This card is also available if you have TD Direct brokerage account. Just indicate you want to apply for this product when you call, and they will take your application via the phone.

Leave a reply

Your email address will not be published. Required fields are marked *. Please do not share your referral links/codes unless the post specifically states it's allowed. If the post states it is allowed please follow the rules carefully. If you'd like an image next to your comments please create a gravatar. Most of all please be kind and respectful to each other. 

Back to Top ↑