Posted by William Charles on August 12, 2017
Credit Card Review

Published on August 12th, 2017 | by William Charles

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TD Business Solutions Credit Card Review – $200 Sign Up Bonus & 3/2/1% Cashback Categories CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA

TD offers the Business Solutions Visa credit card. In this review we will look to see if it’s worth signing up for this card or not.

Card Basics

  • Sign up bonus of $200 after $3,000 in spend within 90 days of account opening
  • No annual fee
  • Card earns at the following rates:
    • 3% cash back on phone, internet and cable services
    • 2% cash back on dining and at gas stations
    • 1% cash back on all other purchases
  • Only available to those in the following states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA

Our Verdict

Previously this card just offered 1% cash back on all purchases so the 3% and 2% categories are new. Given that you can earn 2%+ cash back on all purchases the 1%/2% categories on this card are useless (even more true when you consider that there are better options for restaurants & gas stations). 3% on phone/internet and cable services isn’t that attractive either given the other options. $200 is one of the better cash sign up bonuses though, but the $3,000 minimum spend requirement is quite high. You can read more about TD Bank credit cards by clicking here.



9 Responses to TD Business Solutions Credit Card Review – $200 Sign Up Bonus & 3/2/1% Cashback Categories CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA

  1. Frito Pendejo says:

    Any data on applying with a “business”? I have had good luck with Chase and Amex. I didn’t realize TD was regional, they’re everywhere near me.

  2. JASON says:

    Saw this in the local branch near my place a few weeks ago already, was thinking about might be helpful for 3% on phone bill

  3. David says:

    Does TD biz card report to personal credit bureaus?

  4. Abey says:

    I applied for this Card a week ago
    It pulled Experian and went to pending, still waiting.

    P.s. Experian has a beautiful nice free app (simeller to credit karma) and an optional monthly subscribtion if you wanna see your actual score and for certain security feauters. Otherwise its all free from a detailed credit report to inquires and acounts and so on.
    Remember credit karma shows your Trans union and Equifex but not Experian. (I never knew i have 41 inquires on Experian since i only have 8 and 6 with TU and EQ)
    Anyway Its a stunning free app and when i applied for the above TD card i got A min later an alert that my credit report was pulled by a lender and so on.

    • JASON says:

      Hello, Abey, so that being said, you have 41 inquiries in Experian in the past 2 years? Please let us know whether your application is approved. If so I’ll apply for this business credit card as well.

    • Bill says:

      The Experian service notified me when a TD CSR said they were checking to see if I was preapproved. An email notification while standing at the counter told me that it was an application, not a check for preapproval.

      I probably should’ve applied for the business card right there and then.

  5. Chris says:

    As this has no annual fee and no foreign transaction fee is a good choice

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